bad credit: Is a person's credit score a major factor when dating?
- 01/14/14 11:45 AM
He’s over 5’5” tall, holds the door, is photogenic, has good hair, and doesn’t call you “Dude,” while high-fiving you - everything you always wanted in a man. She’s pretty without caking on the makeup, is way smarter than you, laughs at your bad jokes, and lies to you that she likes sports – your dream girl. The first date goes wonderfully, the conversation effortless, and before you know it you’re the last two customers at Applebee's splitting a double fudge alamode brownie. Date number two and especially number three (wink!) are even better, and you’re certain you found the love of your life … (0 comments)
There is a powerful new ally in the battle against online fraud and identity theft – social media. Even the credit bureaus are using this tool to research the credit-worthiness and validity of consumers, alongside companies like EBay, Paypal, and Intuit. Equifax and Experian are running trials to see if social media posts can help dissuade fraud, verify identities, and even see if consumers are lying about their financial situation.
Every day hundreds of millions, if not billions, of people use social media sites like Facebook, Pinterest, Twitter, etc. to share sensitive personal information through user profiles, public postings, and … (2 comments)
bad credit: Realtors and LO's – how short sales report can jumpstart your income!
- 07/17/13 09:50 PM
It’s estimated that almost 1.5 million homeowners have gone through a short sale in the last 5 years, yet many of those are reporting incorrectly on their credit reports as foreclosures. If you are a Realtor or loan officer, you should know that the difference between a short sale or a foreclosure reported on a credit report can cost a consumer valuable time, money, and delay their entry back into the housing market – and cost you a potential client.
How prevalent is the problem? Well consider that here in the Sacramento area more than 1 … (0 comments)
bad credit: What a Difference a Point Makes.
- 07/17/13 09:47 PM
Have you ever heard the song lyrics, “What a difference a day makes?” When it comes to your credit score, a few points can make a big difference in your finances. The average American has a credit score of 687 (as of 2011), but by raising it even a few points they can save big amounts of money. Here are 8 ways a higher credit score can save you big bucks!
Mortgage. A good credit score is fundamental to getting the best rates and terms on a home loan – or getting approved at all. Due to the way mortgage payments are spread out … (0 comments)
bad credit: White House urges banks to lend to borrowers with weaker credit.
- 07/16/13 11:23 PM
The Obama administration is urging banks to fund home loans to borrowers with weaker credit, trying to create momentum toward economic recovery. White house officials say they are encouraging banks to start lending to borrowers with weaker credit again and to take advantage of taxpayer-backed programs, like those provided by the Federal Housing Administration, that insure home loans in case of default. The Washington Post reports: President Obama’s economic advisers and outside experts say the nation’s much-celebrated housing rebound is leaving too many people behind, including young people looking to buy their first homes and individuals with credit records weakened … (1 comments)
He’s over 5’5” tall, holds the door, is photogenic, has good hair, and doesn’t call you “Dude,” while high-fiving you - everything you always wanted in a man. She’s pretty without caking on the makeup, is way smarter than you, laughs at your bad jokes, and lies to you that she likes sports – your dream girl. The first date goes wonderfully, the conversation effortless, and before you know it you’re the last two customers at Applebee's splitting a double fudge alamode brownie. Date number two and especially number three (wink!) are even better, and you’re certain you found the love of your life … (0 comments)
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