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Are You A First-Time Home Buyer And Don't Know What You Can Afford?

By
Real Estate Agent with The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803
 
Are you looking to buy your first house, condo, townhouse or co-op on The North Shore Of Long Island but don't know which would work best for you. At this point you're wondering "how much house can I afford to buy"?
 
 
We can explain the difference of the different ownerships, and the pros and cons of what might work best for you as a first-time or seasoned homeowner.
 
When it comes to what you can afford, we would be happy to recommend a Mortgage Specialist we work with who is more knowledgeable in this field and can determine what would work best for you and how much you are ready to qualify for.
 
 
The Mortgage Lender of your choice can calculate How Much Home You Can Afford. Your income, credit rating, currently monthly expense, down-payment and the current interest rate are all important factors in the calculations. 
 
You don't want you to waste your time looking at homes you can't afford, and we also don't want you to pass up homes you thought you couldn't afford but which might actually be within your reach.
 
The online mortgage calculators may be a start, but working one on one with a Mortgage Specialist will get you to your goals much faster. It doesn't cost you anything to get the guidance of someone we refer to you. It's part of our service to recommend a professional we feel comfortable with who can help you get qualified faster.
 
Once you are pre-approved for a Mortgage, we can start showing you the opportunities that are available whih you are qualified for and in your comfortable price range.
 
 
Call Lawrence "Larry" And Sheila Agranoff if you're looking to buy a home or condo The North Shore of Long Island at our Cell: 631-805-4400, so we can get you started on your way to home ownership!
 
This Long Island Buyer Real Estate Tip is brought to you by Lawrence & Sheila Agranoffhelping buyers and sellers on The North Shore and South Shore of Long Island.
 
 
 
 
Posted by

                                                    Sheila & Larry Agranoff

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                                                                Cell: 631-805-4400
                                                             We Welcome Your Call
 
 
 
Lawrence "Larry" & Sheila Agranoff are more than just Real Estate Agents. To attain the designation of REALTORS®, we have proven to be more knowledgeable & experienced, above and beyond the average requirements. Being part of the network referred to as REALTORS®, you can be sure we will cater to your Real Estate needs with superior professional practices.
 
If your home is listed with another broker, this is not a solicitation of property. This does not suggest broker has property currently available. Reproduction of text/images contained herein without the express written consent of the authors is strictly prohibited. Sale May Be Subject To Term & Conditions of An Offering Plan. Disclaimer: While information is believed to be accurate it's represented subject to errors, omissions, changes or reliance on information & must be verified by prospective consumer. The authors disclaim liability for any damages/losses, direct or indirect resulting from anything contained herein or the accuracy of comments or opinions of visitors.​©2008-2023.
 
 
 
 
 
 

 

Comments(13)

Anita Clark
Coldwell Banker Access Realty ~ 478.960.8055 - Warner Robins, GA
Realtor - Homes for Sale in Warner Robins GA

Larry/Sheila: Many first time homebuyers fall into this and do need assistance with each of the steps in the buying process.

Jan 19, 2013 08:30 PM
Toni Weidman
Sailwinds Realty - Trinity, FL
20+ Years Selling Homes in New Port Richey, FL

Pre-qualification is so important, Larry and Sheila. You did a great job covering this essential topic.

Jan 19, 2013 08:52 PM
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Larry and Sheila this is a very nice message to potential buyers. Using your blog to reach them is a wonderful idea.

Jan 19, 2013 11:42 PM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Larry & Sheila, with recent mortgage changes, and pay checks yielding less, it is wise to get pre-approved prior to searching the home of your dreams.  Great post.

Jan 19, 2013 11:43 PM
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Larry and Sheila,

Great job at explaining the importance of pre qualifying. Happy Sunday. A

Jan 19, 2013 11:44 PM
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Flower Mound, TX
Selling Homes Changing Lives

Larry & Sheila,

You have a way with marketing and words that sets you apart from others who mean well but can't explain as well as you do. That's why when it comes to buying or selling in Long Island or your area, you are the REALTOR®  of choice for me.

 

 

 

Jan 20, 2013 12:45 AM
Belinda Spillman
Aspen Lane Real Estate Colorful Colorado - Aurora, CO
Colorado Living!

L & S.  Very good advice.  Its never good for buyers to spin their wheels and waste their time looking at homes they can't afford.

Jan 20, 2013 01:05 AM
Roy Kelley
Retired - Gaithersburg, MD

Very good information for prospective home buyers.  It is a wonderful time to take advantage of the very low mortgage interest rates.

Jan 20, 2013 01:46 AM
Adrian Willanger
206 909-7536 AdrianWillanger-broker.com - Seattle, WA
Profit from my two decades of experience

Great time to buy and Larry and Sheila are seasoned knowledgeable real estate professionals who can guide you through the process of purchasing real estate in the North Shore of Long Island. 

Jan 20, 2013 02:56 AM
Chris and Dick Dovorany
Homes for Sale in Naples, Bonita Springs and Estero, Florida - Naples, FL
Broker/Associate at Premiere Plus Realty

If you are a first time home buyer, please contact Larry and Sheila to help you through the entire process painlessly.

Jan 20, 2013 05:35 AM
Joshua Zargari
MJ Decorators Workshop LI staging and home decorating - Lynbrook, NY
MJ Decorators Workshop
Realtor's Larry And Sheila can explain the difference of the different ownership, and the pros and cons of what might work best for you as a first-time or seasoned homeowner.
Call them, the right people who can help.
Jan 20, 2013 09:12 AM
Michelle Gibson
Hansen Real Estate Group Inc. - Wellington, FL
REALTOR

Larry & Sheila - Getting approved and setting a budget is definitely the first step to purchasing a new home.

Jan 20, 2013 09:30 AM
Morgan Evans
Douglas Elliman Real Estate - Manhattan, NY
LICENSED REAL ESTATE SALESPERSON

I couldn't agree more, getting approved and setting your budget and expectations on what you can afford upfront is the best advice when buying a home or condo in Long Island!

Jan 21, 2013 04:27 AM