san bernardino: Improved Options for San Bernardino FHA Streamline Refinances - 07/24/12 12:43 AM
Improved Options for San Bernardino  FHA Streamline Refinances
Improved Options for San Bernardino FHA Streamline Refinances are coming.  The Whitehouse authorized changes to the FHA Streamline Refinance Program are available now, and will help many San Bernardino Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month.
VanDyk Mortgage allows you to streamline your FHA Loan, even if it exceeds the current FHA Loan limits. 
The options for FHA Streamlines for San Bernardino and San Bernardino County  Homeowners have been prohibitive the past couple years due to increased FHA Mortgage Insurance rates.   The new FHA Streamline Changes reduce fees … (0 comments)

san bernardino: How long do I have to wait to get a VA Loan after a Short Sale? - 04/23/12 01:50 AM
How long do I have to wait to get a VA Loan after a Short Sale?
Many Veterans have encountered financial Hardship during the past several years, including the Short Sale of their home.  Active Duty Recalls, Deployments, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country, resulting in the necessity to Short Sell their home.
We have good news for our Vets:   You can get a VA Loan soon as 2 years after the Short Sale Date in California.  Some cases qualify even sooner. 
California VA Loans After Short … (0 comments)

san bernardino: How long do I have to wait to get a VA Loan after Bankruptcy? - 04/23/12 01:49 AM
How long do I have to wait to get a VA Loan after Bankruptcy?
Many Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country, resulting in Bankruptcy for the Veteran.
We have good news for our Vets:   You can get a VA Loan soon as 2 years after Bankruptcy Discharge
California VA Loans After Bankruptcy:  the minimum waiting period is 2 years after the Bankruptcy Discharge (for Chapter 7).  It will require that you have zero … (0 comments)

san bernardino: How long do I have to wait to get a VA Loan after Foreclosure? - 04/23/12 01:47 AM
How long do I have to wait to get a VA Loan after Foreclosure?
Many Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Deployments, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country, resulting in a Foreclosure of the Veteran's home.
We have good news for our Vets:   You can get a VA Loan soon as 2 years after the Foreclosure Sale Date in California.
California VA Loans After Foreclosure:  the minimum waiting period is 2 years after the Foreclosure Sale Date.  The Underwriter will … (0 comments)

san bernardino: USDA Streamline Refinance options in California for 2012 - 01/14/12 11:33 AM
USDA Streamline Refinance options in California for 2012
Take advantage of record Low Rates -  Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamline Refiinance Loan Program.  California Residents with USDA Homes Loans may benefit from lowering the rate and payment on current USDA Guaranteed or USDA Direct Home Loans.    Rates have never been lower on USDA, RD, or GRH Loans.  
We hear this question often:  “Can I Refinance my California USDA Rural Development Loan?” or "I heard that USDA was no longer allowing Refinances".    The answer is Yes, you can Refinance your Rural … (0 comments)

san bernardino: Can I Refinance my USDA RD Loan in 2012? - 01/14/12 11:29 AM
Can I Refinance my USDA RD Loan in 2012?   
The answer is YES!  You can Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamlined Refiinance Loan Program.   
We hear this question often:  “Can I Refinance my USDA Rural Development Loan?” " I heard that the USDA Loan Program didn't offer Refinances"  The answer to these questions is Yes, you can Refinance your Rural Housing Loan from USDA.   If your current Home Loan is a Guaranteed Rural Housing loan, you can Refinance into a lower Interest Rate and Payment with our USDA Streamline Refinance … (0 comments)

san bernardino: USDA Streamline Refinance options in California - 08/20/11 10:42 AM
USDA Streamline Refinance options in California 
You can Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamlined Refiinance Loan Program.  California Residents with USDA Homes Loans may benefit from lowering the rate and payment on current USDA Guaranteed or USDA Direct Home Loans.    Rates have never been lower on USDA, RD, or GRH Loans.  
We hear this question often:  “Can I Refinance my California USDA Rural Development Loan?”  The answer is Yes, you can Refinance your Rural Housing Loan from USDA (both Guaranteed and Direct).   If your current Home Loan is a USDA Guaranteed … (0 comments)

san bernardino: Can I Refinance my USDA RD Loan? - 08/20/11 10:26 AM
Can I Refinance my USDA RD Loan?   
The answer is YES!  You can Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamlined Refiinance Loan Program.   
We hear this question often:  “Can I Refinance my USDA Rural Development Loan?”  The answer is Yes, you can Refinance your Rural Housing Loan from USDA (both Guaranteed and Direct).  .  If your current Home Loan is a Guaranteed Rural Housing loan or a USDA Section 502 Direct loan, you can Refinance into a lower Interest Rate and Payment with our USDA Streamline Refinance Loans. 
WE allow … (0 comments)

san bernardino: Ontario VA Loans - VA Lender serving California - 03/23/11 04:06 PM
Ontario VA Loans - VA Lender serving California 
 
VanDyk Mortgage is your source for VA Loans in Ontario and San Bernardino County.   We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Ontario Homebuyers and Inland Empire Homeowners to Purchase and refinance homes..
VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL Streamline Refinance Ontario VA Loans are available up to $417,000 with zero downpayment.  The San Bernardino County VA Loan Limit in 2011 … (0 comments)

san bernardino: USDA Rural Development Loans - a 100% financing solution in 2011 for San Bernardino County Homebuyers - 03/23/11 03:44 PM
 
USDA Rural Development Loans - a 100% financing solution in 2011 for San Bernardino County Homebuyers
San Bernardino County California Home Buyers have access in many areas to a little known US Government Loan Program that offers 100% financing for the purchase of a Home in eligible areas.   USDA Eligible areas have been designated  as "Rural"  due to population density.  Strangely enough,  only non-farm residences can qualify.  The program is designed to help develop home buying options in less densely populated areas that may be underserved by mainstram home loans.   There are many areas in San Bernardino County, … (0 comments)

san bernardino: USDA Rural Development Home Loans - 100% Financing Solution for Riverside County California - 03/23/11 03:41 PM
USDA Rural Development Loans - a 100% financing solution in 2011 for Riverside County Homebuyers
Riverside California Home Buyers still have access in many areas to a little known US Government Loan Program that offers 100% financing for the purchase of a Home in eligible areas.   USDA Eligible areas have been designated  as "Rural"  due to population density.  Strangely enough,  only non-farm residences can qualify.  The program is designed to help develop home buying options in less densely populated areas that may be underserved by mainstram home loans.   There are many areas in California that qualify for the USDA … (0 comments)

san bernardino: San Bernardino VA Loans - VA Jumbo Loans - VA Lender serving California - 03/19/11 11:48 AM
San Bernardino VA Loans - VA Jumbo Loans - VA Lender serving California  
 
VanDyk Mortgage is your source for VA Loans in San Bernardino and all cities in San Bernardino County.   We have been making VA loans since 1987.  VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Riverside Homebuyers and Inland Empire Homeowners to Purchase and refinance homes..
VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL Streamline Refinance San Bernardino  VA Loans are available up to $417,000 with zero downpayment. The San … (0 comments)

san bernardino: USDA Rural Development Loans - a 100% financing solution in 2011 for California Homebuyers - 03/19/11 06:02 AM
USDA Rural Development Loans - a 100% financing solution in 2011 for California Homebuyers
California Home Buyers still have access in many areas to a little known US Government Loan Program that offers 100% financing for the purchase of a Home in eligible areas.   USDA Eligible areas have been designated  as "Rural"  due to population density.  Strangely enough,  only non-farm residences can qualify.  The program is designed to help develop home buying options in less densely populated areas that may be underserved by mainstram home loans.   There are many areas in California that qualify for the USDA Rural Development Zero … (0 comments)

san bernardino: Rate Alert! All time low rates on Conventional Purchase and Refinance Loans - 06/04/10 08:04 AM
Market Alert - Great rates on Conventional Purchase and Refinance Loans - Opportunity Alert!
Rates for Conventional Purchase and Refinance Loans  (aka Conforming Loans or Fannie Mae Loans) continue to remain at all -time lows today.   
The volatility in the Euro Money markets over the past few weeks, plus the Korean Crisis, and new doubts about the economic recovery in the US have driven down US Mortgage rates, especially Conforming Loans and Conventional Loans.   
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    These rates will not last, the markets are … (0 comments)

san bernardino: Market Alert - Great rates on FHA Streamline refinance and FHA Jumbo Streamline Refinance - Opportunity Alert! - 05/25/10 05:52 AM
Market Alert - Great rates on FHA Streamline refinance and FHA Jumbo Streamline Refinance - Opportunity Alert!
Rates for FHA Streamline refinances and FHA Jumbo Streamline Refinance are at all -time lows this week.    The volatility in the Euro Money markets plus the Korean Crisis have driven down US FHA Mortgage rates.   FHA Jumbo rates for FHA loans over $417,000 are at their lowest point ever this week.   
If your current FHA Rate is too high (5.25% or higher),  please give us a call to get started and lock in your low rate.    These rates may not last, this is a limited … (0 comments)

san bernardino: January 11th, 2009 - 01/11/09 04:35 PM
This is a test post.  
 
www.vandykfunding.com www.fhadirectlenders.com www.ajsandiego.com
(0 comments)

san bernardino: USDA Rural Home Loans - the 100% financing alternative. - 01/11/09 04:33 PM
USDA Rural Home Loans - the 100% financing alternative, & Seller Paid closing costs are allowed!  
That's right, in this tight credit environment where the big banks won't give a break to the "Joe Six-Pack" homebuyer (in the words of Sarah Palin), the little known USDA Rural Development Loan program comes to the rescue.  
With the USDA Rural Development Loan you can:
*zero down payment  - 100% financing
*finance your closing costs - up to 6% 
*get all your closing costs paid by the seller (up to 6%)  
Affordable, Fixed rate Home Loans for much of America.   Please call … (0 comments)

san bernardino: No declining market restrictions on our 100% cash out refinance VA Loans. - 12/04/08 08:15 AM
There are No declining market restrictions on our 100% cash out refinance VA Loans.  
I forgot to mention this in the last blog post; blog post on 100% cash out VA refinances.    
There is no limitation on which states qualify for the 100% cash out refi option on these loans, there is no additional declining market cap on LTV like Fannie, Freddie, & private loans.   All "declining" markets are fully eligible for these loans, including California, Arizona, Nevada, Florida, Georgia, etc.   
(0 comments)

san bernardino: Please don't fear the Rehab project - 08/10/08 06:19 PM
This post isn't talking about some hollywood celebrity fearing another stay at the Betty Ford Clinic, rather it is regarding Realtors & HomeBuyers fearing the Rehab Property and the Rehab loan.Many Realtors & Homebuyers are discouraged when they see a bank-owned REO or Bank Repo that is in exceptionally Poor Condition.  Dirty, filthy carpets, dire need of fresh paint, needs new appliances, and otherwise simple repairs, but they all cost money.  The problem is that the house just doesn't show well.  It leaves a bad taste in your mouth just looking at it.   But for those with a little design vision … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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