budget: Personal Finance Review
- 12/18/19 03:58 PM
Even if Benjamin Franklin never actually used the expression "a penny saved is a penny earned", the reality is that it has been a sentiment for frugality for centuries. He did say: "Beware of little expenses; a small leak will sink a great ship." At the end of the day, it is not about how much you make as much as it is about how much you keep. The first step in a personal finance review is to discover where you are spending your money. It can be very eye-opening to have a detailed accounting of all the money you spend. Coffee breaks, lunches, entertainment, (0 comments)
budget: Deciding to Add on to an Existing Home or Purchase a New One?
- 10/01/12 04:48 PM
Q..How Do You Decide whether to Add on to an Existing Home or Purchase a New One?A..There are a few things to consider, including cost, individual needs, and what will add value down the road. Also important: your emotional attachment to the existing home. As designer and builder Philip S. Wenz, the author of Adding to a House: Planning, Design & Construction, notes, an addition is much cheaper than building a new home and can offer a “new” home without the heartache of moving.Other considerations: Can you finance the home improvement with your own cash or will you need a (1 comments)