preapproval: So Buying Your Dream Home Should Be Quick, Easy and Fun?
- 11/10/11 08:21 AM
So buying your dream home should be quick & easy & fun? Here’s a suggestion. Go down to your local Toys R Us, take one of the boxed up Barbi Dream Houses off the shelf and put it in your cart. Grab a few of the accessories and toss them in the cart too. Go up to the register, pull out your credit card and 15min and a couple of hundred bucks later (or more depending on accessories), you are walking out the door with a “Dream House” - the quick & easy way and who knows maybe even … (44 comments)
preapproval: There is No Such Thing as a "Golden Buyer" Anymore - GET PRE-APPROVED FIRST!!!
- 05/14/11 09:39 AM
I recently came across What do you mean, you need a letter from my Lender? by Tish Lloyd and it reminded me of some of the referrals I'm getting lately as well as some of the prospects that are contacting me. Tish blogs about the "old days" and what Realtors used to do back then. It reminded me of my own "old days" (circa 2002) where prospective buyers could "lock & shop". Buyers would get pre-approved, lock in their rate and then go shop for a home.
Needless to say, those days are over and for a lot of Realtors … (69 comments)
preapproval: Why Do I Have to Get Pre-Approved with Other Lenders I Don't Want to Use Before I Can Make an Offer on a Property? FAQ - #4
- 01/19/11 02:32 AM
In Part 1, I discussed the different first time buyer and down payment assistance (dpa) programs that are available to prospective buyers here in Los Angeles & Ventura counties. In Part 2, I discussed some of the specific property qualifying requirements for the different dpa programs. In Part 3 I discussed the kind of documentation that is required in order to determine eligibility for these dpa programs. In Part 4, I want to discuss a particularly practice that prospective buyers will have to go through (typically several times if they choose to) before getting into escrow. I will also discuss ways … (9 comments)
preapproval: What Kind of Paperwork Do You Need to Pre-Approve Me? FAQ - #3
- 01/07/11 06:04 AM
In my continuing series of some of the most frequently asked questions that I get from consumers and prospects who contact me about affordable home loan options, in Part 3, I will discuss the type of documentation that is necessary in order to complete the pre-approval process. Most Realtors/agents won't even show prospective buyers available property without a pre-approval letter. Without speaking to a lender about their financial and personal information, neither the prospective buyer nor the Realtor/agent knows how much the buyers can qualify for or what type of loan they will be getting and it's pointless to even start looking … (12 comments)
In the past few weeks, I've been touching base with a lot of people in my SOI. It's always so nice to speak with friends and catching up with each other. I don't know about you folks but I love to talk on the phone. Good Lord, I could go on for hours (and often do). Hubby constantly teases me about how much time I spend on the phone babbling and giggly with family and friends. What can I say, I love to talk. Talking with clients (current and past) is great too. I especially love talking to recent … (38 comments)
preapproval: "I'm mad as hell and I'm not going to take this anymore!"
- 11/12/09 11:04 AM
ATTENTION BUYERS: Please read this post very carefully. While it is a little long, it is so vital that you understand what this means if you choose to support this practice. This year, so many of my buyers, especially first time buyers, have grudgingly adhered to this practice of having to pre-approve with some rep who works for one of the big banks that received billions of dollars in bail-out money. Very rarely, were they successful in getting their offers accepted. I even have two clients whose credit scores were negatively impacted because of all the credit checks they were subjected to. At … (16 comments)
preapproval: SO YOU WANT TO BUY A HOME: Step One - Know What's On Your Credit Report & Get Your Free Credit Report
- 02/24/09 02:52 PM
Throughout my week, I will get calls from people that were either referred to my by a friend, relative or someone they work with or they came across my website or some other internet marketing I'm doing or some social media website I belong to and typically, one of the first things these people will often ask me is what do they have to do to get pre-approved for a loan. Chocking down the urge to say "be independently wealthy and have gobs of money to put down on a house", I usually begin by rattling off a series of questions, … (2 comments)
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