ARCHIVED BLOG POSTS
2016
9
Comments
“Having a By Referral Only Reputation” I never take my referrals for granted. It is always an honor when I receive them from my past clients. Having said that, I need to keep reminding them this is how my mortgage practice works. Good afternoon,My name is Elise XXXXXX. We were given your na...
08/30/2016
“They were going to hire a Credit Repair Company” These clients shared with me that they planned on hiring a credit repair company that charged $150 per month. It would have been a waste of money. I spent an hour with them coaching them on what needed to be done, all of which they could do o...
08/28/2016
9
Comments
“Banks Can Play the Bait and Switch Game” When I ran the numbers, the debt ratio did not work and I let her know. That is when she told me that the current bank said it didn’t matter because they owned the current loan. I hate to see business walk out the door but I let her know I couldn’t get h...
08/25/2016
11
Comments
“Take That Deal!” Hello Joe,I hope all is well! I wanted to give you someone who you might be able to help that unfortunately our bank couldn’t. Her name is Connie, she is interested in purchasing a 4 family building that will be used exclusively as rentals. She already has 4 tenants in there,...
08/23/2016
14
Comments
“A Mixed Blessing for Sure” It is not always easy to convince a lender that a client should not have to wait to get a new mortgage. FYI… my credit was absolutely perfect before and after the bankruptcy and foreclosure… never missed a payment on anything ever. The only reason we had to file B...
08/21/2016
8
Comments
“A 203K Loan is often the Right Alternative” Certainly a good alternative when we have champagne tastes and a beer budget. No matter how many times I brought up this possibility, the answer was always, “I don’t want to do any work.” A client of mine just purchased a property for $103,000 that...
08/18/2016
10
Comments
“A Quick Thinking Priest and Customs Officer!” A female college student coming back from Europe is sitting next to a priest. She: "Excuse me could you do me a favor? I used the very last of my vacation money to buy an expensive artisanal razor. It's so beautiful it's a piece of sculpture. I have...
08/16/2016
“The Appraisal Management Company System is Broken” There was a time that we could hire appraisers that knew and understood an area and would make sure that there was a good and honest appraisal. The mortgage lender could choose the best person for the job but that all changed with a lawsuit th...
08/14/2016
8
Comments
“What to do to get our Dream House?” Hi Joe, Sorry I have been all over the place, I wasn't able to see you Monday when scheduled because I found out we are having another baby! We are very excited, ok so I know I am all over the place but my husband and I were taking a drive through Watert...
08/11/2016
13
Comments
“A Smart Wife and Dumb Husband” On their wedding night, the young bride approached her new husband and asked for $20.00 for their first lovemaking encounter. Her husband readily agreed.This scenario was repeated each time they made love, for more than 40 years, with him thinking that it was a cu...
08/09/2016
Service Areas
Real Estate Resources
Recent Posts
ActiveRain Community
2 months ago
Lending / Financial
about 1 year ago
Home Improvement
over 1 year ago
Subscribe to my blog via email: