week's New Listings for the Belmont Shore and Naples in Long
Here is your Friday Night listing report for the areas of Belmont Shore, Belmont Park, Naples and the Peninsula in Long Beach. This report provides you with newly listed homes for the week.
In order to preview the information just slide your mouse over the HaikuDeck which will generate an arrow for you to click on to proceed forward.
Please note that next week's "Friday Night Listing Report" will come out on Saturday by 1PM.
If you would like to preview any of these homes or any home you are interested in you can call or text message me at (714) 612-0995.
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Feel free to submit your request for an updated listing report for the Belmont Shore area at anytime. Send your request to: GGasparRE@Yahoo.com
Here is a great tool to have access too so that you can search for your next home. Whether your only looking in Long Beach or wish to see what is being sold throughout Los Angeles or Orange County this tool will provide you with full access. Start using your Free Home Search Tool.
First Time Home Buyer Programs in California
CalPlus with Zero Interest Program
This is a FHA loan with an exclusive down payment assistance program "ZIP" which offers to qualified buyers 3.5% for their down payment. The ZIP program defers your payment with a zero interest second mortgage that is only available with CalPlus First mortgage .
The "Extra Credit Teacher Home Purchase Program" is a deferred payment subordinate loan with simple interest charged. Qualified teachers can use this for down payment assistance with eligible CalHFA first Mortgage loan.
CHF ACCESS Homebuyer Program
Put less than 1% down. With the CHF Access Program it may be possible to finance up to 99.5% of a home's purchase price.
Southern California Home Finance Authority (SCHFA)
SCHFA offers a 4% down payment and closing cost assistance program which comes in the form of a grant and does not have to be paid back.
California Housing Down Payment Assistance (CHDAP)
CHDAP offers a 3% down payment or closing costs assistance with deferred payments.
CHF Platinum Home Buyer Program Down Payment Assistance
This program is not limited to first time home buyers and is a grant of 3, 4 or up to 5% which can be used towards your down payment and/or closing cost. This is a forgivable grant and not a second mortgage.
Mortgage Credit Certificate Program (MCC)
The MCC Program offers First Time Home Buyers a yearly tax credit for as long as you own your home and carry a mortgage. This credit is for 15% of your annual mortgage interest. Using this program allows you an opportunity to qualify for a higher purchase price.
FHA Loan Update!
You can now purchase a home if you have only recently reached your one anniversary of having filed a Bankruptcy or having sold your home as a Short Sale or if you lost your home to a Foreclosure. Your FICO score can be as low as 500!
For additional information on any one of the mentioned programs please call or text message me at: (714) 612-0995 so that I can share with you certified lenders who can assist you.
California BRE# 01048604
*Each home in this report is listed with a real estate Broker: