Is your home stager insured?
Not all home stagers are created equal and not all home stagers carry home staging liability insurance. Whether you are staging a vacant home, staging an occupied home, staging a model home, or staging a real estate investment property, hiring someone who is properly insured is very important. Its important you make sure that the Los Angeles home stager you hire carries current home staging business liability insurance. And you should also make sure that any employees of the home staging company are covered by Workers Comp Insurance. Accidents happen, and you want to make sure that your personal assets, as the homeowner or listing agent, are protected.
Moving Mountains Design, one of the top home staging company in Los Angeles and Pasadena, carries $4 million in aggregate liability home staging business insurance. And our employees are covered by Workers Comp Insurance as mandated by California law.
Home staging business liability insurance should be a standard business expense for all professional home stagers. If the home stager you have hired is significantly less expensive than other Los Angeles home staging companies, there is a good chance that they do not carry liability insurance that will protect you in the event of a loss caused by the staging company. There is also a good chance that they are breaking California law by illegally hiring employees without paying Workers Comp Insurance.
Protect yourself and protect your assets by asking your home stager to provide you with current proof of insurance for liability and Workers Comp insurance.
This post originally appeared on my Los Angeles home staging website.
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