Scott Harward (Arizona Mortgage Specialists, Inc.)
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Honesty, professionalism, & integrity....over 15 years experience as a top loan officer in Arizona. An expert at all types of financing and as a broker I can locate the right loan to fit the client.

Get to know Scott Harward

Arizona Mortgage Specialists, Inc. has been in business as a mortgage broker for over twelve years and recently bought a new office building in Tempe to relocate our firm from Scottsdale.  The company only employs the most experienced loan officers who are full-time professionals with a high degree of integrity and expertise in the mortgage industry.

My mortgage career started  in 1993 when I relocated to Arizona from Irvine California.  My previous experience was as a Commercial Real Estate broker for ten years, concentrating on commercial properties in Orange County California.  My background in the mortgage industry includes being a top loan officer for  Chase Manhattan from 1997 through 2005.

We work with the majority of banks and wholesale lenders throughout the country providing our borrowers with the widest variety of loan programs.  We also have relationships with lenders who offer niche loan programs for the toughest or most complicated loan scenarios.

"It's our responsibility to show clients how to integrate their mortgage into their overall financial plan.  The crux of mortgage planning is personalized planning."


SCOTT HARWARD - Senior Mortgage Consultant with 15 years of mortgage experience.  Now, more than ever it's important for borrowers to be working with an experienced professional in the mortgage industry.  The program guidelines continue to change and having a wide choice of options is critical in providing the client with the best rates, programs, and smoothest transaction experience.

I have closed over 4,000 transactions on all types of programs.  I am an expert at all types of FHA & VA loans, as well as standard Conforming loans or Jumbo loans for owner occupied properties, second homes, or investment properties.  We also offer construction loans for those borrowers that want to build a new home on a custom lot.

I am in the business of helping my clients acheive their goals and objectives, and I work hard to make the process an enjoyable experience.  I'm always available to answer questions at 480-223-2265, or via e-mail at

Languages (1)
  • English