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group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each month AR runs numerous contests as a way for our members to engage in activities
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Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Like so many other folks - I have an ongoing LOVE/HATE Relationship with my credit cards. In the back of my mind I have always known that 'Overspending is Bad.' (I mean, which part of 'DUH' don't I understand?)
When I learned the Rule of 72's, I thought, Why Didn't Someone Explain this to Me Before?
The "Rule of 72" is an easy way to estimate how long an investment will take to double, with a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself.
For example, the rule of 72 states that $1 invested at 10% would take 7.2 years ((72/10) = 7.2) to turn into $2. In reality, a 10% investment will take 7.3 years to double ((1.10^7.3 = 2). To me, close enough for government work!
When dealing with lower rates of return, the Rule of 72 is fairly accurate. This chart compares the numbers given by the rule of 72 and the actual number of years it takes an investment to double.
Rate of Return
Rule of 72
Actual # of Years
Difference (#) of Years
Notice that, although it gives a quick rough estimate, the rule of 72 gets less precise as rates of return become higher. Therefore, when dealing with higher rates, it's best to calculate the precise number of years algebraically by means of the future formula. Again, close enough for government work! Get folks to pay attention how quickly these numbers double at higher rates.
Just like kids should learn about doubling their investment - the parallel is true, when someone is lending money to them - and those investors are doubling THEIR Investment on our kids!!
I wish we could teach this to all young people - before they get their first CREDIT CARD. I will do my part by starting at home.
Like so many important ideas, we understand the concept, but not the mechanics.
So often - it is understanding the mechanics, that makes the concept real!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.