mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: Facebook and Hashtags - Stuff you gotta know!
- 07/04/13 11:26 PM
Facebook recently unveiled its new feature, hash tags (#). Use hash tags to expand your audience beyond your friends and fans. If you’re familiar with Twitter hash tags then you know they turn topics and phrases into clickable links on your page. To create a hash tag, write # (the number sign) along with a topical keyword (written as one word) and add it to your post. The more local the keyword, the more targeted the audience. For example, #miamihomes and #miamirealestate would yield a targeted audience in Miami. To view and search for trending real estate related hash … (0 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: 5 bedroom 2.5 bathroom home Riverwalk Estates
- 04/17/13 08:15 AM
5 bedroom 2.5 bathroom home Riverwalk Estates. This amazing floor plan has formal area and family area. Bonus room is surround sound pre wired for your entertainment room or bedroom 5. Your spacious 5 bedroom 2.5 bathroom home Riverwalk Estates sits on a corner lot with common area to the west. Bring your RV or toys, RV gate is in! Gourmet kitchen is open to family room. Luxurious master suite is split from other bedrooms for added privacy. Solar power included in this green building project. SRP estimates average utility bill of $141. Over sized lot in gated community gives added … (1 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: The Market is BACK in Arizona - And I can prove what happened in 2012!
- 01/31/13 05:18 AM
Well it's that time of year for me to update everyone with how we did in Sunny Arizona from the mortgage market side, in terms of what loans were written, wether demand is up or down for what products, and most importantly for our agent partners where all the action is by price point or loan amount. So let me know if you have questions and I hopethis helps you with your marketing, feel free to share: FHA loans contracted by 9% to end the year at 32% of the market VA loans stayed the same at 6% of the market. The amount of the market involving loans … (3 comments)
Now many of you have been following my updates, blogs, and voicemail announcements for a while, and while some of you may be getting tired by the barrage of changes - with the market being in a constant state of flux these updates have become more and more necessary. I want my agent partners and our clients to be ahead of the curve of these changes so our buyers and sellers can take a pre-emptive stance, and keep those teniuos deals alive not matter what storm hits us first. … (0 comments)
So for a limited time only the City of Phoenix and Maricopa County are offering an amazing down payment assistance and closing cost grant. "So what!" You say "there are tons of these programs out there if you can get em'!" Well here the big difference from other programs and past programs. It's a non-repayable grant - thats right its FREE!
So if you need help with downpayment and closing costs you just need apply for a mortgage with a prefered program lender like Amerifirst Financial, attend a counseling class, … (3 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: A Facebook Checklist you need for 2013
- 01/17/13 10:35 PM
A Facebook Checklist you need for 2013 With Facebooks resolution to take over the world, and their commitment to make the experience better each and everyday it is very difficult to keep up with - after all our jobs are to sell or finance real state right? Not become a social media guru! Because it's so easy to get bogged down by all these individual changes, sometimes it makes sense to take a step back and look at the bigger picture. How do all these smaller updates play into how you're managing your overall presence on a given social network? How … (17 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: Short Sales Outnumber Foreclosure Sales
- 12/17/12 09:55 PM
Short Sales Outnumber Foreclosure Sales For Third Straight Quarter Foreclosure-tracker RealtyTrac reports falling foreclosure sales nationwide as banks get better at selling homes via short sale. In its Q3 2012 report, RealtyTrac says that 193,059 homes in some stage of foreclosure were sold, accounting for 19% of all residential home sales. In addition, pre-foreclosure sales — also known as “short sales” — climbed 22% on a year-over-year basis. For the first time since 2007, the number of short sales outnumbered the number of homes sold in foreclosure over three consecutive quarters. The average price of a short sale home fell by 5 percent … (0 comments)
The financially strapped Federal Housing Administration is looking at raising credit score requirements and lowering loan limits as possible solutions to reducing risk at the agency. Currently, mortgage applicants must have a minimum FICO of 580 to qualify for a FHA-insured loan with a 3.5% downpayment. “We are looking at adjusting the FICO [score],” HUD secretary Shaun Donovan told the Senate Banking Committee … (3 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: Texting Ebonics - The New Language you need to know
- 10/07/12 01:28 AM
Texting Ebonics - The New Language you need to know So here I am getting a text from my son and upon reading it am immediately panicked and wondering if has he been caught drinking with his buddies at 13, or if his thumbs have been tragically broken by a bully for his lunch money! Here is the text IANADBIPOOTV So I responded HUH! He replies: WICUF2F ILLE At that point my iphone went flying. Here is the translation... (son) I am not a doctor but play one on TV (dad) HUH! (son) When I see you face 2 face … (5 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: What is an Aggregate Adjustment?
- 10/05/12 03:56 AM
I am always asked this question at closing and when we go through our Good Faith Estimate and our initial consultation. Even though we explain it clearly and precisely to our clients it still causes some acid re-flux just as does explaining APR so as I was asked yesterday twice at closing, I thought I would give everyone a very clean clear and simple explanation to help borrowers, sellers and agents have a reference point. Hope this helps: An aggregate adjustment determines the amount of money placed in a borrower’s escrow account at closing. The purpose of the aggregate adjustment is … (2 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: Facebook Applications Bugging You here's how to remove them
- 10/04/12 05:33 AM
I don't know about you guys but I love Facebook and the way I can engage and connect with clients, friends and associates. What I can't stand is being bombarded by the applications trying to do their job by going viral and in doing so sending my multiple apps to play FarmVille, Lucky Strike or Birthdays. So I wanted to clean up my status updates and the number of request i get a day, and wanted to share the way to do it with all of you on ActiveRain.
Thanks so much for stopping by and suggesting, commenting and reading my … (2 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: What about me? How am I doing?
- 09/30/12 01:42 AM
When it comes to Social Media we often ask ourselves What about me? How am I doing? Well if you want to guage and monitor your performance, interactions, and saturation in a fun and engaging, oh and wait for it FREE way see what I created below. Source: awesomerates.com via Mark on Pinterest So if you woukld like to see how you are doing, simply click this link attach your accounts and hey presto it will show you everything you want to know. Have fun and don't be shy share with me what you end up creating! HAVEFUN Thanks for stopping by, … (2 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: Appraisal Law Change for Arizona
- 08/09/12 11:24 PM
Appraisal Law Change for Arizona Recently the state of Arizona passed a law requiring all appraisers to specifically note their compensation fee for real estate appraisals within the body of the appraisal report itself. This law only went into effect in Arizona; appraisals that are done for properties outside of the state will not be affected. Due to this requirement, all appraisers working within the state of Arizona will be adding their cost to appraisals with an explanation that details 1) what their specific compensation is and 2) that the remainder of the fee has been retained by the appraisal management … (2 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: Social Media confuses you? Grab a donut.
- 08/07/12 09:02 AM
So I teach classes on Social media - lots of them. I am also a lender - who by the nature of the beast is expected to bring donuts to every Realtor® function. So when I saw this... I cracked up and will now use in every class that I have because it is perfect explanaition of social media. "Long live the Donut" "Long Live Krispy Kreme". Source: geek.com via Mark on Pinterest … (3 comments)
As you click through the tabs you can see what the actual price points and demands for loans in Arizona. It is truly fascinating the ratio of VA vs FHA vs USDA vs HUD vs Conventional vs Jumbo and certainly has helped me in my marketing endeavours to go after the right market segment. SHOW ME THE STATS MARK Please subscribe to my blog to get each months updates as I pay for this custom service I am happy to share this information with the subscribers of my blog. This in turn ensures you can employ a more surgical marketing approach … (0 comments)
Child identity theft occurs when a child’s identity is used by another person for personal gain. The perpetrator may be a family member or a person known by the family. This person could also be a stranger who purposely targets children. This crime is attractive because it often goes undetected until the child reaches legal age. Some cases that appear to be identity theft are not. Receiving a pre-approved credit card offer in your child’s name might be a red flag. However, this could also be just an innocent marketing tool sent because … (1 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: Consumers don't trust us unless we blog
- 05/23/12 02:15 PM
I have been preaching for years now - consumers will use us, or buy from us because they trust us. In order to gain trust you must, Entertain, Engage and "Educamate" your audience - here is an awesome blog by Teresa Boardman who spells it out so very clearly enjoy and keep blogging using AR Source: Realtor Notebook BY TERESA BOARDMAN, THURSDAY, MAY 10, 2012. Inman News® Sometimes when I tell people what I do for a living they make a face that is more of a grimace. I think it is involuntary -- at least I hope it is. Consumers don't … (8 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: RESPA do's for 2012
- 05/23/12 05:24 AM
As a mortgage professional I always want to help my agent partners as much as possible - most of the time I have people want to work with me but want "items of value" that other lenders and title companies are providing for them that usually breach the following rules below. So I thought it would be a good idea to post the do's and don't for RESPA. As I hate to say no to my agents but I have to and often times I feel so awkward especially when the agent says "but so and so does this for me!" … (3 comments)
mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: RESPA Don'ts for 2012
- 05/23/12 05:19 AM
As a mortgage professional I always want to help my agent partners as much as possible - most of the time I have people want to work with me but want "items of value" that other lenders and title companies are providing for them that usually breach the following rules below. So I thought it would be a good idea to post the do's and don't for RESPA. As I hate to say no to my agents but I have to and often times I feel so awkward especially when the agent says "but so and so does this for me!" … (2 comments)
Facebook recently unveiled its new feature, hash tags (#). Use hash tags to expand your audience beyond your friends and fans. If you’re familiar with Twitter hash tags then you know they turn topics and phrases into clickable links on your page. To create a hash tag, write # (the number sign) along with a topical keyword (written as one word) and add it to your post. The more local the keyword, the more targeted the audience. For example, #miamihomes and #miamirealestate would yield a targeted audience in Miami. To view and search for trending real estate related hash … (0 comments)
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