Florida Mortgage Lender offers 97% Financing, Florida Home loans, Florida Mortgage, Florida Mortgage Loans, FLorida FHA Mortgage Loans

Florida Mortgage Lender offers 97% Financing, Florida Home loans, Florida Mortgage, Florida Mortgage Loans, FLorida FHA Mortgage Loans Florida Mortgage Lender offers 97% Financing

Providing Mortgage Services in Florida

FHA loan programs were created to help increase homeownership.  FHA home loans make  buying a home easier and less expensive than other types of real estate mortgage home loan programs. Here are just some Examples of how FHA can help you buy a home,

Minimal Down Payment and Closing Costs.

The fact is, there is a wide range for FHA home loans available to Florida applicants. The real truth is, Florida homebuyers can take advantage of the fact that FHA loan programs do not consider your credit score. Florida buyers find this very difficult to believe, but it is that credit scores cannot be considered during underwriting, only credit quality. This gives Florida homebuyers who might not otherwise have an opportunity at a low fixed interest rate mortgage, ample opportunity to succeed and it is one of the biggest benefits that many FHA home loans offer to people just like you.

 To endure and be the most successful Florida mortgage lender, we have learned to adapt to a Florida real estate market that changes quickly.  One reason 1st Continental Mortgage is still here after ten years, when so many other Florida mortgage businesses around the state have closed their doors, is how we treat our Mortgage clients.

We really do take a long-term view.

About five years ago, adjustable rate mortgages with five year fixed periods were the rage with most Florida Mortgage lenders.

However, not with our team.

Why take an ARM when interest rates were near historic lows?

As a mortgage lender in Florida, over the last ten years we've earned a reputation for listening to our clients and for recommending the mortgage solution that is best for their long-term home ownership goals. As a result, we receive a large number of new Florida mortgage loan business by referral from past clients and our real estate partners.

If you are fortunate enough to be looking to buy a home or Refinance an existing one in the current market, we'll be glad to offer you sound advice and friendly service. Service and advice you deserve from a Florida mortgage lender that's been around for a decade and will be around for the long haul. Call 1-800-570-0448 or use our quick application for a no-pressure and no-obligation quote on your Florida mortgage or refinance.

We are a Resourceful Florida Mortgage Lender with excellent Conventional and FHA Mortgages for First Time Home buyers

Although many lenders are tightening credit standards and demanding higher FICO scores and more money down, we still have excellent conventional home loan programs with no money down for 1st time home buyers. In the current Florida real estate market, selling Realtors® are often eager to offer 3% and even 6% toward closing costs to coax an offer from our FHA approved Home Buyers in Sarasota and other cities throughout Florida.

Don't let lack of a downpayment keep you on the sidelines in a prime Florida real estate market that offers some of the best buying opportunities in years. Call 1-800-570-0448 to discuss your first time home buyer mortgage options with a representative from the premier mortgage lender in Florida. You can even use our quick application for a no-hassle consultation. Even if you're not a first time home buyer, we have excellent fixed rate home loans with terms from 10 to 50 years.

FHA Mortgage Lender in Florida

 Florida Homeowners have Excellent Refinance Options

As a Florida mortgage lender, we know well how quickly the world can change. Sometimes you outgrow your mortgage before you've outgrown the home that you financed.

Whether you need to make the move from a dangerous adjustable rate mortgage to a low Florida fixed rate mortgage or just want to do a refi to pull some cash out, chances are good we can help. We will be happy to review your present mortgage financing to ensure you're getting the right solution and that you do not have any prepayment penalties. For some clients, a Second Mortgage or home equity line of credit is a better way to create a financing solution. To discuss your situation with an outstanding mortgage lender who actually is in Florida, call 1-800-570-0448 or use our secure quick application form.

If you have a Bad Credit home loan, have been paying on time, and are ready for a low interest rate alternative, don't wait until your change date and attempt to pay your higher payment. Call us today at 1-800-570-0448 to see if we can move you to a fixed rate FHA mortgage and give you a stable long-term financing solution. We did it for a bad credit mortgage client in Duval County! Don't get stranded in a bad credit mortgage with accelerating payments! A Florida refi to a stable low rate loan solution today is far better than needing a hard money Florida Foreclosure bailout tomorrow.

Florida Construction Loan Programs, A Reputable Florida Mortgage Lender

The slowing Florida real estate market has also opened up excellent construction loan opportunities for buyers who are building custom homes. During the boom, it was tough to get the attention of the best custom builders and competition for premium lots was fierce.

Those applying for a Florida Construction loan will find supply and demand working in their favor in today's market. Builders are hungry and all too eager to complete a construction loan funded project ahead of schedule. For reliable answers and experienced help in applying for a Florida construction loan, you can count on a reputable Florida mortgage lender like 1st Continental Mortgage! Call 1-800-570-0448 right now or use our quick application to get started!

A Florida Mortgage Lender For Mobile and Modular home in Florida

Try finding a Mobile Home or modular home loan at your local bank and you'll quickly learn about one of the lasting prejudices in the world of mortgage lending. Many banks don't offer mortgages for mobile homes with land, modular homes, or double wide trailers on rural acreage. They're much more comfortable lending on traditional "Brick" built block homes in subdivisions. It's a sentiment we've heard from all across the state: Duval County, Seminole County, and Dade County!

We're a mortgage lender business that welcomes and understands that a manufactured homes can offer superior quality at an affordable price in a high cost housing market. We offer both FHA mortgage loans and conventional financing for purchasing or refinancing mobile homes on lots, modular homes, and double wide trailer homes on land.

For a free no obligation quote on a manufactured home mortgage, call 1-800-570-0448 or use our quick application. You'll know you have found the right Florida mortgage lender for your manufactured housing loan!

A Florida Mortgage Lender
Capable of Handling Florida Jumbo or Super Jumbo Mortgages

The Fannie Mae loan limits have not increased as rapidly as real estate prices in Florida over the last five years. More and more homes, especially in more expensive coastal Florida counties, now require a Florida Jumbo or Super Jumbo home loan to purchase.

As an experienced Florida mortgage lender, we would be pleased to help you secure the best combination of rate and terms for your Florida home purchase. For a quote on your Florida Jumbo or Super Jumbo mortgage, please call 1-800-570-0448 or use our quick application for a fast, no obligation consultation.

A Florida Mortgage Lender That Knows Investor Loans

Motivated sellers always look good to smart real estate Investors. In the near term, it looks as if Florida will have its share of homeowners and institutions forced to sell REO homes at a loss. At 1st Continental Mortgage, some of our favorite repeat Florida mortgage clients are investors.

As a Florida mortgage lender, we understand the special needs of Florida real estate investors. Whether you are accumulating a portfolio of rental houses in Tampa to hold long term or buying and fixing REO homes in Tallahassee, Florida from asset managers at Florida lenders, we will be happy to help you close a competitively priced loan on time. If your investor loans aren't getting the attention they deserve from your Florida mortgage lender, why not try 1st Continental Mortgage?

To get a quote on your next Florida investor loan, call 1-800-570-0448 or use our secure quick application form. You'll find 1st Continental Mortgage deserves it reputation as an investor friendly Florida mortgage lender.

  Serving all of Florida including the following counties

Alachua County - Alachua, Archer, Gainesville (County Seat), Hawthorne, High Springs, La Crosse, Micanopy, Newberry, and Waldo Baker County - Glen Saint Mary, Olustee, Macclenny and Sanderson Bay County - Callaway, Cedar Grove, Lynn Haven, Mexico Beach, Panama City, Panama City Beach, Parker and Springfield Bradford County - Brooker, Hampton, Lawtey and Starke (County Seat) Brevard County - Barefoot Bay, Cape Canaveral (Port Canaveral), Cocoa, Cocoa Beach, Indialantic, Indian Harbor Beach, Malabar, Melbourne, Melbourne Beach, Melbourne Village, Palm Bay, Palm Shores, Rockledge, Satellite Beach, Titusville (County Seat), Viera and West Melbourne Broward County - Coconut Creek, Cooper City, Coral Springs, Dania Beach, Davie, Deerfield Beach, Fort Lauderdale, Hallandale Beach, Hillsboro Beach, Hollywood, Lauderdale Lakes, Lauderdale By The Sea, Lauderhill, Lazy Lake, Lighthouse Point, Margate, Miramar, North Lauderdale, Oakland Park, Parkland, Pembroke Pines, Plantation, Pompano Beach, Sea Ranch Lakes, Southwest Ranches, Sunrise, Tamarac, Weston, West Park, and Wilton Manors Charlotte County - Punta Gorda, Boca Grande, Charlott Harbor, Englewood, Grove City, Mansota Key, and Port Charlotte Citrus County - Beverly Hills, Black Diamond, Ctirus Hills, Citrus Springs, Crystal River, Floral City, Hernando, Homosassa Springs, Homosassa, Inverness (County Seat), Lecanto, Pine Ridge and Sugarmill Woods Clay County - Green Cove Springs, Keystone Heights, Orange Park and Penney Farms Collier County - Everglades City, Marco Island and Naples Columbia County - Fort White, Lake City (County Seat), Lulu and Watertown Dade County - Aventura , Bal Harbour , Bay Harbor Islands , Biscayne Park , Coral Gables , Cutler Ridge , Doral , El Portal , Florida City , Golden Beach , Hialeah , Hialeah Gardens , Homestead , Indian Creek , Islandia , Key Biscayne , Medley , Miami , Miami Beach , Miami Gardens , Miami Lakes , Miami Shores , Miami Springs , North Bay Village , North Miami , North Miami Beach , Opa-locka , Palmetto Bay , Pinecrest , South Miami , Sunny Isles Beach , Surfside , Sweetwater , Virginia Gardens and West Miami Desoto County - Arcadia (County Seat), Brownville, Cubitis, Fort Ogden, Hull, Lake Suzy, Lansing, Nocatee, Southfort, Pine Level and Platt Duval County - Atlantic Beach, Baldwin, Jacksonville, Jacksonville Beach and Neptune Beach Escambia County - Century and Pensacola Flagler County - Beverly Beach, Bunnell, Flagler Beach, Marineland and Palm Coast Franklin County - Apalachicola, Carrabelle, Eastpoint and St. George Island Gadsen County - Chattahoochee, Greensboro, Gretna, Havana, Midway, Mount Pleasant and Quincy (County Seat) Gilchrist County - Trenton, Fanning Springs and Bell

Hamilton County - Jasper, Jennings and White Springs Hardee County - Bowling Green, Wauchula and Zolfo Springs Hendry County - Clewiston, Harlem, La Belle and Port La Belle Hernando County - Brooksville (County Seat), Spring Hill and Weeki Wachee Hillsborough County - Apollo Beach, Balm, Bloomingdale, Brandon, Carrollwood Village, Dover, Gibsonton, Lithia, Lutz, Mango, Orient Park, Plant City, Riverview, Ruskin, Seffner, Sun City Center, Tampa (County Seat), Temple Terrace, Thonotosassa, Valrico, Wimauma and Ybor City Highlands County - Avon Park, Lake Placid and Sebring Indian River County - Fellsmere, Indian River Shores, Orchid, Roseland, Sebastian and Vero Beach (County Seat) Jefferson County - Alford, Bascom, Campbelltown, Cottondale, Graceville, Grand Ridge, Greenwood, Jacob City, Malone, Marianna (County Seat) and Sneads Lafayette County - Day and Mayo (County Seat) Lake County - Altoona, Astatula, Astor, Bassville Park, Clermont, Eustis, Forest Hills, Fruitland Park, Groveland, Howey-In-The-Hills, Lady Lake, Leesburg, Mascotte, Minneola, Montverde, Mount Dora, Mount Plymouth, Paisley, Sorrento, Tavares, Umatilla and Yalaha Lee County - Fort Myers and Cape Coral Leon County - Tallahassee (County Seat) and Woodville Madison County - Greenville, Lee and Madison (County Seat) Manatee County - Anna Maria, Bradenton (County Seat), Bradenton Beach, Holmes Beach, Longboat Key, Myakka City, Oneco and Palmetto Marion County - Belleview, Citra, Dunnellon, Eureka, Fort McCoy, McIntosh, Ocala, Reddick and Summerfield Martin County - Jupiter Island, Ocean Breeze Park, Sewall's Point, Stuart, Hobe Sound, Jensen Beach and Palm City Monroe County - Islamorada, Key Coloney Beach, Key West, Layton and Marathon Nassau County - Nassau Village-Ratliff, Yulee, Crawford, Dahoma, Kent, Italia, Dyal, Ingle, Kings Ferry, Lessie, Boulougne, O Neill, Andrews, Evergreen, Verdie, Callahan, Fernandina Beach, Hilliard and Bryceville Okaloosa County - Cinco Bayou , Crestview , Destin , Fort Walton Beach , Laurel Hill , Mary Esther , Niceville , Shalimar and Valparaiso Okeechobee County - Cypress Quarters and Okeechobee (County Seat)

Orange County - Apopka, Bay Lake, Belle Isle, Christmas, Doctor Phillips, Eatonville, Edgewood, Lake Buena Vista, Maitland, Oakland, Ocoee, Orlando, Windermere, Winter Garden and Winter Park Osceola County - Campbell, Celebration, Kissimmee, Poinciana and St. Cloud Palm Beach County - Atlantis , Belle Glade , Boca Raton , Boynton Beach , Briny Breezes , Cloud Lake , Delray Beach , Glen Ridge , Golf , Greenacres , Gulf Stream , Haverhill , Highland Beach , Hypoluxo , Juno Beach , Jupiter , Jupiter Inlet Colony , Lake Clarke Shores , Lake Park , Lake Worth , Lantana , Manalapan , Mangonia Park , North Palm Beach , Ocean Ridge , Pahokee , Palm Beach , Palm Beach Gardens , Palm Beach Shores , Palm Springs , Riviera Beach , Royal Palm Beach , South Bay , South Palm Beach , Tequesta , Wellington and West Palm Beach Pasco County - Dade City (County Seat), Gulf Harbors, Holiday, New Port Richey, Odessa, Port Richey, San Antonio, Shady Hills, St. Leo, Trinity, Wesley Chapel and Zephyrhills Pinellas County - Belleair, Belleair Beach, Belleair Bluffs, Belleair Shore, Clearwater (County Seat), Dunedin, Gulfport, Indian Rocks Beach, Indian Shores, Kenneth City, Largo, Madeira Beach, North Redington Beach, Oldsmar, Pinellas Park, Redington Beach, Safety Harbor, Seminole, South Pasadena, St. Pete Beach, St. Petersburg, Tarpon Springs, Treasure Island and Ozona Polk County - Auburndale, Bartow, Davenport, Dundee, Eagle Lake, Fort Meade, Frostproof, Haines City, Highland Park, Hillcrest Heights, Lake Alfred, Lake Hamilton, Lake Wales, Lakeland, Mulberry, Polk City and Winter Haven Putnam County - Crescent City, East Palatka, Interlachen, Palatka, Pomona Park and Welaka St. Johns County - Hastings, Marineland, St. Augustine and St. Augustine Beach St. Lucie County - Fort Pierce (County Seat), Port St. Lucie and St. Lucie Village Santa Rosa County - Gulf Breeze, Jay and Milton Sarasota County - Nokomis, Osprey, North Port, Sarasota (County Seat) and Venice Seminole County - Altamonte Springs, Casselberry, Geneva, Lake Mary, Longwood, Oviedo, Sanford and Winter Springs Sumter County - Bushnell, Center Hill, Coleman, Lake Panasoffkee, Sumterville, Oxford, The Villages, Webster and Wildwood Suwannee County - Branford, Dowling Park, Live Oak (County Seat), McAlpin and Three Rivers Volusia County - Daytona Beach, Daytona Beach Shores, DeBary, DeLand (County Seat), Deltona, Edgewater, Holly Hill, Lake Helen, New Smyrna Beach, Oak Hill, Orange City, Ormond Beach, Pierson, Ponce Inlet, Port Orange and South Daytona Union County - Lake Butler (County Seat), Raiford and Worthington Springs Wakulla County - Crawfordville (County Seat), Sopchoppy, Smith Creek, St. Marks, Wakulla Beach and Wakulla Springs Walton County - De Funiak Springs Washington County Caryville, Chipley, Ebro, Sunnyville, Vernon and Wausau