Sorry to have to bring you this. I just read it, and I was in such a good mood until I did. This is scary stuff.
This is an article in one of my trade journals, "Registered Rep" for financial planners. It details the shortcomings of our country and what we are in denial of facing, even without the financial crisis upon us. You need to be aware of it, and let your clients know about what they will be facing in retirement and beyond. I hate to be the one to have to bring this to your attention, but it is important, and the reality of it is that people need to prepare for their future, the government will not help you, they can't.
http://registeredrep.com/investing/altinvestments/finance_promises_promises_1101/
Skip Frenzel
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