Losing Your Home In The Town of Babylon? Feeling Helpless?
Let Me Help You Sell Your Home As A Short Sale!
You are behind in your mortgage payments.
You feel trapped and helpless.
You are tired of getting phone calls and letters from the bank that holds your mortgage.
Above all, you feel like you let down your family and yourself.
Losing a job, getting divorced, suffering an illness is why homeowners can't pay their mortgages. After months of not paying, some give up their homes to foreclosure. It doesn't have to be that way.
As of now, a short sale is better on your credit than a foreclosure. From what I've learned, selling your home as a short sale means you will not be able to get another mortgage at 3 to 5 years down the road. A foreclosure on the other hand, you are looking at a minimum of 7 to 10 years before you can get another mortgage, if at all.
I see all too often homeowners bailing out of their homes only to lose it to foreclosure. It really doesn't have to be that way.
I know, you are saying I have no idea what you are going through. But, yes I do. We have all been at one time or another faced with loss of income, illness and divorce. I've been there as well. I came close to losing my home years ago due to a divorce. My former boss cut our salaries at that time because times were tough. I had my emergency money saved and thought I would be fine but I used that up in 1 year. The cut in salary lasted for 2 years. I had to go out and get a part time job in order to keep my home and pay other bills. Thanks to my Mom for being there to watch my son while I did this. Even though my financial situation wasn't my fault, I felt sad, angry at my former boss, and a loser. I felt like I was the only person in the world going through this. I'm sure you feel the same way now.
Not everyone can go out and get a part time job like I did. Most do not have someone to watch the kids and it doesn't make sense to work part time in order to pay for a babysitter. If you been struck with an illness, a part time job to pay the bills is out of the question.
That is why a short sale is better. The bank will get more money for your home than with a foreclosure providing your home is in great condition. I've seen some beautiful homes in perfect condition go to foreclosure. Why? The homeowners just gave up due to lack of knowledge about short sales. They are losing their homes anyway so "why bother" is how they end up feeling. Like I stated above, it's better on your credit and you have a better chance in the future to get another mortgage. That is the way it is now. Who knows if this will all change in the future. Time will only tell.
You are not alone......
There are 180 homes on the market as short sales in the Town of Babylon.
59 in Lindenhurst.
1 in North Lindenhurst.
10 in Babylon.
46 in Copiague.
52 in Amityville.
45 in West Babylon
17 in North Babylon
Letting me assist you with selling your home as a short sale, I will be there for you throughout the entire process and after. It's hard to face the fact that you are losing your home, but I will be there for you every step of the way.
Contact me today and let me help you help yourself.
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