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How to Buy a Home – Video Tips for Buyers (Getting Pre-Approved)

By
Real Estate Agent with eXp Realty of California, Inc. CA DRE #01490977

 How to Buy a Home:

A Video Tips Series for Carlsbad Home Buyers (Getting Pre-Approved)

 

Do you know how much you can afford to buy?Buying a Carlsbad home is not an easy job. Buyers have a lot to think about, and many decisions to make, and the more information you have the better.

 

My “How to Buy a Home” tips and advice video series is designed to provide you with quick answers to some of the most important issues you face when buying a Carlsbad home. Short videos are great sources of information when you are on the go, using a mobile device.

 

But of course there is no substitute to working with a real estate professional who will look out for your interests, answer all your questions, guide you through the process, and help you find solutions to any problems that arise.

 

GETTING PRE-APPROVED

 

Get pre-approved so you know how much you can afford to buy in your new homeOne of the most important, and first, things you need to do as a buyer is get pre-approved, unless you are paying cash (obviously you need to verify you have sufficient funds for a purchase plus closing costs).

 

The video below briefly explains why getting pre-approved is essential, and really should be done before you start your home search. Here are the key points:

 

1. You need to know what you qualify to borrow and, combined with k owing your personal budget, what you truly can afford

 

2. You will need a current and written pre-approval letter when you decide to make an offer

 

Visit Home Buying Tips and Advice to view my YouTube Channel playlist of short videos on how to buy a home, then give me a call (760-840-1360) to discuss your home buying needs and questions.

 

If you are relocating, why not check out a similar video series at Relocation Tips and Advice.

 

Posted by

Jeff Dowler, CRS
Certified Residential Specialist / Realtor®


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Noah Seidenberg
Coldwell Banker - Evanston, IL
Chicagoland and Suburbs (800) 858-7917

I love your video program Jeff. This is really worth while and a great resource for clients.

Jan 29, 2015 02:34 AM
Troy Erickson AZ Realtor (602) 295-6807
HomeSmart - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Jeff - Nice video. It's important that buyers understand they need to know how much home they can afford before they contact a Realtor to start looking for a home.

Jan 29, 2015 02:48 AM
Jon Kolsky
Kolsky Realty & Management - Long Beach, CA
Licensed California Real Estate Broker

Jeff Dowler CRS ~ I am envious and I love your video... I hope this will light a fire under my butt and get me motivated to do something similar for my area

Jan 29, 2015 02:51 AM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Noah Seidenberg  - thanks for such a nice compliment. I am trying to do more short information videos this year in addition to community and related ones.

Troy Erickson - It is key that they know this. I am still surprised how many buyers call and want to start looking but have never spoken with a bank. Educatio is key!

Jon Kolsky - just go do it. I sat down in the conference room over the weekend at my brokerage and batted out 9 of them. I don't think they have to be fancy - mine certainly are pretty simple

Jeff

Jan 29, 2015 02:56 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Jeff, your video series is sure helpful for those contemplating a home purchase in or around Carlsbad.   You are the expert they should be calling!

Jan 29, 2015 03:28 AM
Joan Whitebook
BHG The Masiello Group - Nashua, NH
Consumer Focused Real Estate Services

Jeff -- a very well done video and the message is so important.  One must be pre-approved.. and I would add in my area "by a local lender or mortgage company."  

Jan 29, 2015 11:52 AM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Joan Cox 

Thanks so much. It' been fun to do and I have lots of ideas for other videos.

Jeff

Jan 29, 2015 12:34 PM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Joan Whitebook 

Well certainly it needs to be someone you can trust, who knows the local market and the way things are done. HAving an out of state lender who does not can be a problem.

Jeff

Jan 29, 2015 12:35 PM