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Call an Enterprise Short-Sale specialist at 893-1566 or visit ShortSellSacramento.com
FHA Loan? You may qualify to receive $1,000 when you short sell your Sacramento home.
What is a Short Sale?
Short selling simply means selling your home for less than you owe your lender on your mortgage loan. Your lender must agree to the price and terms you offer when you sell. Almost ALL lenders require the seller to complete an extensive Lender Short Sale Package. If you complete a short sale agreement you may still be required to pay any deficiency balance on any loan(s) you owe unless otherwise agreed upon by the parties. For this reason alone, we urge you to consult with us before entering into any agreement.
Will this Kill My Credit?
Some people short sell without ever missing a payment. Some people who short sell their home make late payments to their lender. If you make a mortgage payment 30+ days late, a lender may report to all credit bureaus that you are thirty or more days behind on your loan payments. This can have a direct impact on your credit.
Once a short sale is completed, banks report to credit bureaus in different ways. A common report is "Paid in full for less than full amount" or "settled". All lenders we know of report a foreclosure as "foreclosure".
Enterprise Real Estate, Inc. is a Sacramento area real estate brokerage with real estate agents that help people buy and sell Sacramento single family homes, condos, and lots for sale. The Enterprise Real Estate website lists Sacramento, Placer, and El Dorado homes for sale. Key service areas are Elk Grove real estate, including Laguna West, Stone Lake, and Sheldon; Sacramento real estate, including East Sacramento, Midtown, River Park, Campus Commons, Pocket, Greenhaven, Land Park, South Land Park, Curtis Park, Woodside and Arden Hills; Enterprise Real Estate agents also sell homes in Rancho Cordova, Gold River, Mather, Orangevale, Citrus Heights, Folsom, North Natomas, South Natomas, Arcade, Carmichael, Fair Oaks, the Fabulous Forties, and Tahoe Park.
CA BRE# 01932381
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