Ar_home_b_search
 

It's not surprising that many students go through college without health insurance. Students generally have limited budgets, and health insurance isn't necessarily on their minds - after all, there are student loans to think of and resumes to send out.

However, having a health insurance policy when you're a student is crucial. If you're injured and need medical attention, without health coverage you could be paying for it even longer than your student loans. Did you know that the average cost of an uninsured compound leg fracture is $75,000? And an uninsured spinal fracture is nearly $200,000.

If you're a college or graduate student or a recent graduate without health coverage, you're not alone, but you are taking a giant risk. A good health insurance policy gives you a lot of coverage for a small cost.

When it comes to health insurance, you have a few options. You can get a high-deductible plan, or you can get short term health coverage. Short term coverage is a temporary insurance which lasts just until you get a job with health benefits. Or, if you're healthy, you should consider a major medical policy, which offers more benefits to those in good health.

For more information on our health insurance policies, contact us today! We're Independent Insurance Group, based in Lauderhill, Florida. You may also visit our free health quote page!

 


Health Insurance: Not Only for the Swine Flu Scare
Harry Silverstein (Independent Insurance Group)
When the first U. S. swine flu death occurred, everyone grew alarmed and alert. The doctors offices were flooded with those who believed they had the disease. Even though most of these cases were (thankfully) psychosomatic, the doctors visits did…
Are You Candidate for Guaranteed Issue Health Coverage?
Harry Silverstein (Independent Insurance Group)
Guaranteed issue health insurance, or "indemnity insurance, " is a type of health coverage that's guaranteed to you, regardless of your health conditions. Insurance companies often refuse to insure those with serious health issues, which can be a…
How Do I Know If I Need a Critical Care Policy?
Harry Silverstein (Independent Insurance Group)
Did you know that while your health policy covers medical expenses due to accidents or illnesses, it won't cover the many expenses that come with your long term care? That's what a critical care policy is for. A critical care policy basically…
Guaranteed Issue Health Insurance, As Good as it Sounds
Harry Silverstein (Independent Insurance Group)
Have you heard of guaranteed issue insurance This is a form of health coverage that offers extra protection for you or a family member becomes hospitalized. It pays a fixed amount each day, week, or month that you/they are in the hospital. It…
Health Insurance Won’t Pay for L.A.’s “Designer Babies”
Harry Silverstein (Independent Insurance Group)
Recently, an L. A. clinic announced that it will be offering services to genetically engineer traits for unborn children, including gender. The fertility treatment is based on a procedure called "pre-implantation genetic diagnosis", or PGD. PGD has…
Groceries or Medicine? Short Term Medical Lets You Have Both
Harry Silverstein (Independent Insurance Group)
No one should go without health insurance. Accidents happen every day, and no one is invincible. One small accident could cost you thousands of dollars. Paying for medicine to take care of a stomach bug could mean you don't go grocery shopping for a…
Do You Need Life Insurance?
Harry Silverstein (Independent Insurance Group)
Life insurance can be a huge benefit to you and your loved ones. If you’ve been considering it lately for you and your family, check out these guidelines to see if it’s right for you: Are you a “beginning” family? If so,…
Sometimes Good Health Isn’t Enough – Accidents Still Happen
Harry Silverstein (Independent Insurance Group)
Four nights ago, I called my 22-year-old son who lives about three hours from myself and my wife. He’s currently attending college and I wanted to make sure he would definitely be coming home for Thanksgiving and staying over the weekend. He…
 

Harry Silverstein

Lauderhill, FL

More about me…

Independent Insurance Group

Address: 4300 N. University Drive, Suite B-203, Lauderhill, FL, 33351

Office Phone: (800) 625-3778

Email Me



Links

Archives

RSS 2.0 Feed for this blog