Irreplaceable, valuable items should never be left for the movers to move.
Items like, cash, jewelry, coins, family photographs, and important papers should either travel with you or should be sent ahead by a traceable courier service like FedEx or UPS. There may be other items too that may not be able to be replaced that are only valuable to you.
While the actual loss or destruction of these items is extremely rare, I can assure you it does happen. My single worst moment in the moving business came when a fire (caused by trailer wheel bearing malfunction and not as a result of negligence, etc...) destroyed an entire trailer containing items of an elderly couple (he 87, she 85) including all photographs and mementos of their deceased son. It was heartbreaking to have this elderly gentleman tell me that his life was ruined.
Fortunately the couple had purchased optional valuation and they were issued a large check in order to replace their items. However, there is NO REPLACING things that are truly irreplaceable.
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