Lock Watch for the Week of 4/22/2019

Mortgage and Lending with Guaranteed Rate, Marin County, CA NMLS: 22343

Lock Watch for the Week of 4/22/2019



And you thought Good Friday was last week...


Economicalendar (all times are Pacific):

Mon, 4/22:    Existing Home Sales (7am).

Tues, 4/23:     New Home Sales (7am). 2-Yr Note Auction (10am).

Weds, 4/24:     5-Yr Note Auction (10am).

Thurs, 4/25:    Jobless Claims and Durable Goods (5:30am), 7-Yr Note Auction (10am).  Fed Balance Sheet (1:30pm).

Fri, 4/26:        GDP (5:30am), Consumer Sentiment (7am).


10-Year Treasury History

2.58%     Market Open

2.56%     One Week Ago

2.44%     One Month Ago

2.98%     One Year Ago

(Need a rate quote for your specific scenario?  Click anywhere on this link.)


Hangin' Out at Dino's

If you listen to a "classic rock" station long enough, eventually you're going to hear "The Boys Are Back in Town."  It's kind of a rock anthem and it was the most popular song released by the Irish band Thin Lizzy.  Lead singer and bass guitarist, Phil Lynott, was an interesting cat...


Phil was born out of wedlock in 1949 and grew up near Dublin.  Despite the challenges of being mixed race at that time and place, he found solace in music and was singing in bands by his late teens --- with more or less success.  His skills weren't the best and were further complicated when one of the early incarnations of Thin Lizzy essentially cemented the need for him to learn/play bass AND sing.  But...the rest is history.  In 1976, the band released the album "Jailbreak," which contained the hit "The Boys Are Back in Town." 


By the early '80's, they were struggling commercially and, as is the case in popular music, the scene changed with the new decade.  Lynott struggled with alcohol and drugs, and substance abuse ultimately took his life in 1986, at the too-young age of 36.  


I was a little young to find Thin Lizzy cool in high school but when I listen to them now, there's enough there to garner respect and appreciation.  Still not my cup of Irish tea, sonically, but a throwback to a unique and crazy time.  A lifesize statue of Lynott stands in Dublin today and if I'm ever in that city, I'll make a point to see it.  The band's attitude and legacy warrants it.


Tonight there's gonna be a jailbreak,



Robert J. Spinosa
Vice President of Mortgage Lending

Guaranteed Rate
NMLS: 22343 
Cell/Text: 415-367-5959 

Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960

Berkeley Office:  1400 Shattuck Ave., Suite 1, Berkeley, CA  94709

*The views and opinions expressed on this site about work-related matters are my own, have not been reviewed or approved by Guaranteed Rate and do not necessarily represent the views and opinions of Guaranteed Rate.  In no way do I commit Guaranteed Rate to any position on any matter or issue without the express prior written consent of Guaranteed Rate's Human Resources Department.


Guaranteed Rate. Illinois Residential Mortgage Licensee NMLS License #2611 3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283


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Vice President of Mortgage Lending, Marin County
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