I have extensive knowledge in the subprime and Alta -A arena with over 75% of my business in that realm. I can do Prime loans with little difficulty and can achieve some of the lowest rates in the industry. In over six years as a mortgage proffessional I have recieved 0 complaints and the majority of my business is from refferals and repeat business. I have mastered the art of the two week close in most cases with little stress. I have a great team of proccesors at my disposal which allows me to really concentrate on what matters most, the client. I have written and published a great book called Mortgage-Ocracy wich explains in easy format the mortage refinance and purchasing business.