florida keys homes for sale: Home Improvements: What's Worth It - 04/23/15 04:20 AM

Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
 
Homeowners are opening their wallets. A rebound in the housing market has made homeowners more willing to invest in home improvements that could boost the value of their homes in a rising market. 
If you’re looking to sell, you should know that not all home improvement projects increase the value of a home. 
Here are a few tips to help: 
1. Consider all buyers. A great example of this is installing a pool. Some buyers may not be willing to take on … (2 comments)

florida keys homes for sale: Giving Buyers A Competitive Edge in a Seller's Market - 04/03/15 02:51 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
We are seeing a shift in the real estate world: more demand and less supply causing a Seller's market. When this happens, Buyers will find themselves competing with others for one property. Here's a new idea that will give your Buyers a competitive edge when buying their dream home.
A buyer profile can be submitted with an offer. This letter should address first and foremost: will the deal close? Included in the letter should be … (2 comments)

florida keys homes for sale: It Takes Mere Seconds to Make A First Impression - 03/26/15 03:33 AM


Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
Both good and bad impressions are developed within seconds of an introduction.  From your appearance, your attitude or your professionalism, the importance of a good first impression is paramount to success.  The same is true for Buyers looking at a home for the first time.  We all know curb appeal is what attracts Buyers to want to take closer look at a home, but be sure the impression is long … (3 comments)

florida keys homes for sale: Curb Appeal: Don't Forget The Mailbox! - 03/20/15 12:09 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 

 
It's hard to believe this mailbox sits in front of a million-dollar ocean front property in a multi-million dollar neighborhood. When we think of curb appeal, consider what this would look like to a potential buyer! Buyers who are driving around on their own might see this mailbox and be immediately turned off-even if the interior does look like a million bucks. Most sellers take the time to do necessary … (0 comments)

florida keys homes for sale: Thinking of Buying a Home? Act Now! - 03/13/15 12:59 AM


Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
 
Property values are on the rise, which means if you buy now, your equity will begin to grow as soon as the papers are signed. 
 
In addition to property values, mortgage rates are beginning to inch upward, but are still pretty low. You'll want to get your rate locked in now.
 
Also, if you're looking to build a home, new construction is being built-although not at the … (0 comments)

florida keys homes for sale: Tips for Home Buyers in the Changing Real Estate Market - 12/01/14 06:51 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
The real estate market is finally changing for the better, and here are a few pieces of advice to give your Buyers who are looking to buy a home this summer.
First, Buyers need to be prepared. Multiple offers are becoming more and more common, and they need to be ready to act. Questions you need to ask right off the bat are:
How much do you have for a down payment, realistically? … (6 comments)

florida keys homes for sale: Realtor Safety Tips - 10/09/14 10:30 PM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 



Shocking headlines from the news as a missing Realtor was found in a shallow grave after showing a prospective buyer a home.  A gruesome reminder about how dangerous our job can be.  The reason she was a target was because "she worked alone and was rich", driving an expensive car and wearing expensive jewelry. In our normal everyday lives we would never pick up a hitch hiker, but everyday … (1 comments)

florida keys homes for sale: Home Videos: Some Helpful Tips - 08/19/14 01:59 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
The purpose of filming a home is to add to your current marketing strategy by creating excitement! This being said, you want to plan carefully for each home you film. For instance, you wouldn’t have the same plan for a starter home that you would a luxury home.
 
When filming a home, you don’t necessarily have to go over every single room. You want to showcase the areas of the home that will … (2 comments)

florida keys homes for sale: Interest Rates - 08/10/14 11:40 PM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
 The nationwide average rate for a 30-year mortgage rose very slightly last week to 4.14%, up from 4.12%. The average 15-year mortgage rate increased to 3.27% from 3.23% last week. These rates are still below what they were last year at this time.
The Fed has stated that it wants to see more of an improvement in the economy before raising its key short-term interest rate.
 
Information obtained from: http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=311918 
(0 comments)

florida keys homes for sale: Become a Wiz with your Tablet - 08/01/14 04:05 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
If you are just getting started with your tablet, here are some great shortcuts to help you save time and impress your tech-savvy clients.
 
Scroll to the Top. To get back to the top of a very long website, tap the status bar once and you are quickly brought back to the top. This saves you from having to scroll all the way up.
 
Create a Keyboard Shortcut.  You can program your … (0 comments)

florida keys homes for sale: Flood Insurance Refunds to be Distributed by End of year - 07/24/14 02:17 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
In accordance with the Grimm-Cassidy Substitute Amendment to the Homeowner Flood Insurance Affordability Act of 2014, insurance companies will begin to send refunds beginning October of this year. These refunds will be issued to those homeowners who were forced to pay the higher flood insurance premiums before the Act was passed by Congress and signed off by President Obama.
 
The Act, which became effective in May of this year, not only lowers flood … (1 comments)

florida keys homes for sale: Success On Purpose - 07/10/14 11:37 PM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
It's rare that any of us will come into success just by accident- it takes hard work, mentally, physically, and emotionally. Here are some tips for taking control of your success-and your life!
 
1.      Maintain your passion – Passion is our own responsibility.
2.      Keep a clear vision  - Put your goals in writing. You can also make a vision board so you can see everyday what you want out of your success.
3.      Give energy – … (4 comments)

florida keys homes for sale: The Importance of Pricing a Home Right to Sell - 06/12/14 04:29 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
The Importance of Pricing a Home Right to Sell
The importance of pricing a home right to sell comes to light the moment the first open houses and marketing campaigns go without any buyer response. While there might be showings and foot traffic during the open house, no offers come in. The first culprit to look at is the home itself. Does it show well? Does it have curb appeal? Is the neighborhood a … (1 comments)

florida keys homes for sale: Ways Sellers Drive Their Agents Nuts! - 05/30/14 12:30 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
 

Here are some ways sellers often drive real estate agents nuts!
1. You think your property is unique and therefore worth more money. People take a lot of pride in their homes. They care for it, clean it, worry about it being damaged, and make memories in it. It is very difficult for some Sellers to emotionally detach and think of their home as a product on a shelf. It's important if … (1 comments)

florida keys homes for sale: Draft: needs revising! 4 Things to Do Before Buying a Home - 05/19/14 01:56 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
4 Things to Do Before Buying a Home:
Follow these steps to properly prepare for purchasing a home:
  1. Educate Yourself
Even if it isn't your first time buying a home, it's important to become familiar with the process. Things change from year to year and you could use a refresher. Some questions to ask:
What type of mortgage is best suited to me?
Should I seek a fixed-rate or adjustable-rate morgage?
(0 comments)

florida keys homes for sale: Summerland Key Waterfront Home- Video - 05/16/14 06:10 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 

 
www.lowerkeys-homes.com Summerland Key Real Estate Video - 474 Caribbean Drive Home for Sale. Located on one of the best islands for boating and ambiance, this open water home boasts a magnificent view of one of the most spectacular sites in the Florida Keys, the Atlantic Ocean. The home faces southwest, the most desirable, and includes a stunning sunset show every evening. Solidly built of concrete construction, including paver driveway, concrete seawall. Also, … (0 comments)

florida keys homes for sale: Cudjoe Key Real Estate Video - 05/16/14 06:05 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 

 
http://www.lowerkeys-homes.com  Cudjoe Key Real Estate Video - 449 Pattison Drive Home For Sale.  Opportunity to finish your home, your way in prestigious Cudjoe Gardens. Just a block from one of Florida Keys marinas and a short drive to Key West. This unique waterfront property allows the construction of a stilt home in a neighborhood generally restricted to only ground level homes. This lot is on a wide, flow through main canal with … (0 comments)

florida keys homes for sale: Florida Keys A Bird's Eye View of Paradise (Aerial View) - 03/21/14 01:59 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 

Florida Keys A Bird's Eye View of Paradise from an aerial view in the sky. Let us take you to new heights as we explore the islands of Marathon and the Lower Keys from the sky!
(3 comments)

florida keys homes for sale: Staying Positive! - 11/28/13 12:32 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
 It's easy to become negative when things just aren't going the way you would like.  In the real estate business, there are great highs as well as lows.  It is important in this business to say positive and continue to charge forward.
Here are some great ways to keep pessimism at bay:
 
 1. Swap the words "have to" with the words "get to".  It's impossible to complain and be thankful … (0 comments)

florida keys homes for sale: 4 Tips on home improvements: What to go for, and what to skip - 09/26/13 03:18 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
 
Homeowners are opening their wallets. A rebound in the housing market has made homeowners more willing to invest in home improvements that could boost the value of their homes in a rising market. 
If you’re looking to sell, you should know that not all home improvement projects increase the value of a home. 
Here are a few tips to help: 
1. Consider all buyers. A great example of this is installing … (1 comments)