lethbridge mortgage broker: $0 Down Mortgage - Cashback Program - 07/11/11 06:53 AM
Cashback Program 0 Down Mortgage(Cashback Program) (95%LTV+5.5%cashback) 60 Day- 5 Year Fixed- 5.5% cashback at 5.54%(can be used for downpayment and closing costs. no pre-approvals) 90% Refinance
(Cashback Program) (85%LTV+5.5%cashback) 60 Day- 5 Year Fixed- 5.5% cashback at 5.54%
 
That info above is the basic details of the most popular zero down mortgage or cashback mortgage program that I have available.  These are not the best mortgage product for everyone, and I find that I do my best to discourage people from using this type of mortgage financing product if at all possible.  There are however certain cases in which … (0 comments)

lethbridge mortgage broker: Lethbridge Real Estate - Welcome to 2011, Are You Prepared? - 01/02/11 04:12 PM
Lethbridge Real Estate - Welcome to 2011
Are you thinking about buying or selling real estate in Lethbridge or area in 2011?  Can I help you?
 
If you are looking to buy or sell a home or an investment property this year, it is important that you have the strongest assets available working on your side.  This includes surrounding yourself with individuals who can make the process easier, more efficient, and most of all more profitable for you.
 
A skilled and experienced real estate broker is one of the most important assets you can have at your disposal.  I … (0 comments)

lethbridge mortgage broker: Lethbridge SEO and Your Home - 11/16/10 10:52 AM
Lethbridge SEO and Your Home
So what on earth does SEO (search engine optimization) and your Lethbridge real estate have in common?  Well for many of you, NOTHING.

However, the reality is that more and more buyers and sellers are turning to the internet for information regarding buying, selling, renting, leasing, and listing their Lethbridge real estate.  When they turn to Google (as about 80% or more in our region do) and they start searching, can they find your real estate agent?  Can they find your property listing?  Can they find information that they want that makes them want to … (3 comments)

lethbridge mortgage broker: Lethbridge Real Estate - Nicholas Sheran West - 09/26/10 03:50 PM
Lethbridge Real Estate -Nicholas Sheran Park on the West Side
The original residential development that is now known as West Lethbridge is an area that is buit around Nicholas Sheran Park.  The large green park has a lake in the center, lots of walking paths, and now has mature trees.  Green spaces like this are one of the reasons that this area of the city is popular with home buyers.  Located in the area is also an elementary school, playground, and a community centre which houses a public swimming pool and also an ice arena.
 
Housing that is located around … (0 comments)

lethbridge mortgage broker: Lethbridge Mortgage Pre Approval - 08/10/10 06:41 PM
Here is cute video I made using Google's search application.  There is no place at the end to personalize it so I just used an annotation bubble to post my contact details.  I could make my own just like this using camtasia I suppose, perhaps I will.
 
Check it out and see.....
 
 
… (2 comments)

lethbridge mortgage broker: Lethbridge Real Estate Search Video - 07/31/10 02:08 PM
Lethbridge real estate search video - I made this quick and cute video that copies the superbowl ad video that Google did.  There is a simple little piece of google software that allows you to make these videos with just a few clicks.  Of course I had to make one for Lethbridge Real Estate, but plan to make a few more and get them on Youtube tonight.  Take a look, the link is at the end of the video to make your own.
 
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… (0 comments)

lethbridge mortgage broker: Lethbridge Interest Rates - Lethbridge Mortgage Broker - 07/12/10 08:22 AM
Lethbridge Interest Rates - Lethbridge Mortgage Broker
I often get asked, "what is the interest rate?" by consumers.  The answer that they typically want to hear is the answer to one of the following questions:
What is the lowest interest rate available?
What is the 5 year fixed interest rate?
 
 
They ask the first question if they are just curious and wondering how cheaply they could finance.  They ask the second question if they are comparing between banks or with their own financing, as the lenders tend to push the 5 year fixed product harder than any other product … (0 comments)

lethbridge mortgage broker: Lethbridge Real Estate - Choose The Right Mortgage Options - 07/05/10 04:38 PM
Lethbridge Mortgage Broker
Do you think 'The Bank' wants you to make smart choices when it comes to your mortgage?
A mortgage broker works for YOU, and not for the bank.  Contact an educated mortgage broker before you go house shopping, before you refinance, or before you sign ANYTHING the bank mails you.
 
A licensed mortgage broker, such as Robert May of Verico Canada First Mortgage, can provide you with clear advice and direction on the many options available to you.  He can help to show you how small choices can result in savings of tens of thousands of dollars.  … (3 comments)

lethbridge mortgage broker: Lethbridge Real Estate - Lethbridge Mortgage Rates - 03/05/10 05:26 AM
Lethbridge Real Estate - Lethbridge Mortgage Rates
Here is a heads up to anyone who has been watching Lethbridge interest rates and waiting to make a move.  The bond market went crazy in Canada the past 2 days and by the end of today it will be even crazier.  This is putting huge pressure on interest rates to rise, as the lenders like to maintain a spread between the bond rate and the fixed long term mortgage rates.
 
Expect to see the 5 year fixed interest rates rise by at least .50% (thats half a percent!) before Monday.  I urge … (0 comments)

lethbridge mortgage broker: Lethbridge Mortgage Renewals - 01/05/10 05:41 PM
If you live in Lethbridge and your mortgage is renewing in 2010, you best start getting prepared.  There are a few surprises which could jump up at the last minute and delay your mortgage renewal, so it is best to get an early start.
 
One of the greatest surprises that a Lethbridge mortgage renewal might encounter is that the value of your home may have changed.  For those real estate purchasers who purchased at the top of the market, or whom paid way too much for a property based upon the advice of an incompetant real estate advisor, they may … (0 comments)

lethbridge mortgage broker: Happy New Years Lethbridge - 01/03/10 07:58 AM
Happy New Years to all my friends, family, and followers here on activerain, facebook, twitter, etc.  If this message travels correctly it will appear on all of those sites at once.
 
2010 will bring some challenges to the local Lethbridge real estate market and also for Lethbridge mortgage financing.  The last 6 months of 2009 demonstrated that things are not moving fast and also that mortgage lenders are being more and more particular and difficult.
 
While lowest interest rates in recent history are still available, the documentation and requirements that the banks are asking for has seemingly increased.  The … (2 comments)

lethbridge mortgage broker: Lethbridge Real Estate Online - 12/27/09 05:17 PM
Lethbridge Real Estate Online

In addition to this blog, I have a couple of other specific destination websites.  Each serves a unique purpose for me and my clients.  The newest website that I own and operate is www.lethbridgerealestateonline.com   This website is build on the point2 homes framework and is designed as a place for me to post and syndicate listings and for my customers to easily search through the Lethbridge MLS system for available listings.


If you are at the early stages of shopping for lethbridge real estate and do not want to be pressured or bothered by … (0 comments)

lethbridge mortgage broker: Lethbridge Real Estate Online - 12/14/09 02:40 PM

Lethbridge Real Estate Online

In addition to this blog, I have a couple of other specific destination websites.  Each serves a unique purpose for me and my clients.  The newest website that I own and operate is www.lethbridgerealestateonline.com   This website is build on the point2 homes framework and is designed as a place for me to post and syndicate listings and for my customers to easily search through the Lethbridge MLS system for available listings.


If you are at the early stages of shopping for lethbridge real estate and do not want to be pressured or bothered … (0 comments)

lethbridge mortgage broker: Fraudulant Appraisals Contributed to The Housing Bubble - 12/14/09 12:34 PM
I just finished reading an interesting real estate article regarding the role that certified appraisals may have intentionally or unintentionally played in the creation of the now burst housing bubble in the US.  Here in Canada our real estate market did not suffer from the same situation.  In my Lethbridge real estate marketplace, we are even more insulated and have felt even less of the negative impact of the global economic troubles.
 
So here is the article, I am not sure that I am quick to believe the stats thrown out in the article, and you can check it out … (4 comments)

lethbridge mortgage broker: Staging Your Home To Sell May Be More Important Than Ever - 12/14/09 12:14 PM
 
The following article was forwarded to me from one of my sources of Real Estate news and tips.  I thought I would share it here with my readers since lists of tips are always a hit.  If you own Lethbridge real estate, and you are thinking of selling or currently trying to sell, staging may be the answer to a quicker sale and more money in your pocket.  I actually have a couple Lethbridge home stagers at my disposal for any Lethbridge real estate readers who need some professional help.  Feel free to contact me directly at any of my … (4 comments)

lethbridge mortgage broker: Lethbridge Real Estate Enters Seasonal Slowdown - 11/29/09 07:05 PM
Lethbridge real estate sales and listings traditionally slows down this time of year.  As the first permanent snow begins to cover the ground and the holidays near, there are a few things that happen to alter the marketplace.  One of the first things that happens is that the number of new listings drops off.  Not a lot of people choose to move this time of year because of the season and temperatures.  Also, many of the listed homes in Lethbridge which have not sold and have sat for some time on the market often expire unsold or are removed from the … (1 comments)

lethbridge mortgage broker: Clearly Lethbridge Online Directory and Advertising - 11/19/09 06:02 PM
Clearly Lethbridge

Today I had a meeting with Doug, a salesman for Clearly Lethbridge, a new online directory and marketing website that has launched in Lethbridge.  The intention of the site seems to be to create an online directory of local businesses and to act as a central hub which will help to increase the search engine optimization and placement of each of the advertisers through the cooperative efforts of all.  This is much like many of the online directories which attempt to do the same thing for businesses within specific categories, except that in the case of Clearly Lethbridge, … (12 comments)

lethbridge mortgage broker: Lethbridge Open House - Saturday November 7th 2-4 pm - 11/03/09 12:50 PM
Lethbridge Open House  Lethbridge real estate, mortgage, and open house info.  Stop by this property and talk about Lethbridge real estate, mortgage financing options, or about real estate investment options.  I am glad to talk about what is going on in Lethbridge with anyone who finds it as interesting as myself.  Come check this home out and lets meet face to face.
 
 
Open House
Saturday October 17th,  2-4pm
   2509 18 ST North LETHBRIDGE
 

 
2509 18 ST North LETHBRIDGE
 
Come check out this Lethbridge open house, this is a great family home in an excellent … (1 comments)

lethbridge mortgage broker: Lethbridge Open House - 10/12/09 03:25 PM
Lethbridge real estate, mortgage, and open house info.  Stop by this property and talk about Lethbridge real estate, mortgage financing options, or about real estate investment options.  I am glad to talk about what is going on in Lethbridge with anyone who finds it as interesting as myself.  Come check this home out and lets meet face to face.
 
 
Open House
Saturday October 17th,  2-4pm
   2509 18 ST North LETHBRIDGE
 

 
2509 18 ST North LETHBRIDGE
 
Come check out this open house, this is a great family home in an excellent location.  The home features … (0 comments)

lethbridge mortgage broker: More to a Mortgage than a low rate! - 10/05/09 05:09 PM
There's more to a mortgage than a low rate
by Talbot Boggs Monday, September 28, 2009provided by
(Special) - Homeowners and buyers are in a rather enviable position these days. Interest rates are at historic lows and the cost of borrowing for a home is about as low as it can get.
That's great news. But it's not the only thing homeowners and purchasers need to think about their mortgage.
There are a number of other features to consider before signing up for a mortgage and what is probably the largest debt that most Canadians will ever take on in their … (0 comments)