low mortgage interest rates: July 20th Market Update: More on China - 07/20/11 03:45 AM
Good Morning, hope you’re staying inside and cool today!
It’s been a quirky week in the market but the day to day volatility has led us back to the exact same spot we were at last week. The only major news today is once again out of China who recently released a statement to the U.S. strongly encouraging them to reduce our debt or our overall investment credibility will be compromised. Coming from the single largest investor in the U.S. market it will be interesting to see if this holds any weight for current U.S. Policy makers.
Rates are below, have … (0 comments)

low mortgage interest rates: May 25th Market update: Roland Garros? - 05/25/11 06:52 AM
Good afternoon,
I had to catch up on the French Open news this morning as for a tennis fan, it’s traditionally the most unpredictable of tournaments. In reality, with weddings, a little girl and all that comes with a family, I’m only daydreaming about catching up on the tournament.
Interest rates are holding pretty steady albeit slightly higher than last week. We’ll keep this one short and sweet as the week passes.
Rates: 30 year fixed at 4.50% and the 15 year at 3.875%, FHA: 4.25%: As always rates change with individual credit scenarios and programs, with credit in the mid … (0 comments)

low mortgage interest rates: May 11th Market Update: Minnesota, where will the weather go next? - 05/11/11 05:25 AM
Good morning,
Well, depending on how you look at it, we have been extremely lucky with the temperature compared to last week. Of course, I think I’m going to move to San Diego and call it a day. I’m not a fan of 36 being a high temperature on May 2nd nor am I a fan of 89 on May 10th. Now how do I go about convincing my wife that we just pick up and move because I prefer better weather patterns?
Tips and ideas are welcome!
In the meantime, rates are holding nice and low once again this week.
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low mortgage interest rates: March 21st Market Update: When will housing start moving along? - 03/23/11 05:28 AM
Good Morning!
 
I’d ask where spring went, but then I remember that we live in Minnesota.  I’m pretty sure spring doesn’t start around here until May.  Anything earlier is just good fortune.  Hopefully you didn’t have to spend too much time in traffic today.
 
Rates have held steady over the past week with no real news shifting the market for investors after Japan’s tragedy added to the Mideast turmoil that had been building steadily for a while.  So, how is the housing market lately?  Well, it really depends on who you ask.  We are still in a market that … (0 comments)

low mortgage interest rates: March 16th Market Update: Happy St. Patricks Day! - 03/16/11 04:44 AM
Sure, it’s a day early, but there’s no reason not to say it to all of those reveling in their Irish heritage. 
 
Rates have lowered over the past few days and unfortunately it’s in response to the devastating event in Japan.  Investors are worried about what situations like this will do to the global economy and that leads them to invest in ‘safer’ investments for the moment.
 
My thoughts and prayers go out to everyone who has been affected.
 
Rates: 30 year fixed at 4.75% and the 15 year at 4.00%, FHA: 4.50%: As always rates … (2 comments)

 
Matthew Royer, NMLS #  366970 (Homes Mortgage )

Matthew Royer

NMLS # 366970

Saint Paul, MN

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Homes Mortgage

Office: (651) 770-0637

Fax: (651) 294-1001



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