ga: Bridge Loans for Commercial Real Estate - 07/01/15 02:37 AM
Bridge Loans for Commercial Real Estate - Acquisition & Rehab to 100% of Cost
Sound to good to be true?  Maybe it is and maybe it isn't, the devil is always in the details.   There are a lot of bridge lenders (... and pretenders ...) touting their bridge loan product with "100% of rehab cost" included.  Many brokers and borrowers are reading into this, thinking that the loan is a 100% LTV, however, closer examination reveals something entirely different.
Bridge loans for commercial real estate acquisition and rehab are coming back into the market at a very rapid pace and that is a … (0 comments)

ga: Multifamily Financing - FHA/HUD vs Freddie Mac - 06/13/15 05:18 AM
Multifamily Financing - FHA & HUD Programs
FHA and HUD have some fantastic programs to finance multifamily residential properties.  On the positive side they rates that can be sub 4% in some cases.  They also fix those rates for the entire term of 35 years!  That is amazing but it gets better, multifamily residential investors can get LTV (loan to value) ratios as high as 90%.  That's a low down payment of only 10% of the overall cost.
With all these great terms comes a serious downside.  The multifamily residential investor must commit the development to various types of rental assistance programs and in … (0 comments)

ga: Bridge Loans & Commercial Real Estate Investment - 06/08/15 02:46 AM
Bridge Loans & CREI
Bridge loans are a necessary financial tool for any commercial real estate investment enterprise.  Often times commercial real estate investor frown upon the use of bridge loans.  The common complaint is the 'cost of the money' being to high.
However, when the cost of losing a transaction is calculated, all of the sudden a loan with a higher, interest-only, interest rate doesn't look so bad.  The point here is not to argue whether interest rates on bridge loans are high, we all can agree that they are some of the highest in the market today.  The problem is the … (0 comments)

ga: Apartment Bridge Loans - Bridge Lending for Multifamily - 06/06/15 05:48 AM
Apartment Bridge Loans = Bridge Loans for Multifamily
Whether its a bridge loan for an apartment building purchase or a bridge loan for multifamily residential development re-positioning, most bridge loans take on the same characteristics.   When one thinks about bridge loans they should be thinking of a short term loan that helps them span a gap.
The gap can be simply from distressed asset purchase to stabilization or the bridge loan may be used for a quick close until some more patient money with better terms can be put in place.  Regardless of how one uses an apartment bridge loan or deploys bridge lending for multifamily … (0 comments)

ga: Multifamily Financing and Apartment Loan Lenders - 06/04/15 07:48 AM
Multifamily Financing for Apartment Buildings and Apartment Complexes
Multifamily financing and apartment loans are confusing terms and many commercial real estate investors don't understand the difference between the two terms.  The dirty little secret is this... there is really  no difference!
If there is no difference between the basic apartment loan and standard multifamily financing then why do the two terms exist.  The terms exist because many real estate investors 'self-identify' in certain ways and multifamily financing and apartment loan lenders want to capture all those investors in need of a loan.
In general, those commercial real estate investors that invest in large and … (0 comments)

ga: Multifamily Financing - The Slow No or A Quick Yes - How To Refinance - 06/02/15 07:05 AM
Multifamily Financing Do's & Don'ts of Refinance
Multifamily financing today is a hot commodity and it has gotten even hotter recently with the addition of certain programs that allow for the refinancing at rates as low as 2.875%!  But many refinances will fail for lack of knowledge or lack of preparation.
What should a real estate investor do when considering refinancing an apartment loan or multifamily financing?  The first step is understanding today's underwriter and the mentality that goes into the underwriting process.  No longer is it enough for the numbers to work... today's underwriters are looking for good partners.
Here is an excerpt from a recent underwriter guideline … (0 comments)

ga: Apartment Loans - Small Balance Loans - 05/28/15 08:16 AM
Searching for apartment loans in the small balance loan category?  First understand the definition and what constitutes a small balance loan? 
Apartment loans and multifamily financing for loans less than $5 million has been difficult in recent years, especially those apartment loans with exceptionally low rates and competitive overall terms.  That has now changed!
Multifamily financing and small balance apartment loans are now an aggressive loan financing category with lenders fighting for the business.  Rates can be as low as 2.875% with fixed periods of up to 10 years, add to that a long amortization period and the newly minted small balance apartment loans become … (0 comments)

ga: Apartment Loans - Acquisition & Refinance - 05/26/15 05:12 AM
Apartment Loans - Acquisition
Apartment loans for acquisitions of additional apartment buildings are available and funding in the small balance loan space is aggressive.  Those commercial real estate investors who are acquiring apartment buildings and apartment complexes in the $1 million to $5 million range can now find easier qualification and more choices.
With loan to value ratios reaching 80% and loans with fixed terms up to 10 years and amortization periods of 25 years, these new apartment loans for acquisition of additional doors are helping real estate investors grow their portfolios in the B/C apartment building and apartment complex space.
Apartment Loans - Refinance
Additionally, … (0 comments)

ga: Physician Loans with Fast Closings - 05/25/15 06:09 AM
Physician Loans - Fast Closing & Easy Qualification
Physician loans with fast closings and easy qualification for doctors who have some credit challenges are easy to obtain through FastLoans.capital and their fast closing Physician Loans program.  This physician loan is designed to allow doctors to borrower up to $250,000 to take care of immediate physician practice financial needs.
Consolidate debt, buy new equipment or expand an existing physician practice with this fast closing, easy qualifying physician loan.  Some doctors use this financing to consolidate debt in order to improve their credit scores and quickly eliminate debt so that they can focus on correcting … (0 comments)

ga: Gas Station Loans up to $250,000 - 05/23/15 07:26 AM
Gas Station Loans!
Gas station loans are hard to come by these days.  With government regulations on the banking industry, environmental concerns and the tightening rules of SBA, it has been very hard for gas station operators and gas station/c-store business owners to locate the gas station loans and working capital they need to thrive.
Gas station loans up to $250,000 are now available with easy qualification and fast closings.  Money can be wired in as little as 72 hours in some cases with approvals as quickly as 48 hours!  The pre-qualification application is simple and easy to fill out.
Pre-qaul for Gas Station Loans
The … (0 comments)

ga: Multifamily Loans Refinance - Unbelievably Low Rates - 05/18/15 01:06 PM
Multifamily Loans Refinance - The Lowest Rates
Believe it or not, the lowest rates on the refinance of multifamily loans these days is not coming from the major banks!  More and more often smaller firms with lower overhead and connections to entrepreneurial lending platforms are providing the lowest interest rates on the refinance of multifamily loans.
With rates dipping below 3% (for the best rate term deals having low LTV's) some commercial real estate investors are getting their multifamily loans refinanced with rates as low as 2.875%!  Now, to be sure, that's not everybody, but even the toughest deals are receiving offers in the mid … (0 comments)

ga: Restaurant Equipment Financing - 100% No Money Needed! - 05/18/15 03:30 AM
Restaurant Equipment Financing - 100% No Money Needed!
Restaurant equipment financing is available with no down payment, fast closings and easy qualification.  Financing the equipment you need with no tax returns and a credit score as low as 520!  Just provide 3 months of bank statements showing gross annual revenue of $200,000 and have a credit score above 520 and close in as little as 48 hours!   No long-term equipment lease with horrible 'buy-out' provisions leaving you owing more than the equipment is worth!  Just a fast closing loan so that you can own the equipment you need!
Small Business Loans and restaurant equipment … (0 comments)

ga: Student Housing Financing Alert - Funding Student Housing Development - 08/15/13 10:48 PM
Student Housing Financing is available and the funding of student housing development is growing.  Financing for student housing has grown in recent months and the number of funds that have completed raises for funding student housing development, restoration and portfolio purchases has increases significantly.
With over $1 billion in student housing financing recently hitting the market, funding for student housing developments and funding for student housing acquisitions has never beem better.  For those investors and sponsors looking to purchase student housing developments now is the time.  Having a pipeline of opportunities in student housing developments and student housing complex is critical … (0 comments)

ga: Equity, Bridge & Mezzanine Financing - 105% LTV - 11/16/12 12:05 AM
Equity, Bridge & Mezzanine Financing can be structured in transactions that allow for 105% LTV and in some cases Loan to Values as high as 115%.  How is this possible?  With structured finance strategies, commercial real estate investors can leverage multiple forms of financing in the capital stack to achieve their goals.
Most distressed asset purchases made by commercial real estate professionals require money beyond the purchase price of the property.  When arranged properly, structured financed transactions can supply the money needed for down payment, senior debt, interest reserves during repair and money for the cost of repairs.
When one adds the … (0 comments)

ga: Up to 90% CLTV Apartment Loans - 90% CLTV Multifamily Financing - 08/28/12 12:42 AM
Investors need high leverage loans to take advantage of today's distressed multifamily and apartment opportunities.  For very strong trades we offer up to 90% CLTV Apartment Loans and 90% CLTV Multifamily Financing are the way to effectively attack the market and accumulate these properties quickly.  (CLTV stands for Combined Loan to Value)
Many apartment and multifamily investor specialists believe that loans with up to 90% CLTV for Multifamily Financing and 90% CLTV Apartment Loans are a pipe-dream ... some fantasy financing that does not exist.  The reality is that 90% CLTV Apartment Loans and 90% CLTV Multifamily Financing does exist.
The challenge for … (0 comments)

ga: High LTV Multifamily Loans - Atlanta, GA, Phoenix, AZ, Chicago, IL - 08/20/12 12:20 AM
High LTV Multifamily Loans are available for experienced individual investors with small holdings or for entire companies with thousands of doors under managment.  High LTV multifamily loans have been difficult to come by in recent years but with the entrance of a new bridge lender in the space Dividend America Commercial Lending has a product with 90% LTV and even 100% LTV multfamily and apartment financing if certain criteria are met.
To successfully quality for a high LTV multifamily loan the borrower should focus on purchasing the property at a true discount to the current intrinsic market value of the property.  By focusing … (0 comments)

ga: Discounted Payoff (DP0) - Refinance Balloon Notes for Commercial Loans - 08/19/12 08:55 AM
Discounted Payoffs are also referred to as DPO in industry lingo are typically offered when a balloon note comes due on commerical loans where the value of the property has dropped because of economic conditions.  DPO offers can be made by any CMBS lender, local bank or other lender but are typically offered when the lender is an FDIC insured lender that is under supervision.
Refinancing balloon notes for commercial loans doesn't have to be difficult and those that start the application process early usually have few problems.  The reason to start the process early is because sometimes the appraisal will … (0 comments)

ga: Business Loans - Restaurants, Storage, Commercial, Retail, Industrial - 07/10/12 05:33 AM
Borrowers looking for low cost Business Loans now have a great opportunity in a new SBA 504 program being offered through Dividend America Commercial Lending.  Small Business Administration loans offered through the revised SBA 504 program are great for all types of businesses.
With the new low cost Business Loan developed using revised rules from the Small Business Administration, borrower can not get loans with lower origination fees and very low fixed interest rates amortized over longer periods.  Busines Loans, especially those for small business are critical to the countries recovery and the SBA (Small Business Administration) has tasked lenders with … (0 comments)

ga: Dental Practice Financing - 100% for Practice Purchase Finance - Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL - 05/07/12 05:09 AM
Dental Practice Financing and 100% for Practice Purchase Finance is available through or offices and affiliates in Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL.  So, how does one quality for Dental Practice Financing with 100% for practice purchase finance?
The answer is simple, make one call to Dividend America Commercial Lending based in Atlanta, GA.  They have consultants on the ground in Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL and San Diego, CA and can lend in ALL 50 states!   They are specialists with Dental Practice Financing and are one of the few companies that have the resources to offer up to … (0 comments)

ga: How to Get 100% Financing for Commercial Real Estate Investments - Atlanta, GA, Phoenix, AZ, Chicago, IL, Charlotte, NC - 05/07/12 02:23 AM
The question is a prevalent one in our economy today, How to Get 100% Financing for Commercial Real Estate Investments?  While many of the programs in the past used for financing commercial real estate investment purchases and refinance have gone, new ones are emerging.
As these new programs come on board CRE investors will have to note their creativity.  While traditional bankers are still not in the market, some JV (Joint Venture) and Equity investors have reentered the market and are occupying the commercial lender space.  Some are even providing 100% Financing for Commercial Real Estate Investment property purchases and refinance.
… (0 comments)