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America's #1 Mortgage Broker, Brian Brady. You'll never wonder where he stands when you read Brian Brady. He's not always right but he's always...OPINIONATED



Tony Gallegos posted his top bloggers' list of 2007.Many of the lists published are a beauty pageant and none, to this date, mean a whole lot to MY industry; residential real estate finance. Tony's participation in is a measured and intelligent position. It has to be; Tony is a senior exe...
Here's Greg Swann, announcing this week's nominees for the People's Choice Award: Now then: The Odysseus Medal nominees: A dozen entries on the short list this week, and, again, a lot of Deep Think stuff. Vote for the People’s Choice Award here. You can use the voting interface to see each nomina...
Glenn Kelman appeared on NBC. This time, he wasn’t the smartest kid in the class; he imitated Tom Bodett. Greg points out the “Duh” factor in the most recent Redfin Revelation: Here’s real justice: Someday, an actual reporter is going turn to Kelman and say, “Glenn, you’re the expert. How do you ...
Loan originators aren't in a credit crunch; we're in a time crunch.  Loan demand, at the originator level, is at an all-time high.  Never, in my 14 years of originating loans, have I seen so many people who need mortgage financing.  Supply, as we all know, is just not there.Borrowers want money a...
Residential lending is in a pretty tough spot. Mounting losses, from former white-picket fence owners, are putting a dent in the country club sets’ wallets. The problem is not unlike the one we faced 20 years ago; bankers turned into riverboat gamblers. That’s all changed. Today, sobriety is the ...
I’m thinking of getting into politics. I’ve been watching testimonies, from both sides of the aisle, about the credit crunch and impending doom of mass foreclosures. I figured out the problem: The housing prices were too damned high. Now, my stance, to this point, has been pretty clear; let the m...
This Mortgage Rates Report is a SPECIAL EDITION:  Why it makes sense to refinance...TODAY. If remortgaging has been on your mind, two things just happened which should compel you to do just that:  1- 30 year fixed rate mortgages dropped below 6% for the first time since October, 2005.  While I am...
A baker’s dozen this week. Vote for the People’s Choice Award here. You can use the voting interface to see each nominated post, so comparison is easy. Voting runs through to 12 Noon MST Monday. I’ll announce the winners of this week’s awards soon thereafter. Here is this week’s short-list of Ody...

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