houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 7/31/19 - 07/31/19 12:24 PM
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.765%
FHA 30 year: 3.5%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 4.4%
Conventional 15 year: 3.0%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.245%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 7/17/19 - 07/17/19 11:58 AM
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.765%
FHA 30 year: 3.5%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 4.4%
Conventional 15 year: 3.0%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.245%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 7/10/19 - 07/10/19 12:13 PM
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.765%
FHA 30 year: 3.5%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 4.4%
Conventional 15 year: 3.125%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.37%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
 
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 7/03/19 - 07/03/19 12:30 PM
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.765%
FHA 30 year: 3.625%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 4.525%
Conventional 15 year: 3%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.245%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 6/26/19 - 06/26/19 02:49 PM
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.89%
FHA 30 year: 3.625%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 4.525%
Conventional 15 year: 3.25%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.495%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
 
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 6/19/19 - 06/19/19 01:30 PM
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.015%
FHA 30 year: 4.0%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 4.9%
Conventional 15 year: 3.375%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.62%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
 
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 6/12/19 - 06/12/19 09:39 AM
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.015%
FHA 30 year: 4.0%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 4.9%
Conventional 15 year: 3.375%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.62%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
 
(1 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 6/05/19 - 06/05/19 01:06 PM
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.015%
FHA 30 year: 4.0%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 4.9%
Conventional 15 year: 3.375%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.62%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
 
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 5/29/19 - 05/29/19 01:04 PM
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.015%
FHA 30 year: 4.0%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 4.9%
Conventional 15 year: 3.5%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.745%
 
(1 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 5/22/19 - 05/22/19 10:12 AM
Conventional 30 year Mortgage: 3.99%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.13%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 5.025%
Conventional 15 year: 3.625%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.87%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
 
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 5/15/19 - 05/15/19 01:44 PM
Conventional 30 year Mortgage: 3.99%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.13%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 5.025%
Conventional 15 year: 3.5%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.745%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
 
(1 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 5/08/19 - 05/08/19 11:29 AM
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.265%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 5.025%
Conventional 15 year: 3.625%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.87%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
 
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 5/01/19 - 05/01/19 02:47 PM
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.265%
FHA 30 year: 4.375%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 5.275%
Conventional 15 year: 3.625%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.87%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
 
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 4/24/19 - 04/24/19 12:26 PM
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.265%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 5.15%
Conventional 15 year: 3.625%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.87%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 4/17/19 - 04/17/19 09:48 AM
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.702%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 5.025%
Conventional 15 year: 3.625%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.9%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 4/10/19 - 04/10/19 02:11 PM
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.702%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 4.90%
Conventional 15 year: 3.5%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.775%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 4/03/19 - 04/03/19 01:29 PM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.3827%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 4.90%
Conventional 15 year: 3.625%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.9%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
(0 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 3/28/19 - 03/28/19 12:27 PM
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.507%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 5.025%
Conventional 15 year: 3.5%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.775%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
 
(1 comments)

houston: Mortgage Rate update for Houston, Katy, Woodlands, SugarLand 3/20/19 - 03/20/19 12:45 PM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 4.407%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR: 5.025%
Conventional 15 year: 3.625%
Credit score:740
LTV:75%
Loan Amount:$300k
APR: 3.90%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible
 
(0 comments)

houston: FHA is getting harder on Debt to Income Ratios for Low Credit Scores - 03/18/19 07:54 AM
HUD (FHA) literally just announced that they are getting harder on higher debt to income ratios for lower credit scores.  Now their announcement is vague but here is what I do know:
Credit Scores getting Lower: The average credit score for FHA loans that closed in 2018 was 670.  This is the lowest it has been in 10yrs.  Already in 2019, 28% of the loans closed had a credit score under 640.  13% had a score under 620.  So HUD believes the credit scores are continuing to decrease or at least do not seem to be increasing. Higher Debt To Income … (5 comments)

 
David Krichmar, DaveYourMortgageGuy.com (www.DaveYourMortgageGuy.com - Legend Lending)

David Krichmar

DaveYourMortgageGuy.com

Sugar Land, TX

More about me…

www.DaveYourMortgageGuy.com - Legend Lending

Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!

Office: (832) 689-6012



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