ARCHIVED BLOG POSTS
2018
“Paying for a Closing Twice in 18 Months makes NO SENSE” Joe,Molly and I are attempting to put a plan together that makes sense for all parties on the New Hampshire. As you know we have been renting with an option to buy. The last time we spoke you indicated that financing was available to us ...
07/30/2018
2
Comments
“Good for this Banker” Hi Joe, do you do 203K loans? I’m look for the waiting period for bankruptcy/foreclosures. Is it the same as an FHA loan? Our bank doesn’t do these loans, but I want to be able to refer my client. It is never easy for a bank to tell a client they can’t assist them...
07/27/2018
4
Comments
“A JEWISH DIVORCE” A Jewish daughter says to her mother "I'm divorcing Nathan." "All he wants is sex, sex and more sex. My vagina is now the size of a 50 cent piece when it used to be the size of a 5 cent piece." Her mother says, "Y...
07/25/2018
3
Comments
“Want to Become an Investor?” Hi Joe, Thanks for taking time to chat today, for sure you are an expert that I can learn from. I'm specifically interested in a lending product where I can:1) purchase a non-owner occupied investment property (with my own cash or hard money)2) renovate th...
07/23/2018
2
Comments
“Please let all my Mortgages be this Easy” Joe, My name is Rob XXXXX. I am a friend of XXXX XXXXX. He gave your info and said you may be able to help me out. My wife and I would like to refinance our house. We have been stuck in a higher rate loan since 2008 when we did a large addition ...
07/20/2018
14
Comments
“Whoops” Friends, let me tell you friends that one simple spelling mistake--even a typo--can make your life hell.I recently texted a short, romantic note to my wife while I was away on a fishing trip, and I missed one small "e."No problem you might say. Not so. This tiny error has caused me to ...
07/18/2018
1
Comments
“If You can do the Tougher Loans” Hey Joe, OK, you have my attention again, the transaction that I referred over to you closed yesterday. To say that I am impressed would be an understatement, this was a tough one for sure. You actually closed the loan in 5 weeks, I had allowed 8 wee...
07/16/2018
1
Comments
“One More Year to Wait” Dear Joe,Thank you for your response to our letter and information. I know we are only a year out from discharge but is there anything we can do to try and buy at this time. We have never owned a home and our credit is high 600s (fair). Is there anything through FHA or ...
07/13/2018
4
Comments
“Great way to Learn?” Little Johnny asks his father, "Where does the wind come from?""I don't know.""Why is the earth round?""I don't know.""Why do dogs bark?""I don't know."Little Johnny pauses for a beat, "Does it bother you that I ask so much?""Not at all son. How else are you going to learn?"
07/11/2018
1
Comments
“Thousand Miles between Mortgages” Good afternoon Joe,I am responding to your voicemail message via email as I am currently at work. I was inquiring online about your current mortgage rates in Florida for a single family house with a 30 year fixed rate conventional loan. I previously ...
07/09/2018
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