san diego first time home buyer: San Diego first time home buyers have down payment assistance
- 10/07/11 09:33 AM
First time home buyers in San Diego may now be eligible for down payment assistance through the San Diego Housing Commission. SDHC also has funds available for first time home buyers who may be in need of closing costs assistance to help them make that jump from renter to homeowner. How do I qualify for down payment and or closing costs assistance? 1. You must a first time home buyer - defined as not having owned a home in the last 3 years 2. Your income cannot exceed the program guidelines based on family size. 3. You have to qualify … (0 comments)
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san diego first time home buyer: San Diego first time home buyers is now the time to buy?
- 01/13/11 10:55 AM
San Diego first time home buyers First time home buyers in San Diego Ca have to two choices when it comes to their housing needs, they can continue to rent and pay their landlord’s mortgage or they can take that giant step onto the path to home ownership. That “giant step” should not be taken without careful research. You should investigate the neighborhoods, the schools, the city amenities, traffic bottlenecks etc.
But once you’ve decided that owning your first home in San Diego , fits your lifestyle, it’s time to analyze the investment side of your decision.
In a previous … (0 comments)
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san diego first time home buyer: Down payment assistance for San Diego first time home buyers
- 12/04/10 03:53 AM
Down payment assistance for San Diego first time buyers
For first time home buyers, very often the biggest obstacle between them and becoming a first time homeowner is having the funds for down payment. The demise of the “zero down payment” loans, has left many first time home buyers who have steady income and maintained a good credit rating, still on the outside looking in. For first time home buyers in San Diego and other parts of San Diego County where the median sales is price is $320,000 (according to Trulia.com) would need a minimum of $11,200 (3.5%) for … (0 comments)
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san diego first time home buyer: San Diego first time home buyers-Temecula and Murrieta two of America's safest cities
- 11/29/10 03:07 PM
Safety for first time home buyers
First time home buyers who are considering buying their first home in San Diego, Oceanside, Escondido, San Marcos or Vista have a lot of very good reasons for choosing these cities. There’s the proximity to the Pacific Ocean,its world class beaches and the moderate weather it brings. There are San Diego Padre baseball games and Chargers football games. Great shopping and nightlife are an easy drive for most San Diego County residents. But what about the really important things like safety of your family? CQ Press recently released its annual rankings of the … (2 comments)
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san diego first time home buyer: First time home buyer tax credits for San Diego first time home buyers purchasing in Temecula
- 11/26/10 06:38 AM
Tax credit for San Diego first time home buyers First Time home buyers in San Diego and other cities within San Diego County have a tremendous opportunity to buy their first home at significantly discounted prices. You’ve no doubt heard all the good reasons for you to make the move from first time home buyer to first time home owner. Prices on homes, in some areas are 50% lower, than they were just 3-4 years ago. Interest rates are still at historic lows and all the tax benefits of home ownership are still there. But for many first time home buyers, … (0 comments)
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san diego first time home buyer: San Diego first time home buyers more bang for your buckula!
- 09/28/10 03:34 PM
First time home buyers in San Diego who are looking to maximize their housing dollar, should take a look at "bang for your buckula". If you've read our previous posts on the topic you know your housing dollar goes much further in our mythical, mystical kingdom.
San Diego First Time Home Buyers looking for more bang for their buck
Where is bang for your buckula?
Because BFYB is in Riverside County there are a number of programs in place to help first time home buyers become first time homeowners in "bang for your buckula".
Bang for your buck! If you are … (3 comments)
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san diego first time home buyer: San Diego First Time Home Buyers where is bang for your buckula?
- 09/27/10 01:19 PM
First time home buyers in San Diego who have become disillusioned with how much their housing dollar will buy, should look north to "Bang for your buckula"
"Bang for your buckula" was introduced in our last post for San Diego first time home buyersLike the mythical and mystical Xanadu and Shangri-La, "Bang for your buckula" (hereafter referred to as BFYB) is a state of mind. It's for that brave soul who is willing to look beyond his own backyard and wants to see his housing dollar go farther.
Banbg for your buck You might get the most bang for your buck … (2 comments)
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san diego first time home buyer: San Diego First Time Home Buyers looking for more bang for your buck?
- 09/26/10 05:35 AM
Being a first time home buyer in San Diego can be a very frustrating process, because it seems you just can't get much bang for your buck and what you can afford isn't much bigger or better than the apartment you're renting.
If that's the case I want to introduce you to "Bang for your Buckula". "Bang for your buckula" is located about an hour north of San Diego via Interstate 15. You might have passed right by us on your way to Las Vegas or Palm Desert. You probably missed us on your last wine tasting trip to Temecula Wine … (0 comments)
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san diego first time home buyer: Temecula First Time Home Buyers short sales may be getting easier
- 09/20/10 11:40 AM
If you're a first time home buyer in Temecula, Murrieta or other parts of southwest Riverside County or North County San Diego, you no doubt have become frustrated with many parts of today's real estate market.
Should a first time home buyer buy now?
If you're looking for homes in certain price ranges, you're spending months looking and writing offers, often in competition with 10 or more other first time home buyers. You find a home you like that happens to be a short sale, your offer gets accepted by the seller and now comes the waiting.
Short sale jail First … (0 comments)
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san diego first time home buyer: Temecula New Homes for Sale - The Reserve @ Paseo del Sol
- 09/19/10 01:18 PM
For months there has been this trailer sitting on the northwest corner of Butterfield Stage Road and Pauba. I had heard another new home builder was going to start a new community on that corner, but I didn't have any specific information.
The Reserve @ Paseo del Sol Well, this week a sign was put up announcing the Reserve @ Paseo del Sol by Standard Pacific Homes.I checked the builder's website and couldn't locate the community by name, so it looks like we'll have to live with the information on the sign for a while.
Should a first time home buyer … (0 comments)
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san diego first time home buyer: Temecula New Homes for Sale - Manzanita @ Paseo del Sol
- 09/14/10 03:37 PM
It looks like first time home buyers in Temecula, Murrieta and other parts of Southwest Riverside County and North San Diego County will soon have more choices for their first home.
I wouldn't have believed they could move this quick but KB Home has already begun construction of the model homes at Manzanita @ Paseo del Sol. This first picture is from less than two weeks ago. Ground had barely been broken, tractors were moving dirt and it was very difficult to get a sense of how the community would take shape.
Manzanita @ Paseo del Sol The second picture was … (2 comments)
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san diego first time home buyer: Murrieta New Homes for Sale - Kenton Place
- 09/13/10 12:05 PM
If you're a first time home buyer in Temecula, Murrieta or other parts of Southwest Riverside or north San Diego County and quiet is what you're looking for, then check out Kenton Place by KB Home.
Located just west of I-15 and north of historic Old Town Murrieta, Kenton Place by KB Home is 41 build to order new homes. The Santa Rosa Plateau and Ecological Preserve are just minutes away.
Murrieta New Homes for Sale - Kenton Place
There are five different floor plans, two single story that range in size from 2024 to 2876 square feet.
Like … (0 comments)
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san diego first time home buyer: Temecula first time home buyers - How to buy your first home
- 09/12/10 05:08 AM
First Time home buyers in Temecula, Murrieta and other parts of Riverside and San Diego County get enough advice on how to buy their first home from friends, family and co-workers.
As well meaning as they may be, today's real estate market is unique to YOU! Your wants and needs in a home are unique to you.
Your financial picture determines what loan you are best qualified for is unique to you.
So, being the best informed first time home buyer you can be, is the most important first step.
Watch this video for some general advice on the home buying … (2 comments)
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san diego first time home buyer: Temecula first time home buyers may qualify for 4% home loans
- 09/11/10 04:04 AM
First time home buyers in Temecula, Murrieta, and other parts of Riverside and San Diego County just received another boost in their efforts to make the big move from first time homebuyer to first time homeowner. The California Housing Finance Agency (CALHFA) just announced their new CALHFA FHA loan program. The program offers a number of features designed to help low to moderate income families achieve their dream of homeownership.
4% interest rate - You just saved $89/mo over prevailing FHA rates (based on $200,000 loan amount) Down payment assistance in the form of a CHDAP second mortgage at 3.25% … (1 comments)
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san diego first time home buyer: Temecula First Time Home buyers is it the right time to buy?
- 09/02/10 11:46 AM
The release of the latest housing numbers may have first time home buyers in Temecula, Murrieta and other parts of Riverside and San Diego County wondering if now is the right time to buy their first home.
Temecula First Time Home Buyers Buying your first home is the most important financial decision you will make and should be treated as such. It’s not an impulse purchase, so careful planning is the first step along with some soul searching to see if homeownership is right for YOU. Here are some questions you should ask yourself before you start. Is buying or renting … (4 comments)
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san diego first time home buyer: Temecula First Time Home Buyers a new tax credit on the way?
- 08/31/10 12:58 PM
First time homebuyers in Temecula, Murrieta and other parts of Riverside and San Diego County may be getting an unexpected bonus from your Uncle Sam.
Last week the NAR (National Association of Realtors) announced that homes sales were down more than 27.2% from June and 25% from July of 2009.
Sales are at the lowest level since the total existing-home sales series launched in 1999, and single family sales – accounting for the bulk of transactions – are at the lowest level since May of 1995.
This announcement sent the financial markets into shock and has the government considering a number … (0 comments)
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san diego first time home buyer: First time homebuyers is your loan qualified?
- 08/16/10 06:20 AM
First Time Home Buyer loans First time home buyers are a huge part of the real estate market in Temecula, Murrieta and other portions of Riverside and San Diego Counties. Interest rates have never, ever been lower than they are today. Well, in medieval times maybe, but not in recent history. The drop in prices for homes in Temecula and Murrieta coupled with these low interest rates has put home affordability at an all time. For more information on first time home buyer loans in Temecula Buying your first home is not a matter to be taken lightly and as a … (0 comments)
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san diego first time home buyer: Temecula First Time Home Buyers - FREE ebook
- 08/09/10 08:31 AM
Temecula First Time Home Buyers First time home buyers in Temecula, Murrieta and other parts of Riverside and San Diego County are finding out that having good credit is an important first step in the homebuying process. If you’re a Temecula homebuyer knowing your credit score is just the beginning. Knowing how to raise your score and maintaining it are essential in making that big step from homebuyer to homeowner. Lenders are going to lend you hundreds of thousands of dollars and are going to examine all areas of your financial picture, so they can determine your ability and willingness to … (0 comments)
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san diego first time home buyer: Temecula Real Estate - Do you know what a lender looks for in a loan application? Part 2
- 06/27/10 08:35 AM
Buying your first home can be a very exciting experience. It can also be a frustrating one if you don't have all the information necessary to make the journey a smooth one. Unless you're paying cash, you will be asking a mortgage company or bank to lend you a lot of money. It should be pretty obvious that the lender wants to make sure you will repay them so they are going to carefully examine your current financial situation to determine if you can and will pay them back. The four area lender reviews are: Credit History Asset Income Reserves … (1 comments)
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san diego first time home buyer: Temecula First Time Home Buyers - A new tax credit on the way?
- 05/28/10 07:12 AM
A new First Time Home Buyer Tax Credit?
In what has to be considered one of the strangest moves in the efforts to provide incentives to first time home buyers in Temecula, Murrieta and other portions of Riverside and San Diego County, on Wednesday May 26, the noted Libertarian, Ron Paul of Texas introduced legislation to permanently extend the first time home buyer tax credit.
There's an old saying about "what strange bedfellows politics makes" and this has to be a classic example. Mr Paul, a former Libertarian presidential candidate (maybe he still is, I'm not sure) has run … (0 comments)
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First time home buyers in San Diego may now be eligible for down payment assistance through the San Diego Housing Commission. SDHC also has funds available for first time home buyers who may be in need of closing costs assistance to help them make that jump from renter to homeowner. How do I qualify for down payment and or closing costs assistance? 1. You must a first time home buyer - defined as not having owned a home in the last 3 years 2. Your income cannot exceed the program guidelines based on family size. 3. You have to qualify … (0 comments)
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