As a loan officer working with Prospect Mortgage, a direct lender, I am lucky enough to have the ability to fund loans in house, all while having the choice to broker deals out to other big banks and direct lenders who have niche products that are DEAL SAVING alternatives to the standard guidelines and regulations set by Fannie Mae and Freddie Mac.
Most lenders and banks have niche products that only they can do "in house"... and having the ability to utilize these niche programs as well as our own, allows Prospect Loan officers like myself to have a wider range of program options for borrowers.
This leads me to a paramount question for both realtors and homebuyers alike... DO YOU KNOW WHAT THE BEST MORTGAGE FOR YOU/YOUR CLIENT IS?
I am curious to find out what you buyers out there look for FIRST when it comes to your home loan and mortgage.
In other words, what is most important to you about a loan officer?
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