Home insurance in Florida is optional, at least if you are paying cash for a property, like Delray Beach real estate. However, for most home buyers, a home loan will be required and most mortgage lenders typically require insurance to cover their own investment.
When examining the different types of insurance coverages, insurance shoppers need to know that there are standard areas of coverage that will provide the bare bones. Although paying the lowest annual premium may be an attractive feature, it isn’t all there is to think about when insuring your biggest investment.
There also are some lesser known factors that may affect a potential property owner’s coverage to their Delray Beach real estate property. Read 6 not-so-well-known aspects at the Berkshire Hathaway HomeServices Florida Realty website.
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