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Living in Ocean View, HI - Clearing up some facts - Updated 1/21/2009

By
Real Estate Agent with Kona Home Team (luva llc) RS 62947

Let's Clear up some the Facts about Ocean View (updated 8/17/07)

Q: Hawaiian Ocean View Estates - The Largest Subdivision in the United States?  A: I have been trying to verify that, and I do not have a definite answer, but I can tell you that there are over 10,000 one Acre lots on the Mauka side of the road, and I believe around 3,000 three Acre lots on the Makai side of the road

Q: How Far is it from the Ocean?   A: As the crow flies - it is about 5 miles from the highway, take into account that the subdivision goes about 6  miles up the Mauka side, and about 3 miles down Makai side, add or subtract that from your location and your there.

Q: Recreation - Entertainment?   A: If you think that fine dining, dancing, and clubs are entertainment - well you're probably in the wrong place, you're going to have to drive, to either Kona or Hilo for that (and even then it is marginal). But, if you think that spending a day with the Family, at the Beach, maybe Camping, Shore Fishing, Snorkeling, Hiking along the coast, or even exploring Volcano National Park,  , is recreational - well then your right at home! With miles and miles of undeveloped shoreline, and National Parks nearby - the outdoor fun is unlimited.

Q: How far is it from a major town   A: Well, what do you consider major - here on the Big Island we consider Major, Kona & Hilo,      Kona = 45 miles     Hilo = 60 miles

Q: it's on water catchment - what does that mean?    A: This means you have a  water tank storage system, as it rains, your roof is designed to catch the rainwater and store it in your water tank, the water is then filtered and pumped into your house for usage - Thousands of homes on the Big Island are built like this - even some Million $$$ homes use this system. Major portions of the Big Island are undeveloped, so when these subdivisions come in - there are lacking some of the infrastructure, right now, as I type this - the County is moving forward in drilling one of its first community wells in Ocean View.

Q: What happens if there is not enough rain to keep my tank full?    A:  No big deal, in fact in the year I lived down South , our big tank only ran low 2 times, so I trucked in the water - again no big deal. There are many - Water Hauling - services on the Big Island, it's almost as easy as getting a pizza delivered.

Q: Can I drink this water?   A: You know, there are many sophisticated water treatment systems out there, some people do treat their water and drink it. I will be honest with you, I was only renting, so I bought one of those 5 gallon dispensers, and 3 of the bottles, and I would fill them at the store for .25 cents a gallon. I used this water to make my coffee, and boil my vegetables, pretty much everything else; I used my catchment water for - including brushing my teeth and showering.

Q:  There's no Work out there?    A:  Well part of that is true, there are construction jobs available, some people have successful farming going on out there (from specialty Lettuces to Flower farms). There are also some smart entrepreneurs that have web based business, or are able to work from home. But for the most part, your employment is in Kona - a 45 mile drive, Kona is full of employment opportunities, just take a look at the Sunday classifieds, and if it is not there - don't let that stop you - many Employers, are tired of advertising with no results - as a former Service Manager for a major New Car Dealership, it was well known in the industry - If you want a good employee - you had to go out and steal one!

Q: Lava Zone 2, what is that?    A: According to the Hawaii Volcano National Park website,

The island of Hawaii is divided into zones according to the degree of hazard from lava flows. Zone 1 is the area of the greatest hazard, Zone 9 of the least. To read more about a particular volcano or zone, click on the area of interest in the map or on the text links below.

[ Kilauea || Mauna Kea-Kohala || Hualalai || Mauna Loa ]

Hazard zones from lava flows are based chiefly on the location and frequency of both historic and prehistoric eruptions. "Historic eruptions" include those for which there are written records, beginning in the early 1800's, and those that are known from the oral traditions of the Hawaiians. Our knowledge of prehistoric eruptions is based on geologic mapping and dating of the old flows of each volcano. The hazard zones also take into account the larger topographic features of the volcanoes that will affect the distribution of lava flows. Finally, any hazard assessment is based on the assumption that future eruptions will be similar to those in the past.


HAZARD ZONES FOR LAVA FLOWS

 Zone

 Percentage of area covered by lava since 1800

 Percentage of area covered by lava in last 750 years

 Explanation

 1

 greater than 25

 greater than 65

Includes the summits and rift zones of Kilauea and Mauna Loa where vents have been repeatedly active in historic time.

 2

 15-25

 25-75

Areas adjacent to and downslope of active rift zones.

 3

 1-5

 15-75

Areas gradationally less hazardous than Zone 2 because of greater distance from recently active vents and/or because the topography makes it less likely that flows will cover these areas.

 4

 about 5

 less than 15

Includes all of Hualalai, where the frequency of eruptions is lower than on Kilauea and Mauna Loa. Flows typically cover large areas.

 5

 none

 about 50

Areas currently protected from lava flows by the topography of the volcano.

 6

 none

 very little

Same as Zone 5.

 7

 none

 none

20 percent of this area covered by lava in the last 10,000 yrs.

 8

 none

 none

Only a few percent of this area covered in the past 10,000 yrs.

 9

 none

 none

No eruption in this area for the past 60,000 yrs.




Hazard zone boundaries are approximate. The change in the degree of hazard from one zone to the next is generally gradual rather than abrupt, and the change can occur over the distance of a mile or more. Within a single hazard zone, the severity of hazard may vary on a scale too fine to map. These variations may be the result of gradual changes that extend across the entire zone. For example, the hazard posed by lava flows decreases gradually as the distance from vents increases.

There may be abrupt changes, however, in the relative hazard because of the local topography. For example, the hills behind Ninole stand high above the adjacent slopes of Mauna Loa and consequently are at a much lower risk from lava flows than the surrounding area, even though the entire area is included in a single zone. To determine the hazard differences within a single zone, more detailed studies are required.

Q: Lava Zone 2 - I can't even get Insurance or Financing???  WRONG!!!    A: Mauna Loa and Kilauea have done less damage to Homes and Residents, than a single, typical, Hurricane season on the mainland! There is competitive financing available at current rates - call me and I can give you the names, of some lenders that specialize in this area. Currently there are 2 Insurance companies insuring in Lava Zone 2 - I just got a quote today for a client, Brand new 3 bed, 2 bath 1,360 sqft home, on an acre - $1,540. A year, that's Lava, Fire, Theft, and Hurricane. So considering the savings you get on an average home, Say 1 acre, in Kona right now averages $800,000.00 - and a brand new home in Ocean View, on 1 acre, averages $260,000. Well it doesn't take a Rocket Scientist to figure out the savings.

Q: How much are homes selling for right now?    A: As of today, there were some brand new homes starting @ $225,000 up to $400,000. All on at least 1 Acre - email for the current list

 

Q: Am I ever going to stop updating this blog?    A: Not for awhile, I will keep updating this as I compile more information. But please if you have any specific information, or you want an updated list of homes for sale in this area - please feel free to email me, or call, and I will respond to you in a timely matter (in most cases within an hour or two). And please - if you see something that is incorrect, or have something you would like to add here - shoot me an email.

 

Lance Owens (RS) Aloha Kona Realty Inc.

(808) 936-8383

Lance@KonaHomeTeam.com

http://www.konahometeam.com/

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Aloha, and have a great day 

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

LUVA Real Estate 

75-240 Nani Kailua Dr #8 , Kailua Kona, HI. 96740 (Pines Plaza

Anonymous
Dave McClelland

Can you give us the name of the insurance co's. We are considering moving there and would like to check before we buy. Thanks.

Dave

Jan 21, 2009 10:47 AM
#1
Kona Home Team (LUVA LLC) Lance Owens (RB-24133)
Kona Home Team (luva llc) - Kailua-Kona, HI
2024 Real Estate Expert - Hawaii Island

Aloha Dave

I have links to it on my main webpage

www.KonaHomeTeam.com

Look under the tabs on the left - Local Web Links/info - you will find it there.

Thank You

Call me direct if you like

Aloha, and have a great day

 

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive

Jan 21, 2009 03:44 PM
Anonymous
Shelane Hulce
Aloha Lance, I am trying to find homeowners insurance for lava zone 2, Ocean View Ranchos, and am having a little trouble. Any companies you know of? Mahalo, Shelane
Apr 06, 2014 05:49 AM
#3
Kona Home Team (LUVA LLC) Lance Owens (RB-24133)
Kona Home Team (luva llc) - Kailua-Kona, HI
2024 Real Estate Expert - Hawaii Island

http://www.alohainsurance.com/

Aloha Insurance 

 

 

Apr 07, 2014 07:03 AM
Kona Home Team (LUVA LLC) Lance Owens (RB-24133)
Kona Home Team (luva llc) - Kailua-Kona, HI
2024 Real Estate Expert - Hawaii Island
75-5931 Walua Road
Kailua Kona, HI 96740
Phone: 808-334-0044
Fax: 808-334-0115
Toll Free: 800-483-0333

Apr 07, 2014 07:04 AM
Anonymous
Kimberly

Curious how much filling your water tank costs... Also, septic systems in that area...

Aug 02, 2018 02:34 PM
#6
Anonymous
Laura Manthey

If I buy a lot do I have to build on it right away? Is there a time limit? Can I put a travel trailer on it and stay in that until I decide to build?

Aug 09, 2018 09:17 PM
#7