VA Mortgage Loans in Concord California and 100% VA Loans - the best loan program in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the great features of this fantastic program: - Up to 100% financing, with no down required. - Monthly mortgage insurance is not tacked on to your payment. - More lenient credit qualifying standards than other types of mortgage loans. - Low rates compared to other loan programs.
So how do you qualify for a VA Mortgage Loan in Concord California?
You must first verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. You can work with an approved Concord California mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy. You will need your DD214 if you are discharged. The next step is to obtain pre-approval with an experienced Concord California VA lender. It is essential that you contact a lender who knows the VA Mortgage Loan program and all of the differences compared to other loan programs. Call us now for more information.
The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements. Although there is no down payment required for VA Mortgage loans, it's important not to forget that there are VA closing costs involved in every transaction. Your lender should prepare you for this, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! Your lender can help you with ways to finance the closing costs if you don't have money available for closing. You can find out more about your VA Home Loan benefits by visiting the Concord California VA Office Website or in person.
It is very important that you work with a local lender who understands the unique aspects of VA Mortgage Loans. Our specialty for over 12 years have been VA Mortgage Loans in Concord California and 100% VA Mortgage Loans and would be happy to answer any questions you may have. It doesn't cost a penny to call! Call The Chris Freck Team at 510-463-1003, thechrisfreckteam@icitymortgage.com, or visit our va website at http://thechrisfreckteam.com/va-loans-landing-page/.
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