mortgage: 60 Seconds in Real Estate, Cary NC: Money in the Vault, and it is ON SALE!
- 06/20/11 02:57 PM
I grabbed my friend and mortgage money mentor, Kevin Martini of SunTrust Mortgage, and asked him a few rapid-fire questions in the Cary NC, KELLER WILLIAMS® real estate office the other day. Kevin is a favorite of local Buyers agents and listing agents, because he delivers. Kevin tells me that he has a huge variety of affordable home loan programs to help folks buy, and, of course, he is tickled with current interest rates he can offer.
Note: This is a special "Extended Play, Director's Cut" version of 60 Seconds in Real Estate, Cary NC. Bonus Features take it to … (8 comments)
mortgage: Folks in Cary now may access a great 97% Home Loan: Martini's Affordable Program: MAP
- 06/05/11 04:24 PM
Kevin Martini's MAP Program My Main Mortgage Money Maven, Mr. Martini, of SunTrust Mortgage, is possessed of an active brain. Always working the gray matter. Always looking for another opportunity to serve the client, and to help make dreams come true. We are fortunate to have him hanging out a SunTrust Mortgage shingle in the Cary Market Center. Clients who work with Kevin always tell me what a great experience he offers, professional, enthusiastic, and thorough. Kevin can be a real estate professor and teach about the topic, or just be a grind and get it done, whichever is required at the … (2 comments)
Kevin Martini, one of the Top 50 Mortgage Originators in the nation, announced this week that he was joining Suntrust Mortgage as a mortgage originator. Martini is well-recognized and respected among real estate agents in the Raleigh and Cary, North Carolina, region as the "go-to guy" originator when consumers have complex financial histories and profiles. He is a consummate service professional who thoroughly enjoys thinking laterally, outside the proverbial "box," and relishes rolling up his sleeves and diving into tangled financial profiles. Finding clarity and Buyer opportunity, and often producing successful outcomes that ordinary mortgage industry folks cannot envision, … (4 comments)
mortgage: Cary NC Real Estate: Local Real Estate Expert located by National Press through ActiveRain! Hi, Mr. Inman!!!
- 12/06/07 11:20 AM
I got a call from Glenn Roberts at Inman News today. Yessireee, he found this humble Cary, NC, real estate agent through ActiveRain. He found my blog on AR and interviewed me about my opinion of the subprime mortgage bailout.The quotes aren't perfect, but they work for me... This is the 2nd time in 2007 that blogging, AR blogging to be specific, has given me exposure in arespected national publication.Last spring it was BusinessWeek.com I think this exposure promotes me as a "Local Expert" in Wake County, North Carolina, better than any self-servingclaim I could concoct for myself.What Fun!!Blog On!!!!!!!!! And have your talking points ready. You just might be next! … (18 comments)
mortgage: Court says, "No" to Foreclosure! Is your home now "Foreclosure-Proof?" NOTE: Do not try this at home!
- 11/14/07 10:24 PM
Hot off the presses: Federal judge in Cleveland dismisses mortgage investor pool foreclosure claims against 14 properties. (The link takes you to a New York Times article. You may have to register to read, but registration is free.) Mortgage-backed security pooling spreads risk, and allows many Americans to own homes. And is incomprehensible to most borrowers. Apparently, it is incomprehensible to even mortgage bankers' attorneys, as they were unable to make a solid case for ownership in court. With as many as three pools of investors owning pieces of mortgages, and a judge's ruling that they could not show actual ownership, only "an intent to transfer." "No … (9 comments)
mortgage: Cary, NC Real Estate: My lender referral is for YOUR good. Buyers who use my referred lenders close on their contracts!
- 11/14/07 08:28 AM
Again, a Buyer who didn't use my referred mortgage lender called me after the lender let him down. And the scramble starts, to get the clients in front of someone I know can perform, offer clarity, and get the job done within a short closing window. I use up a little of my stock of good will with good people who have to hustle to catch up to where they should have started a few weeks ago. It goes with the territory. I heartily support a Buyers' right to select a lender. I know it isn't a perfect world. But... when I talk to people who believe they need to … (4 comments)
mortgage: Cary NC Real Estate, Closing table grins and chuckles...
- 11/10/07 07:24 AM
Sometimes getting the keys conveyed properly is a small hurdle. Folks sign all the paperwork, and expect to get the keys. Legally, they do not own the home in North Carolina until the deed is recorded. And that is the best time to hand over the keys, after recording of the deed. The final title search for liens is performed just before recording. Things happen. Issues arise. Not often, but often enough to justify holding the keys until recording. That can be difficult to understand, when they have driven across the State, or across Country, and the moving van with all their belongings … (14 comments)
mortgage: LendingTree going solo! Who's going to be buying stock in LendingTree?
- 11/05/07 01:41 AM
IAC/Interactive announced this morning that it will be splitting into 5 independent publicly traded companies. The real estate end of the company, LendingTree, real estate.com, domainia, etc, will be organized under the LendingTree brand. I heard the fellers on CNBC, particularly Joe Kernan, saying it was overdue, and that the company had been too complex to understand for a long time. But I'm honestly ignorant of all the ramifications of the separation, or the viability of the individual company. I just tend to think of LendingTree as the mortgage site where folks can shop for a lender. So, as a real estate professional, how do you … (2 comments)
mortgage: Active Rain Profiles: Are you "The Jimmy?" Third person profiles; what's up with that?
- 10/03/07 03:22 PM
Have you noticed? It would seem that many folks are having their profiles professionally written. Or something. There are a LOT of profiles written in the third person, a la, Seinfeld's "The Jimmy." They occur on AR, but also on other sites, including personal Realtor home pages. " Broker Mike Jaquish is faster than a speeding bullet, and Mike Jaquish is more powerful than a locomotive. Mike Jaquish leaps tall buildings in a single bound. Yadda yadda yadda." Does that sound more euphonious, more credible, more professional, more modest, than: "I'm faster than a speeding bullet. I'm more powerful than a locomotive. I leap tall buildings … (24 comments)
mortgage: Wake County, NC, Real Estate, Buyers' Market? You still have to be a BUYER to buy a home!
- 08/28/07 12:27 AM
Wake County, NC, is blessed with a fairly stable real estate market. We don't have a huge price bubble, and we don't generally see the trough that some of the country is experiencing. Folks who want to buy a new home in Wake County aren't seeing the market dynamics incessantly promoted in the national news. I have had Buyer clients delighted, and disappointed, with the results of multiple offer circumstances a few times this summer. We still have Buyer traffic in Raleigh and Cary, and surrounding towns, for desirable properties. So, if you want to buy a Wake County home in great condition, in a desirable … (11 comments)
mortgage: Foreclosures: False savings for the average buyer
- 06/11/07 04:08 PM
Realtor Magazine OnLine said something today that I recently mentioned in "Foreclosures are for Rich People," when they quoted Scott Mitchell: "It's almost every day now that we see a [foreclosed] house in awful condition," says Scott Mitchell, president of National Property Inspections, a company that provides home inspections and assessments in the Las Vegas area. "They know they are going to lose their house, so they have no pride of ownership anymore." On top of that, I have often witnessed how the financial stresses of losing a home can put good people in the position of having little money for upkeep and … (6 comments)
mortgage: Seller Asks, "Should we replace the carpet or offer a "Carpet Allowance?"
- 02/16/07 02:17 PM
The nice folks were readying their home for market when the question came up, "Should we replace the carpet or offer a "Carpet Allowance?" My input? "If you can afford to, replace the carpet with a good mid-grade carpet in a neutral color. It will save you money and take all carpet discussion off the negotiating table. Furthermore, if you have estimates in the $3500 range for carpet, you need to think about an "allowance" costing you more like $5500-$6000. 1. Buyers will want to be compensated for their time and effort to have the carpet installed, and the fact that they won't order … (8 comments)
mortgage: Do you have language skills... Or language resources?
- 02/15/07 02:59 PM
I was talking to my friend Ahmed Ammar today about building business, and addressing niches today. We got into languages and I asked him, "What languages do you speak other than English?" He said, "Arabaic." Me, "Well, you should be blogging an English/Arabic blog. And an English/Arabic newsletter. There are many people in our community who would find comfort knowing a broker spoke Arabic, don't you think?" He agreed. Now I want to see if he follows through and takes the challenge. Ahmed laughed hard when I couldn't tell him what a major language in India is. "Jeeze, Ahmed, I was born in the USA. Don't you know … (12 comments)
So, you have some income, but you messed up your credit a few years back and with a couple of repossessions and a foreclosure, you think you'll never own a home again. How could it get worse? Well, one way to make it worse is to fall into a predatory "Lease/Option" scheme with an unlicensed Seller.
You've seen the signs advertising, "No Bank Needed! No credit check! $2500 + $1100/month Lease Option. FSBO. No Realtors, Principals only." It is one of the hottest marketing areas in real estate. Lease Option can be done "right," offering homebuyers an alternative path to … (13 comments)
mortgage: First Time Buyers
- 01/05/07 02:20 PM
So, you've been doing this real estate business gig for a while. You have your scripts and marketing down pat. You know your MLS and your housing market. Showing homes is second nature and you can breeze through the features with aplomb. No sweat, no worries, right?
Well slow down a second... That young couple sitting at the table with you hasn't done any of it before. So they're excited. And they're sweating. And they're worried. They decided it is time to get out of the apartment complex they have been in for a couple of years. They know they want a starter … (7 comments)
I grabbed my friend and mortgage money mentor, Kevin Martini of SunTrust Mortgage, and asked him a few rapid-fire questions in the Cary NC, KELLER WILLIAMS® real estate office the other day. 
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