homeownership: Should I Own A Home? - 06/09/23 08:09 AM
I'm in the middle of my 75th trip around the sun. During those trips, I have come to the conclusion that life seems to go in cycles. However, one thing seems to be a constant; People have a desire to own their own home. A place you are only accountable to yourself. A place where you can build equity. A place known and proven to be the beginning of wealth generation. There are probably as many reasons to own a home as there are homeowners.
Pictured below are some of the reasons to own your home.
What are yours?
Reasons To Own Your Home … (20 comments)

homeownership: There are Benefits... - 10/05/22 09:15 AM
Homeownership is the dream of many, not all, but, I'd say the majority of people look to that day they purchase a home. When we are in crazy times, such as the ones we are currently living through, taxes spiral, wages don't keep up, unfettered inflation and recession rear their ugly heads, interest rates trend upwards, and much more. This may cause people to wonder whether homeownership is in their future. However, we must remember that homeownership has benefits. You may need to delay your dream or make other sacrifices to reach the goal BUT never ever give up on owning … (6 comments)

homeownership: Advantages of Homeownership... - 02/24/21 09:05 AM
Official Spring is right around the corner. Real Estate Spring is right now! According to photographers I've spoken with they see their requests for their  services increasing. This gives one hope that inventory will be increasing and THAT is Good News!
There is a steady stream of buyers but not always a steady stream of sellers. I believe the value of "land/property" ownership is intrinsically embedded in the human psyche, Below is 6 benefits of homeownership to keep in mind. 
6 Foundational Benefits of Homeownership Today   Over the past year, our homes have become an integral part of our lives more than … (12 comments)

homeownership: Homes for the Brave... - 11/10/20 01:05 PM
With Veteran's Day being tomorrow I thought this would be an opportune time to remind veterans about a VA Home Loan.
One of the benefits many Veterans do not avail themselves of is a VA Home Loan. A veteran can use this benefit more than once. The VA Home Laon is a 100% government-guaranteed loan. The infographic gives the basics of the benefit. Contact a qualified VA loan provider to start the process. They can walk you through the process right to the closing.
 
Making a Home for the Brave Possible 
Some Highlights VA Home Loans provide unique opportunities for Veterans, active-duty personnel, and … (4 comments)

homeownership: Does Demand Still Exist? - 08/01/20 11:52 AM
The answer to that question is YES, demand still exists in the housing market. Will it continue to exist? Demand never really goes away, sometimes it's greater than other times. It's the inventory that's hurting us now. That and this virus that has most people unnerved (some more than others). Uncertainty is a major culprit in what we are seeing these days. More and more companies are telling their workers to work from home. There seems to be an expectation that people will flee to the suburbs. 
Massachusetts has the highest unemployment rate in the country at 17% (last time I looked). BUT, … (16 comments)

homeownership: What To Avoid Doing... - 07/20/19 08:19 AM
... when buying a home.
 
1. Doing It On Your Own
2. Avoiding Budget Talks Before Shopping
3. Not Looking Beyond the House
4. Opening a Line of Credit Before the Sale is Final
5. Being Emotional Rather Than Visionary
 
We've all been first-time buyers and as Real Estate Professionals we work with many first-time buyers. I found this helpful article, by Alejandro Herrera, on the Realty Times website and thought I'd share.
There is one area I don't agree with, though. I've not met one Real Estate Professional that suggests the staging of their clients home to distract a buyer from a negative.
 
5 Common Mistakes … (12 comments)

homeownership: What Americans Consider as BEST... - 07/03/19 07:29 AM
There are many ways to invest your money and earn money. Through the ages, Real Estate ownership has been considered to be a true wealth generator and...It Is and will be for the foreseeable future. 
Within this article compiled by KCM is a link to a Gallup Poll article. Please don't miss or skip it.  
Americans Rank Real Estate Best Investment For 6 Years Running!
Some Highlights: Real estate has outranked stocks/mutual funds, gold, savings accounts/CDs, and bonds as the best long-term investment among Americans for the last 6 years. Stock owners are more positive about real estate than stocks as an investment. Of … (6 comments)

homeownership: Home Ownership Thoughts... - 06/27/19 08:28 AM
Homeownership is intricately tied to the American Dream.
Home/Land ownership, through the ages, has been an ingrained dream.
Homeownership signaled your arrival, your worthiness.
Homeownership gave you distinction in the community and among the women. =:o)
Homeownership suggested stability and security and I think it still does.
Home/land ownership gave you the right to vote, in early America.
Homeownership, these days, is the basis of wealth and is really looked at as an investment.
Pam & I were married for 10 years before we purchased our home. We bounced from one apartment to another almost yearly. During those years we went belly-up, dead broke, evicted. I … (19 comments)

homeownership: What Are Your Reasons? - 06/03/19 06:41 AM
There are as many reasons to own a home as there are people. Here's a pictorial, by the crew ar KCM, of some of the top reasons people want to own a home. 
 
The Top Reasons To Own Your Home [INFOGRAPHIC]  
Some Highlights: June is National Homeownership Month! Now is a great time to reflect on the many benefits of homeownership that go way beyond the financial. What reasons do you have to own your own home?   … (6 comments)

homeownership: A Millionaires Advice... - 02/19/19 05:49 AM
Piggybacking on to my last post with regards to renting v. homeownership. Every situation is different yet I have found the advice of those that have paved the way to be concrete.
 
Millionaire To Millennials: Don’t Get Stuck Renting A Home… Buy One! In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say that, “If you want to build real financial security, real wealth for your lifetime, then you need to buy a home.”
Bach went on to explain:
“Homeowners are worth 40 times more than renters. Now, that … (22 comments)

homeownership: Does Homeownership Really Matter? - 02/19/19 05:22 AM
To rent or buy?... That's an age-old question. I get that question all the time from people that rent. It all depends on their situation BUT Real Estate ownership is the hands-down best way to produce wealth. Your rent dollars just fly out the window and are gone forever. 
Why Homeownership Matters Now More Than Ever  
Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial and non-financial (often referred to as emotional or social reasons.)
(12 comments)

homeownership: 3 TIPS FOR MAKING... - 12/18/17 07:00 AM
 ...Your Dream Home A Reality A few years ago Pam & I took Dave Ramsey's "Financial Peace University" course. I found that many of the principles being taught were principles we were already engaged in. These 3 tips that KCM is sharing fit right into the Financial Peace philosophy.
When it comes to homeownership people need to be more diligent in the handling of their finances. Being disciplined about saving and spending is a  necessity. I believe when people follow these 3 tips, diligently, their dreams of homeownership will become a reality, as will financial peace. 

Some Highlights: Realtor.com shared their “5 Habits to Start Now … (10 comments)

homeownership: A Happy House is An Occupied House! - 06/01/17 08:51 AM
Today, I learned that June is National Homeownership Month 2017 as declared by our President, Donald J. Trump. Homeownership month has been taking place for 17 years.
National Homeownership Month is an annual event where mortgage lenders and the federal government promote an essential part of the American Dream, which is, owning your own home. and we all know that owning your own home is a pathway to the accumulation of wealth. 
 
Here's the President's Proclamation
 
NATIONAL HOMEOWNERSHIP MONTH, 2017
- - - - - - -
BY THE PRESIDENT OF THE UNITED STATES OF AMERICA
A PROCLAMATION
During National Homeownership Month, we recognize the many benefits of homeownership to our … (8 comments)

 
Doug Dawes, Your Personal Realtor® (Keller Williams Evolution - 447 Boston Street, Suite #5, Topsfield, MA)

Doug Dawes

Your Personal Realtor®

Topsfield, MA

More about me…

Keller Williams Evolution - 447 Boston Street, Suite #5, Topsfield, MA

Address: 11 South Main Street, Topsfield, MA, 01983

Mobile: 978-270-3037

Office: 978-887-3995

There is more to life than Real Estate. My intention is to provide not only Real Estate information but items that we all face and experience in our daily journey through life.


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