Credit Repair for Phoenix Arizona for all those seeking credit improvement because of late payments, collections, charge- offs, bankruptcies, foreclosures and all information reported incorrectly on your credit report. The Fair Credit Reporting Act has been set up for credit repair in Phoenix Arizona to protect you from erroneous credit reporting. If you are looking for a company with an "A" rating with the Better Business Bureau that has a low fee and money back guarantee contact Joe Hansen @ Financial Education Services will get you the credit you deserve.
Questions that I often receive from clients looking for credit repair in Phoenix Arizona:
How Is My Credit Score Calculated in Phoenix Arizona?
The formula used to calculate your FICO score includes information based on several factors:
35% on your payment history
30% on the amount you currently owe lenders
15% on the length of your credit history
10% on the number of new credit accounts you've opened or applied for (fewer is better)
10% on the mix of credit accounts you have (mortgages, credit cards, installment loans, etc.)
Is Credit Repair Legal in Phoenix AZ?
Absolutely, credit repair in Phoenix AZ is legal & ethical. The Fair Credit Reporting Act allows everyone to dispute inaccurate items on their credit reports. There's nothing we do that you cannot do yourself when it comes to fixing your credit situation. Individuals can restore their credit on their own but this can take time and a lot of knowledge when it comes to the credit laws. That's why we are here to help since we have the experience and knowledge to get you the positive results.
How Much Will You Increase My Credit Score with credit repair in Phoenix AZ?
Many of our clients have seen an increase of 100 points or more*; however, the actual amount will vary per customer. There are many factors that affect a credit score besides derogatory items. For example, the ability to pay down revolving debt, the type of credit you have, your length of credit history, even the number of inquiries on your credit file. It is especially important that no current accounts fall into a negative status. * Results may vary by individual.
How Much Does Credit Repair Cost in Phoenix Arizona?
Credit Repair fees with most companies can be very expensive costing even in the thousands of dollars. With Financial Credit services you will pay a low one time fee with a money back guarantee. If you are not satisfied you get a refund of your money.
Credit repair in Phoenix Arizona will help you take advantage of lower interest rates on car loans, credit cards, mortgage loans, and even your insurance on your cars and home. Contact Joe Hansen @ 480-239-7766 to get your credit back on track.
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