Are Easier Financing Requirements Ahead? Recently (and I'd say somewhat unceremoniously given the importance and need for the announcement), Fannie Mae and Freddie Mac announced the easing of Financing Guidelines ... including the news that they're bringing back the 3% Down Payment - Co
...
11/25/2014
New Mortgage Program Helps Those Suffering from Significant Adverse Credit Buy Again In a continuation of a recent loosening of home financing guidelines, I now can offer "expanded programs" for Borrowers with Credit Scores (middle score) of 580 (FHA Loans) and 600 (Conventional Loan
...
11/24/2014
More Good News for High-End Well-Qualified Buyers JUMBO Loans, and the advantageous interest rates they have been enjoying, have been in the news quite often over the past few months. These loans have continued to be a good bargain in comparison to the past, due to the current r
...
11/21/2014
Thanksgiving is a time for reflection. What ... Who .. are you thankful for? I know that I'm thankful for my family. This Thanksgiving I'll look around the dinner table and be lucky enough to see my Mother, healthy and still enjoying life. I'll also see my wife, our 2 sons, 2 wonderful d
...
11/19/2014
Why Are the Most Recent 2 Years of Your Life Important in Financing? It's definitely true. Much has changed in the Mortgage Industry and the financing of homes in a very short time. But one thing has not changed. That is the importance placed by Mortgage Lenders and their Underwri
...
11/16/2014
Why Bank Statements and Verification of Funds Are So Important to Mortgage Underwriters One topic ... one direction provided during the Mortgage Process that seems to baffle and frustrate my prospective home buyers during their Mortgage Process, surrounds the sourcing and documenting of Do
...
11/11/2014
Entering or Currently Navigating the Mortgage Process? Don't Even THINK About it! Follow the warnings found on my Flyer below If hoping to Buy, Build, or Refinance a Home in the greater Chicagoland area, please contact me! I'll put my 37 years of mortgage experience and expertise
...
11/07/2014
Think You Can't Buy a Home in Chicagoland? 10 Facts That May Change Your Mind I've found that Home Buyers looking to be Pre-Qualified for a home loan purchase are sometimes quite surprised by their ability to successfully get a Loan Approval without having PERFECT credit. To add t
...
11/06/2014
Did you have snow at your house this last weekend? Don't know about you, but I'm not ready for it, at least mentally. But yet, clocks were turned back, we ushered in the month of November, and dragged our winter coats out of the closet over the last week. So ready or not, here comes winte
...
11/05/2014
You Decluttered Your Chicagoland Home. What Now? I'm just guessing, but I'm betting there are thousands of videos and real estate articles about the importance and wisdom of "decluttering" your home prior to putting it up for sale ... Magazines, blogs, and social media are all fil
...
11/03/2014