3 BR, 2.5 Bath, 1-Car Garage Home with 1,486 Square Feet under Heat/Air.
Super-Spacious 3BR, 2.5 Bath END-UNIT Townhome-Style Condo in Maitland. Brand-Spanking-New A/C (Both Air Handler & Motor)-9/1/09. Breakfast Bar. All Appliances Convey, Even Washer/Dryer. Screened-In Balcony Off Master Bedroom. Private, Tiled COURTYARD Which is Adjacent to Garage. Patio Downstairs Near Front Entryway. New Whirlpool Refrigerator Installed on 8/29/09. Convenient Location within Minutes to Winter Park Village & I-4. Lake Access to Park Lake & Community Swimming Pool. This is NOT a Short Sale, Nor a Foreclosure/REO Property. You Can Buy It Quickly & Move Right In!
The GREAT things about this home are that it's well-maintained and all appliances convey. All you have to do is Move Right In. Newer Shingle Roof. Move-In Ready.
This Home is NOT a Short Sale NOR a Bank-Owned Home.
Ask Me About:
* The $8,000 First-Time Buyer TAX CREDIT! (Limited Time Only Via Our Government). Also, a new proposal has been passed to possibly allow the Tax Credit to be applied for Your Down Payment at Closing beginning July 1, 2009. The details of this short-term loan are still being worked out. You may only qualify for the Tax Credit if you buy a home by November 30,2009. Please contact your CPA or Tax Advisor for further details about the Tax Credit.
* Information on Low Down Payment Loans for Homes.
* If this home is not for you, please take a look at one of the websites below. As a REALTOR(r) in the Central Florida area, I am able to show and sell any listing from any company. Plus, YOU pay me no commission; the SELLER typically pays my commission and you get to work with me, an experienced & ethical agent.
Say "Hi" to Your Newest Neighbors if You Live In, Rent, Or Own a Place in Casselberry, FL
Just SOLD- Casselberry, Florida
We are proud to announce that Lisa Spalding with Watson Realty Corp. has just SOLD the 3 bedroom, 2-bath, 2-car garage, concrete block home at 40 Carriage Hill Cir. in Casselberry. The home sold for $183,500.
The home got multiple offers during the FIRST WEEK on the market, went under contract in 10 DAYS, and SOLD yesterday to a very nice couple. The Sellers are "extremely impressed" that the house went under contract & sold so quickly, although it was a little bit quick for them & they have had to make temporary arrangements until they find the right house for them. :) I have to say, though, that the house was in excellent condition, was staged nicely, and was move-in-ready, so it made my job very easy.
The home has a Newer Architectural shingle Roof. The Kitchen has been Completely Upgraded w/Maple Cabinetry. The Main Bathroom is Completely Upgraded & is Very Trendy- Granite Countertop and Furniture-Look Vanity & Low-Flow Toilet. The house has Newer Energy-Efficient Windows Throughout. Oak Wood Floors. Fully Privacy-Fenced Backyard with Plenty of Comfortable Living Space Inside & Outside. Great Seminole County Schools! Newer Gas Hot Water Heater. Monitored Security System. Comfortable Florida Room with Ceramic Tile. Move-In Ready.
If you live in CASSELBERRY, say "Hi" to your newest neighbors. The deals are selling all over Seminole County and in Central Florida, in general.
Home Sale Success-First-Time Buyers are Getting EXCELLENT Homes.
If you're curious what your Casselberry home may be worth, here's an easy way to find out what homes like yours are selling for in today's market.
Plus: Get a free report with up-to-the-minute statistics based on all the homes for sale and sold in Casselberry over the last six months in all price ranges.
Find out if you qualify for a Government-Sponsored Down Payment Assistance Program.
If you Buy a Home that is in an FHA or VA-approved community, there is the possibility of Buying for Very LOW or No-DOWN PAYMENT. Also, there is the possibility of FREE MONEY from the City of Orlando (please see their website link: www.CityofOrlando.net ) or from Orange County. Up to $25,000 of FREE MONEY available. ** Of course, there are income guidelines and major hoops that you have to jump through to qualify--but go ahead and find out if you can possibly qualify or not.
As a REALTOR(r) in the Central Florida area, I am able to SHOW and SELL ANY LISTING FROM ANY COMPANY. Plus, YOU pay me NO commission; the SELLER typically pays my commission and you get superlative representation.
You may have been wondering why I haven't made a blog post in a while. Well, I enjoyed a long, holiday weekend AND have been bucking up on learning about real estate and Short Sales in Central Florida, in general.
In looking back at Short Sales/Pre-Foreclosures and my business, I discovered that I was doing Short Sales BEFORE they were cool. :) What I mean is this: I began helping Homeowners in Distress in 2005, when I first helped a couple sell their single family home that was basically demolished by a tree through the roof which affected EVERYTHING in the house and allowed moisture intrusion. I was introduced to this couple via an investor that was trying to buy the place but didn't think there was enough return on his investment. Well, this couple had a definite hardship b/c the house was unlivable. My broker at the time encouraged me to help this couple but cautioned that it would be a difficult transaction and would probably wind up not going anywhere. And--he was right--it WAS a pain in the neck! It was probably the most difficult transaction I had ever had and I really had no clue what I was doing. I just knew I needed to help this couple get out of a terrible situation and called the attorney that was associated with the pre-foreclosure process and also found out that there was another lien on the property from the county. Well, the transaction finally closed after a roller-coaster ride for the Sellers but they were finally put back on the road to recovery from their headache of a house.
So, about 2 years ago, I was approached by a REALTOR to help him sell HIS property as a Short Sale. Actually, his property listing had Expired (not sold while listed) with another agent that also had no clue about the Short Sale process and how to sell a property for LESS than what is owed to the bank. I listed the condo, got a cash contract for the house that was $30K OVER what the bank wanted, everything was good and almost made it through the entire process BUT the bank sent a nice letter saying the SELLER did not qualify for a Short Sale. I couldn't believe it. I had worked very hard to do the right thing and help the Seller with selling a condo, of all things, then BAM!--the Bank says "No." And, yes, there was a hardship for this Seller but the bank could have cared less.
Flash forward to January of this year. I had been hearing about a LOT of Short Sale Seminars, designations, etc. and, after having completed a few recent Short Sales, wanted to see if I could further my education about them but all the seminars I went to were pithy at best and I already knew everything that they were saying--but I wanted something more. So, I looked into the Certified Distressed Property Expert designation. While it is not yet recognized by our National Association of REALTORs at the moment, I have a feeling that it soon will be. (But, that's just my opinion.) I think that having a designation that has Expert in it is a little presumptuous of the powers that be b/c I don't think that anyone can ever figure out EVERY bank or investor but they don't need my okay to name the designation what they did. :)
As of todayI'm happy to say that I've completed all the coursework involved and am now a fully-fledged CDPE (Certified Distressed Property Expert)!
If You're Curious What Your Orange County or Seminole County Home is Worth, Click Below:
As a REALTOR(r) in the Central Florida area, I am able to SHOW and SELL ANY LISTING FROM ANY COMPANY. Plus, YOU pay me no commission; the SELLER typically pays my commission and you get superlative representation.
If you are a First-Time Buyer in Orange County, Florida, and were planning to get a large chunk of money from the County, that "large chunk" just dwindled appreciably yesterday. What this means to you First-Time Buyers is that you will continue to be able to access funds from Orange County Down Payment Assistance/State Housing Initiative Partnership (SHIP) if you qualify--but there will be less funds available per Buyer/Family.
Well, here it is: The Powers-That-Be have made and enacted the dreaded changes to Orange County's Down Payment Assistance Program for First-Time HomeBuyers...And It Just Happened Yesterday.
I just received an email letter regarding the new program changes. The changes to the Program have come about because our State Legislature used about $6 million that was to go toward funding the Program to balance the State budget. There ARE current funds available (I know this because we have been successfully getting funds from Orange County DPA this year to help families buy their first home!) but, in an effort to stretch those funds, the County has decided to reduce the funds available to Buyers. Those changes are outlined below.
Orange County Down Payment Assistance/State Housing Initiative Partnership (SHIP) New Rules
June 23, 2009
Notice of Program Change
To Whom It May Concern:
"State budget action requires that we make changes to the current funding levels that will allow us to continue assisting households with DPA through 2010. DPA program changes to be implemented are:
Very Low Income $25,000
Low Income $17,500
Moderate Income $5,000
These changes were reviewed and approved by Orange County's Affordable Housing Advisory Board and the Board of County Commissioners approved these changes to the Down Payment Assistance Program on June 23, 2009. These changes are effective immediately."
This is only an excerpt from the email letter I received & if you would like a copy of the actual email, just email me with your request and I'll forward a copy.
If you're interested in BUYING a Central Florida home and you're a FIRST-TIME BUYER, click:
Find out if you qualify for a Government-Sponsored Down Payment Assistance Program.
If you Buy a Home that is in an FHA or VA-approved community, there is the possibility of Buying for NO- or LOW-DOWN PAYMENT. Also, there is the possibility of FREE MONEY from the City of Orlando (please see their website link: www.CityofOrlando.net ) or from Orange County/SHIP. Up to $25,000 of FREE MONEY available. ** Of course, there are income guidelines and major hoops that you have to jump through to qualify--but go ahead and find out if you can possibly qualify or not.
As a REALTOR(r) in the Central Florida area, I am able to SHOW and SELL ANY LISTING FROM ANY COMPANY. Plus, YOU pay me no commission; the SELLER typically pays my commission and you get superlative representation.
Say "Hi" to Your Newest Neighbors if You Live In Or Own a Place in ORLANDO, FL
Just SOLD- ORLANDO, Florida
We are proud to announce that Lisa Spalding with Watson Realty Corp. has just SOLD the 3 bedroom, 1.5- bath, 1-car garage, concrete block home at 8303 Esperanza St. The home sold for $90,000. The home is 1003 square feet and had a completely remodeled kitchen. If you live in ORLANDO, say "Hi" to your newest neighbors. The deals are selling all over ORLANDO and in Central Florida in general.
Home Sale Success-First-Time Buyers are Getting EXCELLENT Deals, Especially if they Get Down Payment Assistance.
If you're curious what your ORLANDO home may be worth, here's an easy way to find out what homes like yours are selling for in today's market.
Plus: Get a free report with up-to-the-minute statistics based on all the condos for sale and sold in Orlando over the last six months in all price ranges.
Find out if you qualify for a Government-Sponsored Down Payment Assistance Program.
If you Buy a Home that is in an FHA or VA-approved community, there is the possibility of Buying for NO- or LOW-DOWN PAYMENT. Also, there is the possibility of FREE MONEY from the City of Orlando (please see their website link: www.CityofOrlando.net ) or from Orange County. Up to $25,000 of FREE MONEY available. ** Of course, there are income guidelines and major hoops that you have to jump through to qualify--but go ahead and find out if you can possibly qualify or not.
As a REALTOR(r) in the Central Florida area, I am able to SHOW and SELL ANY LISTING FROM ANY COMPANY. Plus, YOU pay me no commission; the SELLER typically pays my commission and you get superlative representation.
You are Invited to an Open House in ORANGE County, FL: TODAY
Open House Information:
A Single Family Home: 3/2/1-car Carport with 1/4-Acre Fenced Lot
Where: 913 Silver Oak Ct., Orlando, FL MLS # o4878849 Time: Sunday, May 31st from 4:00 p.m. until 6:00 p.m.
Buy This Home for $135,000 with SURPRISINGLY LOW DOWN PAYMENT
3 BR, 2 Bath Single Family Home; 1-Car Carport; 1,225 Square Feet under Heat/Air
This home is "move-in ready" and boasts some new paint and updated kitchen. LOW Down Payment Options for this Home. Spacious 3BR, 2 Bath Home on 1/4-acre Fenced Lot. Located on a Cul-de-Sac, This Move-in-Ready Home Features a Remodeled Kitchen & Convenient Snackbar. Newer Windows. Walk-in Closet in Master Bedroom. 1-Year AHS Home Warranty for Buyer (A $440 Value!). Utility room has been pre-wired for generator.
Information Available at the Open House:
*Information about this Home and Other "For Sale" Properties in the Community
* Information on How to Buy a Home in Central Florida
* Ask about the $8,000 First-Time Buyer TAX CREDIT!
* Information on Low Down Payment Loans for Homes/Orange County
* And more!
If this home is not for you, please take a look at one of the websites below. As a REALTOR(r) in the Central Florida area, I am able to show and sell any listing from any company. Plus, YOU pay me no commission; the SELLER typically pays my commission and you get superlative representation.
You are Invited to an Open House in Seminole County, FL: TODAY
Open House Information:
A Single Family Home: 3/2/2-car garage
Where: 257 Shady Hollow Ln., Casselberry, FL MLS # o4794542 Time: Sunday, May 31st from 12:30 p.m. until 2:30 p.m.
Buy This Home for $188,900 with SURPRISINGLY LOW DOWN PAYMENT; LA is Maureen Golmont
3 BR, 2 Bath Single Family Home; 2-Car Garage; 1,498 Square Feet under Heat/Air
This home is truly "move-in ready" and boasts new paint, carpet, and other updates. Screened porch. LOW Down Payment Options for this Home.
WELL MAINTAINED 3/2 IN ESTABLISHED NEIGHBORHOOD. FORMAL LIVING & DINING WITH NEW CARPET, SPACIOUS FAMILY ROOM WITH BRICK FIREPLACE,KITCHEN FEATURES A HUGE PANTRY, NEWER APPLIANCES, SUNNY EAT-IN NOOK, LARGE CORNER LOT WITH A GREENHOUSE & FRUIT TREES.THIS HOME IS READY TO MOVE RIGHT IN**NEW CARPET IN LIVING AND DINING, NEW VINYL IN KITCHEN, FRESHLY PAINTED INSIDE AND OUT, OVERSIZED GARAGE, FENCED YARD, 15 X 15 SCREENED PATIO, NEWER ARCHITECTURAL SHINGLE ROOF.
Information Available at the Open House:
*Information about this Home and Other "For Sale" Properties in the Community
* Information on How to Buy a Home in Central Florida
* Ask about the $8,000 First-Time Buyer TAX CREDIT!
* Information on Low Down Payment Loans for Homes/Seminole County
* And more!
If this home is not for you, please take a look at one of the websites below. As a REALTOR(r) in the Central Florida area, I am able to show and sell any listing from any company. Plus, YOU pay me no commission; the SELLER typically pays my commission and you get superlative representation.
Wouldn't it be nice if, as a First-Time Buyer, you could BUY a house, then get reimbursed some MONEY right into your SAVINGS ACCOUNT just for having bought a home?! And get discounts at home improvement stores... And get FREE education about buying a home... And get mortgage payment protection... Ahhhhh... Wouldn't THAT be nice?
Well, LOOKY what we learned about from our Broker at our office meeting this week:
The Association for Homesowners Across America (A.H.A.A.) (they're partnering with AmeriDream to offer Buyers some nifty programs) is in the process of doing just that! Giving out CASH rewards to First-Time HomeBuyers (up to 3%) of the total purchase price. A gift card to LOWES. There is a mortgage payment protection plan that they are hoping to include. Of course, there is education about homeownership AND counseling for those that are in troubled situations with their mortgages. And, the fees are anywhere from $215 to $495. Sound too good to be true? ** And, No, I don't work for AHAA but it wouldn't hurt if you could double-check all this information for yourself with them or with your REALTOR(r). (There, now I'm done with the waiver!)
Okay--so AmeriDream and Nehemiah are still out in terms of helping people buy homes due to Seller-Funded Down Payment Assistance programs like those and others being outlawed since October 1st of 2008. But, looks like in addition to the Tax Credit of $8,000 for First-Time homebuyers, there are other programs afoot that will help Buyers in other ways.
Property Location: 40 Carriage Hill Cir., Casselberry, FL 32707 o4913154
Buy This Home for $187,500
4 BR, 2 Bath, 2-Car Garage Home with 2,027 Square Feet under Heat/Air plus A Huge Florida Room/All-Season Porch
The GREAT things about this home are that it's well-maintained and all appliances convey. All you have to do is Move Right In. Updated 4BR, 2 Bath Home w/2-Car Garage. Split-Bedroom Floorplan. Newer Architectural shingle Roof. Kitchen Completely Upgraded w/Maple Cabinetry. Main Bathroom Completely Upgraded - Granite Countertop and Furniture-Look Vanity & Low-Flow Toilet. Newer Energy-Efficient Windows Throughout. Oak Wood Floors. Fully Privacy-Fenced Backyard with Plenty of Comfortable Living Space Inside & Outside. Great Seminole County Schools! Newer Gas Hot Water Heater. Monitored Security System. Comfortable Florida Room with Ceramic Tile. Move-In Ready.
This Home is NOT a Short Sale NOR a Bank-Owned Home.
Ask Me About:
* The $8,000 First-Time Buyer TAX CREDIT! (Limited Time Only Via Our Government). Also, a new proposal has been passed to possibly allow the Tax Credit to be applied for Your Down Payment at Closing beginning July 1, 2009. The details of this short-term loan are still being worked out. You may only qualify for the Tax Credit if you buy a home by November 30,2009. Please contact your CPA or Tax Advisor for further details about the Tax Credit.
* Information on Low Down Payment Loans for Homes.
* If this home is not for you, please take a look at one of the websites below. As a REALTOR(r) in the Central Florida area, I am able to show and sell any listing from any company. Plus, YOU pay me no commission; the SELLER typically pays my commission and you get to work with me, an experienced & ethical agent.
Orlando, Winter Park, Maitland, Longwood, Central Florida Areas-SELLERS/BUYERS; Sell A Home; Do You Qualify for Down Payment Assistance? BUYERS Pay NO Commission;Use a REALTOR!
CDPE/Certified Distressed Property Expert for Short Sales; Pre-Foreclosure Properties; www.WinterParkHomeFinder.com
www.OrlandoAreaPropertySource.com
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.