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2 cool things that happened this week

By
Home Builder with The Flooring Girl

Everything seems to be happening at once this week.

 

First I was just featured on Starter Story about how I created a business/website that earns more than $20,000 a month in net profit.  I originally wrote this in March or April or so (I can't even remember what I wrote, but it was my turn around story and how I've used my blog to eliminate a huge amount of debt.

 

I was honored to be featured here as there are some real superstars featured in this online website. And, thank you so so many of you posting on my facebook update on this.

 

The 2nd cool thing that happend is that I finally made the LAST payment towards by bad debt.  This morning the payment cleared and I got this sweet note from Chase.

 

This was for the remaining $170,000 I had left on a loan.  I was looking forward to getting a screen shot of the zero balance. But, alas, now the account is officially closed down and they are releasing the lien on my home.  Yay.

 

I had a deadline to get this paid off by 8/31/2022, so I'm 2 years early!

 

And, when things were looking well on my blog, I had set a new target of getting it paid down by this Thanksgiving.

Then, we all know what happened in March, and it's been a series of pivots.

 

Thankfully the pivots worked and when I hit a record profit month in April,  I reset that goal to end of September to coincide with my birthday.

But, alas, it happened much sooner than I expected and now that debt is gone, gone, gone.  Such a relief!

Now, I'm not debt free. I still have the rest of the mortgage on my home (16 years left), but I consider that good debt and I know it will be naturally paid down over time and gets me some nice tax deductions.


I'll probably speed that along the way though.  But, I'll be putting the majority of the extra profit (for now) towards my retirement plan as I got off track for that (and can't make up the time...but I can make it up somewhat with some extra contributions. My CPA is setting up everything for me by Aug 1st


I am glad that I can now spend some extra money, but since I'm immunocompromised, I have to be a bit patient for that until next year (as I can't have people come here (to fix up my home nor go on vacation or anything. I'm ordering some Godiva chocolate instead to celebrate short term (since I can't go out for dinner).


As I said, it's such a relief.

I posted sent something about this to my email list yesterday and I think I got 100 super nice responses. And, now that I have the official note from Chase, I posted it in a private FB blogging group and I already have over 600 reactions and 160 comments, and that completely floored me!


I may just take the rest of the day off...and place my Godiva order.

Comments(19)

Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hello Debbie - thanks for sharing the good news.   It appears your cup runneth over.  Enjoy the chocolate.   Of course, in moderation. 

Jul 14, 2020 12:37 PM
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

Thx. I just ordered it...looks like it won't arrive until the 26th or 27th

Jul 14, 2020 01:04 PM
Linda Piper
Planatek Financial, Inc. - Ventura, CA

Debbie:

It has been so much fun to follow your story.  You hit a big, big goal - congratulations!!  I appreciate how open  you've been about your desire to eliminate your debt, and really admire how you accomplished this goal.

Jul 14, 2020 05:07 PM
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

Thank you so much, Linda. That means soooo much to me.  Now, it's onwards and upwards.

Jul 14, 2020 07:05 PM
Kathy Streib
Cypress, TX
Home Stager/Redesign

Debbie- I am so happy and excited for you.  Congratulations!!! You have worked so hard and shared your knowledge with us ...you deserve all of this!!!

Jul 14, 2020 07:48 PM
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

Thank you so much, Kathy.  I can't believe I finally got to this day.

Jul 15, 2020 03:54 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Hi Debbie... now that's what I would call a great week! Congratulations on achieving freedom from mortgage payments!

Jul 15, 2020 05:00 AM
Alan May
Jameson Sotheby's International Realty - Evanston, IL
Home is where the hearth is.

Congratulations!!

Jul 19, 2020 06:26 AM
Kristin Johnston - REALTOR®
RE/MAX Platinum - Waukesha, WI
Giving Back With Each Home Sold!

COngrats on the feature...Hoping my comment sticks since I like others are having AR issues!

Jul 19, 2020 08:15 AM
Lottie Kendall
Compass - San Francisco, CA
Helping make your real estate dreams a reality

Enjoy your Godiva, and congratulations on your fabulous successes.

Jul 19, 2020 12:30 PM
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Hi Debbie - congratulations on being debt free.  It wonderful when you have no more mortgage payments.  Although in New York the taxes are still hight.

Jul 19, 2020 06:39 PM
Doug Dawes
Keller Williams Evolution - 447 Boston Street, Suite #5, Topsfield, MA - Topsfield, MA
Your Personal Realtor®

Hi Debbie Gartner 

Two Congratulations! It's always good to be acknowledged for hard work and even better to know that your home is PAID OFF!!!

Jul 20, 2020 02:31 AM
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

Nina - Thank you so much!

Alan - Thanks.  I appreciate that.

Kristin - Thank you, and I know that feeling.I keep losing comments, too.

Jul 20, 2020 04:42 AM
Dario Ferreira
Attleboro, MA
Internet Marketing & SEO

Congratulations Debbie.
Great job on your affiliate marketing.
It's getting tougher out there, but you are proof that it still works very well.

If you ever make it to any of the internet marketing conferences (Affiliate Summit, PubCon, etc.), let me know - I'd like to meet you if I happen to be there.
I know it will be a while.

Jul 20, 2020 10:30 AM
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

Dario Ferreira thx so much.  I went to fincon last September and it was awesome.  I was going to go again this year (bought my ticket last year), but need to skip all conferences until they have a vaccine.

Jul 20, 2020 12:07 PM
Dario Ferreira

I'll have to check FinCon, not familiar with it.

Jul 20, 2020 12:26 PM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good evening Debbie Gartner ,

I'm so glad that Kathy Streib featured your post in her "Ah-ha" moments for the week. I'm so proud of you!! Great job on your Affiliate marketing.. You have worked so hard on it and its paid off!!

Jul 20, 2020 05:18 PM
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

Thank you so much, Dorie. I can't believe I finally made it...and 2 years early.

Jul 20, 2020 05:43 PM
Nick Vandekar, 610-203-4543
Realty ONE Group Advocates 484-237-2055 - Downingtown, PA
Selling the Main Line & Chester County

So happy for you, what a great acheivement to have accomplished. You have every right to be proud and to eat as much chocltae as you want...well within reason, we don't want health issues due to that. 

Jul 23, 2020 09:33 AM
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

Thank you so much, Nick. That means a lot. The Godiva chocolate just arrived yesterday.

Jul 26, 2020 07:24 AM