Yes, everyone, it was *** 233 *** Years Ago that the United States Marine Corps was born!
Thank you for Keeping Us Safe All These Many Years!
The Marine Corps was founded by a committee of the Continental Congress during the American Revolution. This committee met at Tun Tavern in Philadelphia to create two battalions of Marines: to fight at sea and to fight on shore.
Their resolution was approved creating the Continental Marines, on November 10, 1775.
We hear it said all the time - focus on Referrals to Build your Business!
Okay, how do we do that?
It is Easy - Do Something
Yes, get out and Do Something
Okay, I said it! but how??
Activity Breeds Activity
Look at your calendar , identify possibilities for strategic partnerships.
Identify friends, family, anyone who has sent you business in the past. They are your stars. Call them up to share 'that special secret' that you have for opportunity in this market.
Find the opportunities to share: it could be special lending programs, it could be the benefit of the $7500 tax credit for first itme buyers, it could be some untapped pieces of real estate. Just find the opportunities - don't beat your head against a wall - ask other leaders in your area - lenders - other brokers - anyone with a valuable opinion - just do it!
The very action of talking to folks will generate possibility - Activity Breeds Activity!
THEN, Ask for the ORDER! Ask and you shall receive!!
Next build your contact list with additional potential helpers and contact them. Build your list, however, do not add names for the sake of adding names. Target your energy of strengthening good relationships. Help others understand the depth of your expertise so they can share it with others.
and, Ask for the ORDER! Ask and you shall receive!!
Now the Challenge of Focus and Balance Comes - DO NOT confuse BUSY-NESS with WORK
Focus on the Results - and See the Results Pour In!!
I loved it. It is a compact read that addresses basic financial points in a very effective manner.
Ironically, real estate agent seem to either be extremely good or extremely bad with finances. I have ridden that roller coaster myself over the years. We all have.
This book offers sound simple advice - in a way that really gets through.
The author distills things down to the needed fundamentals.
-invest in yourself (each one of us has the right to keep/save/invest a portion of what we earn)
-only trust your investments to those who are tried and true experts on the subject
-eliminate your debts, but make sure you are paying yourself first, otherwise, you will never get ahead
-do not spend more than you make (no matter what!)
I am grateful to my friend for sharing this one with me. These are lessons we need to keep close to our hearts. Good luck to you through these tough times. What some see as challenging, others see as opportunity!
Many people never realize as they are watching those gaggles of geese, how the geese support each other as they fly south for the winter. As these extraordinary animals take on this monumental feat - they set a valuable example for all of us! For instance:
-the birds fly in a V formation to reduce the drag on birds flying behind the leader, saving energy and maintaing their strength
- the companions take turns in the lead, sharing the burden of leadership as well as sharing the benefits of taking the back positiobns in the arrangement
- they honk to give each other encouragement, pushing each other on the lengthy trek
- when one is sick or injured, another lands with it, to care for it until they rejoin their gaggle or join another group
Next time you see a group of geese, take a moment to savor their beauty, and make note of the powerful, loving example they set for us all!
Like so many other folks - I have an ongoing LOVE/HATE Relationship with my credit cards. In the back of my mind I have always known that 'Overspending is Bad.' (I mean, which part of 'DUH' don't I understand?)
When I learned the Rule of 72's, I thought, Why Didn't Someone Explain this to Me Before?
The "Rule of 72" is an easy way to estimate how long an investment will take to double, with a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself.
For example, the rule of 72 states that $1 invested at 10% would take 7.2 years ((72/10) = 7.2) to turn into $2. In reality, a 10% investment will take 7.3 years to double ((1.10^7.3 = 2). To me, close enough for government work!
When dealing with lower rates of return, the Rule of 72 is fairly accurate. This chart compares the numbers given by the rule of 72 and the actual number of years it takes an investment to double.
Rate of Return
Rule of 72
Actual # of Years
Difference (#) of Years
2%
36.0
35
1.0
3%
24.0
23.45
0.6
5%
14.4
14.21
0.2
7%
10.3
10.24
0.0
9%
8.0
8.04
0.0
12%
6.0
6.12
0.1
25%
2.9
3.11
0.2
50%
1.4
1.71
0.3
72%
1.0
1.28
0.3
100%
0.7
1
0.3
Notice that, although it gives a quick rough estimate, the rule of 72 gets less precise as rates of return become higher. Therefore, when dealing with higher rates, it's best to calculate the precise number of years algebraically by means of the future formula. Again, close enough for government work! Get folks to pay attention how quickly these numbers double at higher rates.
Just like kids should learn about doubling their investment - the parallel is true, when someone is lending money to them - and those investors are doubling THEIR Investment on our kids!!
I wish we could teach this to all young people - before they get their first CREDIT CARD. I will do my part by starting at home.
Like so many important ideas, we understand the concept, but not the mechanics.
So often - it is understanding the mechanics, that makes the concept real!
So, we are talking about the movie. It is loaded with Super Life Lessons, like:
*Be careful what you wish for, it just might happen!Sarah never really expected the Goblin King to take her little brother, but she kept wishing for it, and alas, he did!
*Do not take things for granted.Hoggle warns Sarah of this danger early in her quest to solve the Labyrinth - taking things for granted causes us to miss opportunity - make things more difficult than they have to be...
*Sarah keeps complaining, "It's not Fair!!"She says it alot, at one point the Goblin King quizzes her, "you say that so often, I wonder what your basis your comparison is..."
when Hoggle cries to Sarah, "it's not fair!"
She finally gets it, responding 'no, it's not fair - but, that is how it is..."
Sometimes, life is not fair, and we just have to manage through it...
*Take on Tough Problems and Solve Them!When Sarah comes to a Choice of Two Doors - she has to think carefully: which door should she choose? she knows - one dorkeeper always tells the truth / the other always lies... with a little serious thought, she solves the dilemma... We can, too...
*Even when times are tough - especially when times are tough, be clear about who is trying to help you! when Lutto is hanging upside down, the meanies tormenting him with their evil chomper monsters snapping at him. It is an awful ordeal! Sarah rescues him - he continues to grumble. She notes, she is helping him, he recognizes, "Sarah, Friend!"
We can have Great Friends - I remind Ashley, if you want to have a friend, you need to be a friend!
*Everyone deserves needs forgiveness.Hoggle betrays Sarah - he feels absolutely hopeless. Could anyone understand? he did a terrible thing, he was afraid. But, Sarah understands, she forgives him and it strengthens their bond.
(the funny, crazy secret: forgiveness does as much if not more for the forgiver, than the forgiven...)
*Little brothers are not so bad!Sarah wins her brother back in the end
- and she lives happily ever after with her new friends!
If you have not seen this movie, give it a try - It is Fun for All Ages!
Annual Open House at Tyrol Basin Sunday, October 26, 2008 9am to 5pm
It is hard to believe but it is that time of year already for Tyrol Basin's annual OPEN HOUSE. Fall colors are fading fast and snow will be here before you know it and the Old Farmer's Almanac is predicting even more snow than last year. In fact, the Tyrol Snowmaking crew already made a little white stuff back on October 4. We're anxious and ready to start blowing snow for real as soon as the temperatures drop.
Tyrol Basin's Open House is a great time to come out for a few hours and enjoy the beautiful Vermont (Township) countryside. There will be scenic chairlift rides (about the only time you get to be a foot passenger and ride around or get off at the top to walk around or picnic on the mountain) and fun inflatable bouncing for the kids. Most importantly, this is the best time to come out and have your picture taken for your season pass. It is a lot easier and less time consuming than being delayed the first time you come out to the slopes and want to get right out on the snow. There have been a few questions about the new "Pick up a Ticket Pass". Yes, you will be issued a regular photo ID season pass that you will have to show at the special season pass window each time to pick up a ticket for the day. You can still use your pass like a gift card by having value added to it. It can be used anywhere around Tyrol, same as cash only more convenient and accessible because now you can keep it safe in your pocket instead of wearing it in an armband. Both "Pick Up a Ticket" and "Easy Access" passholders will need to have their pictures taken for their passes before they can hit the slopes.
The Tyrol Basin Ski Patrol's Ski Swap also takes place during the open house. This is an excellent opportunity to shop for some pre-season bargains on ski and snowboard equipment. Individuals can bring in equipment on Wednesday night or Saturday and drop it off to sell. Sunday, there are lots of shoppers looking for deals on new and used equipment. If it sells, the ski patrol charges a 15% commission and you get the rest. If it doesn't sell you need to pick it up on Sunday evening. There are also several ski shops that bring in brand new equipment to sell at discounted prices so there are thousands of items to choose from. This is the annual fund raiser for the Ski Patrol, an all volunteer organization which uses proceeds to purchase equipment and supplies to take care of you, the skiers and snowboarders if you ever need it.
Season Passes are still discounted through October 31. Don't wait too long and pay more! Purchase now on line at www.tyrolbasin.com or buy them at the Open House.
I write this blog to share information about our Terrific Real Estate and the Wonderful Opportunities to Share Life in Wisconsin - Thank You for Visiting, Please Come Again!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
A friend of mine recently recommended the book:
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