HAP DOD Military Housing Assistance Program

Q. Who is eligible for Conventional HAP (Housing Assistance Program) assistance?
A. Conventional HAP applies to certain:
  1. Active duty service members (military) and federal civilian employees assigned at or near the affected installation.
  2. Owner-occupant and assigned at or near the installation on the announcement date – military personnel who normally rotate back to the installation are also eligible.
  3. A NAFI employee at a facility operated in conjunction with the installation.
  4. A civilian or NAFI employee who is a U.S. citizen serving overseas at the time of the announcement, who is entitled to reemployment rights at the affected installation.
Q. What are the specific eligibility requirements for Conventional HAP assistance?
A. An applicant must meet the requirements set forth below to be eligible for benefits under an approved HAP:
  • Type of Employment of Service. The applicant must be a member of the Armed Forces; a Federal civilian employee at, or a NAFI employee, who is an American citizen, at or in conjunction with, the affected installation. Temporary employees serving under a time limitation, including reservists serving less than 180-consecutive day tours (10 U.S.C. Section 101 (d)(6)(a), and private contractors and employees of private contractors are not included.
  • Place of Employment. The applicant must have been:
    • a member of the Armed Forces assigned at or near the installation;
    • a Federal civilian employee at a facility operated at, near, or in conjunction with the affected installation;
    • a NAFI employee at a facility operated in conjunction with the installation, or
    • a civilian or NAFI employee who is a U.S. citizen serving overseas at the time of the announcement, who is entitled to reemployment rights at the affected installation.
  • Time of Employment. The applicant must have been:
    • assigned to, or employed at, near, or in conjunction with the installation at the time of the announcement;
    • transferred or terminated as a result of a reduction-in-force, within six months prior to the public announcement;
    • transferred from the installation or activity on an overseas tour within three years prior to the public announcement of the closure action;
    • a member of the Armed Forces transferred from the installation within four years prior to the public announcement who, because of his/her military specialty and assignment planning, anticipated repeated assignments to the installation, or
    • serving overseas as a Federal employee, with existing reemployment rights to the affected installation at the time of the announcement.
  • Owner/Occupant. The applicant must have owned and occupied the residence on the date of announcement; and
    • Suffered at least a 5% loss of value in community and 5% home value loss.
ELIGIBILITY

Q. Who is eligible for Conventional HAP assistance?

A. Conventional HAP applies to certain:
  1. Active duty service members and federal civilian employees assigned at or near the affected installation.
  2. Owner-occupant and assigned at or near the installation on the announcement date – military personnel who normally rotate back to the installation are also eligible.
  3. A NAFI employee at a facility operated in conjunction with the installation.
  4. A civilian or NAFI employee who is a U.S. citizen serving overseas at the time of the announcement, who is entitled to reemployment rights at the affected installation.
Q. What are the specific eligibility requirements for Conventional HAP assistance?
A. An applicant must meet the requirements set forth below to be eligible for benefits under an approved HAP:
  • Type of Employment of Service. The applicant must be a member of the Armed Forces; a Federal civilian employee at, or a NAFI employee, who is an American citizen, at or in conjunction with, the affected installation. Temporary employees serving under a time limitation, including reservists serving less than 180-consecutive day tours (10 U.S.C. Section 101 (d)(6)(a), and private contractors and employees of private contractors are not included.
  • Place of Employment. The applicant must have been:
    • a member of the Armed Forces assigned at or near the installation;
    • a Federal civilian employee at a facility operated at, near, or in conjunction with the affected installation;
    • a NAFI employee at a facility operated in conjunction with the installation, or
    • a civilian or NAFI employee who is a U.S. citizen serving overseas at the time of the announcement, who is entitled to reemployment rights at the affected installation.
  • Time of Employment. The applicant must have been:
    • assigned to, or employed at, near, or in conjunction with the installation at the time of the announcement;
    • transferred or terminated as a result of a reduction-in-force, within six months prior to the public announcement;
    • transferred from the installation or activity on an overseas tour within three years prior to the public announcement of the closure action;
    • a member of the Armed Forces transferred from the installation within four years prior to the public announcement who, because of his/her military specialty and assignment planning, anticipated repeated assignments to the installation, or
    • serving overseas as a Federal employee, with existing reemployment rights to the affected installation at the time of the announcement.
  • Owner/Occupant. The applicant must have owned and occupied the residence on the date of announcement; and
    • Suffered at least a 5% loss of value in community and 5% home value loss.
Q. Would a Federal civilian employee who chooses to PCS for a higher paying job qualify for the program?
A. No. simply moving for a better job would not meet the qualifications of the HAP.
Q. If I retire do I qualify for HAP benefits?
A. Yes.
Q. If a person owns a farm (say 60 acres) and maintains a home on the farm, how much of the property qualifies under the HAP?
A. Only the dwelling and the portion of the land that would reasonably constitute a residential property within the area.
Q. My non-military spouse is the sole owner of the home, am I eligible for HAP benefits if I receive PCS orders?
A. Spousal ownership is allowed where either the applicant or a spouse is the fee simple owner of the property. Applicant must have been married to spouse at the time of the announcement. Where the applicant has an ownership interest with someone other than a spouse, the remaining owners must deed their interest to the applicant prior to Government acquisition. Where the applicant has an ownership interest with someone other than a spouse, private sale benefits will be paid in accordance with the amount of interest the applicant has in the property.
Q. Does the owner of a mobile home or a condominium qualify for HAP benefits?
A. Individual units in condominiums or cooperatives qualify. Mobile homes will qualify, if mobile home is affixed to the land in accordance with local and state laws and regulations, and the underlying realty is held in either fee simple, long term lease (27.5 years or longer) or contract to purchase.
BENEFITS

Q. What is the basis for HAP benefits?

A. HAP benefits are based on the prior fair market value (PFMV) of the applicant’s home.
Q. How long before I will receive my benefits?
A. The normal processing time is between 60 and 90 days provided all required documents are submitted.
Q. Will the Government reimburse me for mortgage interest?
A. The Government will reimburse you for mortgage interest (not principal payments), taxes, and hazard insurance premiums that have been paid from the date the CoE District office received your application, or the date of vacation of the premises, whichever is later.
Q. Will my HAP benefits be taxable?
A. Yes. All payments above 95% of the PFMV are taxable.
Q. If I am foreclosed upon, what will the Government pay or not pay?
A. The Government will pay all legally enforceable liabilities; but will not make up past payments. If you deed the property back to the mortgage company in lieu of foreclosure, your application will be processed as a private sale. The Government will not pay outstanding judgment liens, encumbrances of a personal nature, or junior mortgages acquired after acquiring the property unless the junior mortgage was obtained at the same time as the original mortgage or used to improve the property.
Q. In a private sale, can I use a realtor to sell my home?
A. Yes. Using a realtor may increase your chances to find a buyer.
Q. A real estate agent expects a commission. Will the Government pay commissions when the Government purchases an applicant’s home?
A. No. Applicants should ensure that the listing agreement for their property contains the following statement: “In the event the herein listed property is sold to the United States of America, or an agency thereof, the listing broker will not be entitled to any commission or other consideration as a result of such sale.” If the listing agreement does not contain the above statement and any commission is due, it is the applicant’s responsibility to pay the commission.
Q. Will I have to bring any money to closing?
A. If you occupy your home until or nearly until the closing date and have not made payment for the month, you will be responsible for interest due for the previous month plus year-to-date real estate taxes.
Q. At what point should I market my home?
A. As soon as you know you will be relocating.
Q. What constitutes a reasonable effort for the sale of my home?
A. A visible, conscientious effort on behalf of the applicant such as listing the property with a real estate agent, advertising the property in a newspaper, adjusting the asking price to actively search for the actual current fair market value, etc.
Q. If I rent my home before I sell it, will it impact HAP benefits?
Anchor for Military Ship at Pearl Harbor Hawaii

Anchor for Military Ship at Pearl Harbor Hawaii

Military homeowners assistance program hap

Military homeowners assistance program hap