If you would like to buy a home in 2013 read these tips.
Step # 1. Check your bank accounts . Determine the amount of cash you have to buy a home.
Step # 2. talk to a lender and get pre qualified. http://actvra.in/Nmx
Step # 3. Sit down with all the people who will be living in the house and make a list of things that you must have in the house and a list of things that you wish you can have if you can afford it but can live without if it is not affordable.
This is a very important step because you can get a mortgage for a certain amount and if you have too many items on the must have list or have champagne taste on a beer budget you will never buy a home. At some point you will have to be realistic.
You will find that you may find more items on your wish list in some towns and that some towns are more expensive. You may have to choose based on where you want to live.
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