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I want better car insurance... and I want my boss to pay for it.

By
Real Estate Agent with Century 21 Results Realty GA RE Lic # 282060

I mean, really... 

  • I have to pay the full cost for repairs to my car.  Since I drive cars that aren't in warranty, the cost is born by me and me alone. 
  • I have to pay for my own preventive maintenance... oil and filter changes, tires, alignments, transmission and cooling system flushes.
  • I have to buy my own tires, windshield wipers and brakes.
  • I have to schedule all of these procedures myself.

And that isn't all... 

  • I use my car for work... the company benefits.  I drive that car to work, and if it isn't insured, I can't go to work.
  • If the needed maintenance and repairs aren't made, my car is dangerous and could impact others... literally.
  • If I don't replace consumables, like tires, then my car is much more dangerous to others.  

I pay my auto insurance every month, and yet it only covers me for accidents and unforseen consequences.  Why is that?  Why shouldn't our auto insurance cover EVERYTHING that happens to our cars?  After all, our medical insurance covers everything that might happen to our minds and bodies... 

And one more thing...

Why is it up to me to pay for all of it.  It is expensive.  I think that the company I work for should pay for it... or maybe even the government.  After all, I drive my car to get to work.  That means that they profit from my car.  And if I don't have the car, then work isn't happening.  Why don't employers pay for auto insurance...

Shouldn't affordable car insurance be a right?

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Carl Ostenson
Ostenson Insurance Group - Des Plaines, IL

I see it there right in the Constitiution. The right to Life, Liberty, The Pursuit of Happiness and Car and Health Insurance.

I'd also like a new BMW, and 250 acres of good deer hunting land please. Throw is a few Brooks Brothers suits too please.

Oct 30, 2008 08:50 AM
Lane Bailey
Century 21 Results Realty - Suwanee, GA
Realtor & Car Guy

Carl - I wonder how many people didn't get it... 

Oct 30, 2008 01:35 PM
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

Lane I got it and my 20 year old who came home from college and voted yesterday gets it too.  She told me she was the only person in her class at UGA that thinks health insurance isn't a "right"

Oct 31, 2008 03:53 PM
Lane Bailey
Century 21 Results Realty - Suwanee, GA
Realtor & Car Guy

Tammy - Isn't it sad that so many kids don't know where rights come from... or what makes something a right?

Nov 03, 2008 10:02 AM