utah: Where should real estate values be in Salt Lake County - 12/29/08 11:17 AM
Often you hear different theories in regards to where real estate values should be. The reality is often different then what one may hear. For years I've been under the impression that real estate is a function of supply and demand. You have a certain number of homes, and a certain … (1 comments)
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utah: Great location for family vacation - 07/24/08 02:05 PM
Just arrived home from the Camelot Resort, which is located just outside of Fruitland Utah. Here is the website link for Camelot Resorts.
Our extended family on my wife's side spent the last three days there, great environment for kids and families. Fantastic facility and the owners are very friendly as … (1 comments)
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utah: Should I increase my advertising budget during a recession? - 03/10/08 01:28 PM
Recession talk....I guess it's not "if" anymore, but how bad is this one going to be? Recessions are scary words, but in reality many actually thrive. The current credit crunch is hurting everyone in the mortgage and real estate industries, but like any market in the past, it will rebound eventually. … (10 comments)
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utah: Is FHA the new subprime option? - 03/07/08 10:01 PM
The Fair Housing Administration as part of the stimulus package that has been just passed, has raised limits in some markets to fantastic limits. In reality, how many of these home owners can qualify with FHA guidelines, and what type of credit do these borrowers need to attain these loans. Both … (2 comments)
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utah: What advice should you give in these turbulent times ?? - 03/07/08 09:40 PM
I think it is safe to say that the recent market conditions are something most of us have never witnessed in our lifetimes. For those of us in the mortgage and real estate industry's, it's been pretty scary since August of last year. I've had a number of friends, relatives and … (2 comments)
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utah: For yea doubters of the Deseret News story - 02/16/08 12:23 AM
This blog post is a direct response to a number of comments I read from the following Desert News article..
http://www.deseretnews.com/article/1,5143,695253362,00.html
It's interesting to read most of these comments in regards to this article. Allot of doom and gloom and I wonder if some people post comments to just get a rise from … (1 comments)
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utah: Real Estate Ponzi Scheme is shut down by the SEC! - 02/07/08 11:45 PM
If your getting any invitations to put your money into quick return investment programs that are secured by real estate. RUN!!! If your pushing these programs, you better get a good attorney, this man in Ogden is going to be in jail for some time!
Ogden, Utah man arrested for real estate … (1 comments)
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utah: More reasons to avoid the Mortgage Merge programs - 02/05/08 11:44 PM
Some whom read this article maybe aware there is a housing crisis in our country right now. The fact is that we've never witnessed this type of slide in my lifetime. Certainly not every market is the same, in certain regions the storm isn't as strong, but the effects can be … (2 comments)
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utah: Home Equity Line of Credit holders beware! - 02/02/08 03:41 AM
I hate to say I told you so, but one of my new pet peeves are these mortgage acceleration programs. They go by snappy names like, MMA, or Mortgage Checking account. Never the less they are Home Equity Lines of Credit, and with falling market values the banks are beginning to … (0 comments)
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utah: Check out this new Freddie campaign....will it work??? - 01/31/08 11:57 AM
I knew it wouldn't be long but government is finally coming to the rescue!!! We'll before you get too excited, check out the new proposal that Freddie Mac is touting. New Proposal
My state in particular has been hit with every known investment scam possible. But this proposal is another one of … (0 comments)
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utah: Update on UFirst agents - 01/21/08 03:09 PM
Sometimes articles you write can become hot topics months after you've written them...Here is an example of one such blog I wrote some time ago. No More Spamming, it wasn't really very popular, but you can tell who's drinking the Kool-Aid, you can either go back and read the message through … (30 comments)
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utah: FSBO LINKS FOR UTAH HOMEOWNERS - 12/17/07 05:18 PM
LINKING HOTLINE
Top sites to link your listing
For those of you who are the do it yourself types and do not wish to list with a real estate professional (which in most cases I do not recommend), and need some help in terms of locations to list your home, the following … (3 comments)
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utah: Rivalry Week In Utah - 11/20/07 02:42 PM
Who's going to win the HOLY WAR!! Here's my prediction....
BYU will win this one in a close game. I'll be there, along with all my buddies, those whom haven't heard of this annual battle in the beehive state need to understand that passions run as hot at the Ohio State/Michigan … (0 comments)
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utah: Mortgage witch hunt? The media is not your friend!! - 11/14/07 11:37 AM
Well the witch hunt has begun in Utah. The media has jumped aboard the mortgage broker snipe hunt. KSL TV, which is the highest rated media outlet in the Utah market just came out with a story that perhaps is correct in some accounts, but also irresponsible in other respects.
Here is … (7 comments)
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utah: The next big wave in Mortgage Lending - 11/13/07 11:09 AM
Reverse Mortgages Are Red Hot
All yea mortgage brokers take heart!!! Our parents and grandparents may rescue us once again. That's right, Reverse Mortgage's are now the product of choice for major investment groups like Lehman brothers. Perhaps it's because there is really no downside to reverse mortgages. You don't have to … (3 comments)
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utah: Will 2008-2009 be the Great Recession or Depression of our era? - 11/12/07 12:09 PM
I think the jury is out, and the question isn't if we're heading into a recession, but the real question is how long will this recession affect markets, and how harsh will it become. This morning I read an alarming article about the impending recession, Impending Financial Hurricane, Now I know … (14 comments)
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utah: Rubin~Prince~Mozilo Will they get their just desert? Or is Martha a bigger target? - 11/06/07 04:34 PM
Insider trading, something that Enron executives, and Martha Stewart know all about and have paid for it with real jail time. But now the exec's at Citi and Countrywide are selling stocks day's before major announcements of doom and gloom, and no one is clamoring that they go to jail!
So why … (6 comments)
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utah: Why are you in the business of real estate? - 11/06/07 12:57 AM
Sorry to get deep, but you can have the most interesting conversation in the Jacuzzi at the local gym. I ran into an old associate of mine from several years ago. He's put together a great company called Sendoutcard.com. His name is Cody Bateman and he has a great story in … (2 comments)
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utah: Can anyone get a loan now days??? - 11/02/07 04:16 PM
"Can anyone get a loan now days"? Another great one is, "How am I going to get this guy to qualify now without stated loan programs?" I've been hearing this refrain now for over a month. The desperation has increased as lenders ratchet down on their underwriting requirements. But the dirty … (3 comments)
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utah: Bankruptcy Judge...is this the answer to foreclosure crisis.... - 10/31/07 01:39 PM
Interesting article on Reuters website this morning.....ARTICLE... Basically the suggestion is that Bankruptcy judges be given the same power to affect mortgage loans as they can adjust other consumer related loans, like auto and credit cards payments. In effect, a judge could reduce the rate, increase the terms, or actually … (2 comments)
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