Buying a home can be hard.
Putting enough money aside for a down payment can be near impossible.
Well, it is the Christmas season.
Step one is to take the money you were going to spend on each other and put it into the down payment kitty.
Ask family who normally trade gifts to give cash that can be put towards a down payment.
Think hard on this. Yes, you give up gifts for the time being, but you get closer to that home you want.
Sometimes it is the small home that gets you started
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