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ALL LIVES HAVE EQUAL VALUE - Prosper Together, or Perish Apart... - 05/31/09 12:32 PM
"2008 saw a global economic crisis. Stock markets crashed, banks went under and countries are hovering on the edge of bankruptcy - with governments rallying to find the billions needed for bailouts. Amnesty International believes they may be missing the point... "This is not just an economic crisis; it's fundamentally a human rights crisis. We are sitting on a powder keg of injustice, inequality and insecurity. This is a time bomb of social, political and economic problems." - Irene Khan, Secretary General of Amnesty International. Around the world, billions are living without proper shelter, sanitation, or health care. Two (13 comments)
Twitter Treasure-Trove... This is Awesome!!! - 05/30/09 05:39 PM
After you create your Twitter profile, this is what you need to know: the magic on Twitter only unfolds AFTER you follow some interesting people and entities. Your Twitter experience rests solely on that. If you follow silly people who text each other banal messages, you will simply have that limited experience. If, however, you are like me, a hog for information, and you follow the right Twitterers, you too will have an extraordinarily enjoyable experience and learn a lot in the process. Here are some valuable websites that will help you maximize your Twitter experience: http://wefollow.com/ Shows who's (24 comments)
Via Sheldon Neal -- That British Agent -- (Bergen County, NJ - RE/MAX Real Estate Limited):
This is an actual check from one of my First Time Buyers who bought a home last month, and immediately filed his 2008 tax return - which he had already filed an extension for - and this week received the above check !
... before his home purchase, his return was going to give him a refund of approximately $4,000 !!!! ... as you can see, he qualified for the tax credit, and received $8,000 additional dollars from the government for buying his home.
Myrtle Beach Condos - Market Activity for the past 3 Months - March 1 - May 30, 2009 - 05/30/09 02:34 PM
Active Listings: 7,165 100% Total inventory Sold: 638 8.90% Pending Financing: 485 6.77% of the inventory Pending Cash Terms: 139 1.94% Contingency Contracts: 48 0.67% On Hold: 56 0.78% We are currently selling 2.97% of our condo inventory per month. At this rate, it will take almost 2 years and 10 months to deplete our inventory, a full 7 months above the time on the market in the Homes category. Condo Sales - The Cheapest and the Most Expensive Sold in the last 3 months: The least expensive: $12,500 for a 450 sq.ft. Bank Owned Oceanfront efficiency (studio) located at M (4 comments)
We currently have a total of 6,400 homes listed for sale in the Myrtle Beach Area. Of these, a total of 802 homes (12.53% of the inventory) are no longer available: 525 of them are pending financing (8.20%), 110 (1.72%) of them are waiting to close on cash terms, 100 (1.56%) have contingent contracts pending, and 67 (1.05%) are showing on hold (some kind of Real Estate "Purgatory"). A total of 534 homes (8.34% of the inventory) are distress sale listings (Bank Owned, REO's, Foreclosures and Short Sales). Incidentally, of those, 110 homes currently waiting to close are (1 comments)
Via Frank & Sharon Alters, ePRO, GRI Fleming Island FL Real Estate (Watson Realty ): The Washington Post's Mensa Invitational once again asked readers to take any word from the dictionary, alter it by adding, subtracting, or changing one letter, and supply a new definition. Here are the 2005 winners: 1. Intaxication: Euphoria at getting a tax refund, which lasts until you realize it was your money to start with. 2. Reintarnation: Coming back to life as a hillbilly. 3. Bozone (n.): The substance surrounding stupid people that stops bright ideas from penetrating. The bozone layer, unfortunately, shows little sign of breaking (4 comments)
There are currently 534 Distressed Home Listings in the Myrtle Beach Area - Foreclosures, pre-foreclosures, Bank Owned (REO's), Short Sales, Auction and Court Sales. From a $18,900 mobile home on leased land to a $2,760,000 Mansion and everything in between, these Homes are, or will be priced to sell.
The Banks are not in the business of holding property. If the listings don't sell within a certain time frame, the prices keep getting lowered until they do. Another tactic the Banks are using lately is to price the property well under market and obtain multiple bids. It is not unusual (10 comments)
Via Marjie Van Der Laan - Clark County WA Realtor (JMA Properties LLC): There is a second wave of foreclosures coming. The one we have just gone through with all the "financial meltdown" was just the first of up to three waves of foreclosures. The first one was the subprime mess, with lenders lending to people with subpar credit, that "surprise" did not or could not ultimately pay for the loans they signed up for. The second wave is coming and will start hitting soon... these are the Alt-A loans. I am not a financing guru by any means, but I watch (2 comments)
Via Janice Petteway (Exit Real Estate Results): These days, whenever you read about the great values available for foreclosed and bank owned homes, there is always the disclaimer "as is." This could mean anything from "it needs minor cleaning" to "the place has been stripped of its water lines and needs other major repairs." Depending on whether you are the type of person who can see potential in a distressed property and are willing to endure the pain and suffering of a rehab project, you may be a good candidate for buying a home like this. The next question is, how will (2 comments)
Via Holly Kirby Weatherwax--Your Realtor® in Reston,VA (Momentum Realty): Social Media has changed the way people receive information. Instead of getting information through newspapers, and even nightly news, many young people today get their information on line. Lee Woodruff and her children (wife and children of injured reporter Bob Wodruff) recognize this and have created this video to help rally young people to participate and honor those men and women who have been injured while serving our country. By using Social Media to get the message out to people around the world, they hope to increase the donations to their foundation (0 comments)
You Can Build or Destroy with Them; The Choice is Yours... - 05/26/09 09:18 PM
"Here is to my Bright, Tough, Relentless, Over-Achieving sister!" This was the last line in a Birthday card my sister sent me recently. How accurate are the messages we get from the people who know and love us? How do their words impact us? A long time ago I had a friend who kept telling her two kids how terrible they were. I repeatedly asked her to stop spewing her vitriolic opinions, but it was all in vain. She continued to address her kids with statements such as: "you are an idiot just like your father"; "you can't do anything right", (19 comments)
LOL Friday - Assorted Silliness - 05/21/09 11:46 PM
I had lunch with a chess champion the other day. I knew he was a chess champion because it took him 20 minutes to pass the salt. I went to a meeting for premature ejaculators. I left early.-- Jack Benny I used to have Mad Cow's disease, but I'm alright Nooooooooow. -- Billy Connolly I think the worst time to have a heart attack is during a game of charades... I know why Superman left Krypton. Earth was the only place he could get steroids!-- Milton Berle Make crime pay. Become a Lawyer. - Will (17 comments)
Thomas Jefferson's Monticello - 05/21/09 04:53 PM
Hungry for another vacation after working seven days a week for a few months, I've been perusing pictures from previous vacations, as a means to stall the imminent "burn-out"... Last year I visited Thomas Jefferson's Monticello in Charlottesville, VA. It was on my list of places to visit during this Lifetime. I was not disappointed. Monticello gave me a much better understanding of Thomas Jefferson, the man. Here are two videos on the subject; one professionally done, the other, of my own visit there last summer. Enjoy! Mirela Monte, Your Myrtle Beach Real Estate Connection Join The (8 comments)
Avoid Foreclosure - Many Options Await You: - 05/21/09 11:42 AM
Even when it's bad, you still have options. Here is a good starting point, well written by Janice Petteway. Mirela Monte, Your Myrtle Beach Real Estate Connection Join The Optimist Group!
Via Janice Petteway (Exit Real Estate Results): Let's clear up a misperception. As we encourage troubled homeowners to "avoid foreclosure," we are not assuming that everyone will be able to keep their home. Some people got in far too deep and bought homes far beyond what a person in their income bracket could really afford. When ARMs adjusted or property values plummeted, these people and many others whose homes were (0 comments)
Vacation Reminder: - 05/20/09 11:51 PM
I had 'sort of' a day off for my Birthday. I was finally able to collect my thoughts and relax. I put together this video of my last vacation, perhaps as a reminder that I need to take another vacation soon. Working seven days a week, almost non stop, makes one dull and old. Vacations are that reminder that life is Grand! Enjoy!
Mirela Monte, Your Myrtle Beach Connection Join The Optimist Group! (5 comments)
Fifty Ways to Lose Your Liver... And Other Fine Tunes Revamped for The Aging Boomers: - 05/20/09 01:37 PM
It's my Birthday today, so I have every right to poke fun at aging. Here are a few well known tunes that have been "tweaked" to reflect an Aging Boomer Audience: Herman's Hermits--- Mrs. Brown, You've Got a Lovely Walker. Ringo Starr--- I Get By With a Little Help From Depends. The Bee Gees--- How Can You Mend a Broken Hip. Bobby Darin--- Splish, Splash, I Was Havin' a Flash. Roberta Flack--- The First Time Ever I Forgot Your Face. Johnny Nash--- I Can't See Clearly Now. Paul Simon--- Fifty Ways to Lose Your Liver The Commodores--- Once, Twice, Three Times (23 comments)
It's the XX Anniversary of my 29th Birthday - 05/20/09 12:31 AM
One of my friends used to say: "If I had known I'd live this long, I would have taken much better care of myself." As a product of the Boomer Generation, an ex-Model and Fashionista, I can't make the same statement, having had a certain obsession with my general appearance for quite some time now. We live in a youth culture. The models gracing our Magazines are barely in their teens. Fifty is the new forty, forty is the new thirty and being old is the least desirable destination. Clean eating, supplements, working out, Botox, plastic surgery. Anti-Aging (17 comments)
Via Robert Rauf (REMN The Real Estate Mortgage Network): This Weeks Economic Calendar, and Rate Forecast: The Economic Calendar is a pretty light one this week.... But that doesn't mean it will not be a bumpy ride. This will be a holiday shortened week which always throws a wrench into the works... More on that below. As far as the calendar goes, we have a few numbers, Some Fed Buying and Some Fed News, here is the week ahead: Monday May 18: The first of three days where the Fed will be buying Treasury obligations. It is always better for a market (2 comments)
Update on the Myrtle Beach Area Water Treatment Facility: - 05/18/09 10:31 PM
I recently wrote a blog about the Myrtle Beach Water Treatment Facility located by the Waterway, next to Plantation Point and across from Carolina Waterway Plantation. Today I conferred with a reliable source at the Grand Strand Water and Sewer Authority. Here is the scoop on that facility: A 50 acre Lagoon is on the site, along with a Water Treatment Plant. In the past, there have been complaints about noxious odors emanating from the Lagoon. The Water Treatment Plant produces no offending odors. The GSW&SA purchased the facility from the city of Myrtle Beach two years ago. (4 comments)
*Note: Of the 15 Waterway Homes sold, 8 of them were Foreclosure related (two were short sales and 6 were REO's). Seven of the 15 homes were regular transactions. **Note: There are currently 79 Waterway Homes available for sale, priced between $199,900 to $4,990,000. Of these 79 available homes, 8 are foreclosure related. Mirela Monte, Your Myrtle Beach Real Estate Connection Join The Optimist Group! (2 comments)
I need your help! Does anyone know anything about water treatment plants? - 05/17/09 01:11 PM
I have found the most extraordinary home for my Buyer Clients. It is a million dollar home on the Waterway and it's perfect in every way, except for one thing: across the Waterway, and several hundred feet to the right, there is a water treatment facility, tucked away behind a greenbelt, not far from the Waterway banks. It consists of a large and exposed retention pond. My clients are afraid that it might give off offensive odors and that it might also affect that part of the Waterway. My research indicates that by the time the water goes into (12 comments)
Lease To Own Agreements: Are They Dangerous? - 05/15/09 09:26 PM
With the Banks' tightening of the money, there has been a resurgence of Lease to Own Agreements lately. Although these deals are popular with both Buyers and Sellers, they are not to be taken lightly. Here's why these instruments are potentially dangerous: Danger for the Seller: If the Buyers stop making payments under a Lease to Own Agreement, the Seller can not evict them. Instead, the Seller has to institute foreclosure action, which can take many months. In essence, the Owner could potentially have tenants who don't pay rent for a very long time (foreclosure action may take (13 comments)
With the Banks' tightening of the money, there has been a resurgence of Lease to Own Agreements lately. Although these deals are popular with both Buyers and Sellers, they are not to be taken lightly.
The Good: The equivalent of a prolonged courtship in the relationship arena, a Lease to Own Agreement is "a trying on for size". Like an engagement with a "move-in" situation, the Lease to Own is a promise and a hope, without an actual marriage certificate, or the recording of a new deed. Like the diamond ring, the option money is offered up front, along (1 comments)
Via Robert Rauf (REMN The Real Estate Mortgage Network): Thanks to my Mother-in-law for sharing these: Attending a wedding for the first time, a little girl whispered to her mother, 'Why is the bride dressed in white?'' The mother replied, 'Because white is the color of happiness, and today is the happiest day of her life.' The child thought about this for a moment then said, 'So why is the groom wearing black?' ~~~~~~~~~~~~ A little girl, dressed in her Sunday best, was running as fast as she could, trying not to be late for Bible class. As she ran she prayed, 'Dear Lord, please don't (2 comments)
Via Christopher and Stephanie Somers - Realtors - Philadelphia Real Estate (RE/MAX Affiliates): What do you do when you cannot sell ? Philadelphia Lease Purchase Options
In this market, people need options. What do you do when you cannot sell and do not want a traditional rental ? Chris and I do a lot of Rent-to-Own or Lease Purchase contracts in Philadelphia. The rental price of a Lease Purchase is determined by 2 main factors: 1) the monthly mortgage and expenses for the seller and 2) the fair market rent for that area. Lease Purchase or Rent-to-Own contracts usually have an incentive (0 comments)
Via Michael Tarabotto (Certified Appraiser) Santa Clarita, San Fernando, Westside (California Appraisal Solutions Corp.): Gather around kiddos, looks like Christmas came early this year. MarketWatch is reporting that HUD secretary Shaun Donovan at today's real estate summit before thousands of Realtors® said that the FHA's tweaking the first-time home buyer tax-credit for use as down-payment. I don't know any details but you can read the story here. Hat tip HousingWire (saw it there first). (8 comments)
What an Extraordinary Opportunity to Be Inspired by the World's Brightest Minds: - 05/10/09 09:49 PM
TED is an annual invitation-only summit of the World's brightest minds. Each year TED features 50 of the world's most fascinating people. Collectively, they have won every major prize awarded for excellence, including the Nobel, Pritzker, Pulitzer, Oscar, Grammy, Emmy, Tony and MacArthur "genius" grant. TED finally opened its doors to the world by launching Ted.com. Now we can all benefit from this remarkable exchange of ideas. I've already established a membership (it's free) and I look forward to being inspired by these great minds. I leave you with Anthony Robbins' speech at the recent TED conference. Enjoy! (15 comments)
Via Jeff Dowler ~ Carlsbad Real Estate ~ 760-840-1360 (RE/MAX Associates): The media has been telling us it's a buyer market for some time. The real estate community talks about it too. Everyone seems to believe it. I think the Buyer's Market is over-rated. Before you get your britches in a bunch, hear me out. Saying it's a buyer's market, as a general rule, overlooks those markets, and niches, where this is clearly not the case. Calling it a buyer's market gives buyers a false sense of security. They think they are always in the driver's seat, calling all the shots, and (5 comments)
There's an interesting thread in Zillow Advice right now discussing whether we're at a bottom in the housing market. And the discussion is very timely because today Zillow released its 1st Quarter Home Value Report, detailing what is happening to home values in 161 cities. It's by far the most comprehensive report about the housing market in terms of its breadth and depth. True, individual Zestimates have their issues (more about Zestimate accuracy), but the Zillow Home Value Index is very reliable because it has enough aggregated data to wash away inaccurate Zestimates -- in other (0 comments)
LOL FRIDAY - This & That... - 05/08/09 12:07 AM
To err is human. To forgive is against company policy. If at first you don't succeed, redefine success. If you can't convince them, confuse them. All power corrupts. Absolute power is pretty neat, though. Remember: First you pillage then you burn. If I want your opinion, I'll ask you to fill out the necessary forms. I feel like I'm diagonally parked in a parallel universe. The only substitute for good manners is fast reflexes. Never do card tricks for the group you play poker with. (27 comments)
Via Steve Loynd, Alpine Lakes Real Estate Inc., Loon Mt, NH.: The Hormone Guide Women will understand this! Men should memorize it! Every woman knows that there are days when all a man has to do is open his mouth and he takes his life in his hands! This is a handy guide that should be carried like a driver's license in the wallet of every husband, boyfriend, co-worker or significant other! 13 Things PMS Stands For 1. Pass My Shotgun 2. Psychotic Mood Shift 3. Perpetual Munching Spree (7 comments)
It's Nice in Nice (Wordless Wednesday, sort of...) - 05/06/09 09:00 AM
Nice, France, that is... Nice is the capital of the Riviera and the fifth largest city in France. Located between Cannes and Monaco, Nice is a lovely diamond in the geographical tiara known as Cote d'Azur. Bathing suit tops are optional, but a good time is mandatory. A bientot! Mirela Monte, Your Myrtle Beach Connection Join the Optimist Group! (7 comments)
Life Traction 101 - 05/05/09 09:59 PM
My boyfriend witnessed a man committing suicide today. It was a middle aged man in a brightly colored shirt who stopped his car at the top of the bridge, got out and jumped off. They fished him out of the water some time later and tried to resuscitate him, but it appeared to be too late. It really shook up my boyfriend and he's been moping around ever since. I lost my grandmother two weeks ago. This evening I drove by the charred remnants of a once beautiful forest bordering highway 31 in Myrtle Beach. Several of my daughter's friends (21 comments)
Via Sheldon Neal -- That British Agent -- (Bergen County, NJ - RE/MAX Real Estate Limited): ~ In an effort to reward homeowners for energy efficient upgrades to their homes, the recent Stimulus Bills included some very valuable additional tax credits ! Water Heater, Boiler, or A/C new Installations A tankless water heater installation with a 90% + efficiency gets you a 30% federal tax credit up to $1,500.00. This may also qualify for a gas utility rebate of $300.00. Total job deduction $1,800.00. If the total job was $5,000.00 the deduction would be approx. one third of the job right off the bat. Same deductions (3 comments)
For Up To The Minute News, It's Twitter, Not CNN that Delivers the Goods! - 05/03/09 08:15 PM
When the Myrtle Beach fires swept through our area, it was not the news I went to for up to the minute information. No! Instead, it was Twitter where I discovered which roads were closed and which ones had just opened. (Thank you wmbfnews and fellow Twitterers!) The first reports of the terrorist attacks in Mumbai were not made by CNN or Associated Press, but by regular folks who were in the area and Tweeted about it. Here is another example: "Before CCTV, CNN, and others mainstream media roll into action, people on Twitter immediately started capturing news and information about a fire (10 comments)
What's All The Fuss About This Twitter Thing? Fitting It All Into 140 Characters: - 05/03/09 12:34 AM
Since you are limited to only 140 characters, posting long links on Twitter is out of the question, right? Wrong! With Bit.ly, a free service, you can copy and paste any length URL from your browser and transform it into a short link. The best part about Bit.ly is that it also gives you reports on all the URL's you've shortened there, showing exactly how many people clicked on a particular link. That is how I discovered that ‘Celebrity Real Estate' is very much in demand. Divorce came in a distant second. Go figure! Tweet you at the Top! (19 comments)
Populate Twitter with your blogs! After you create your Twitter profile, go to your AR Home Settings and turn on your Twitter updates: Twitter - Announce new blog posts on your Twitter feed! ( Enable/disable updates) Top of Form Twitter Username: Twitter Password: Tweet Members only posts as well Save this new setting, and watch every blog you post on AR automatically populate Twitter. Is this cool or what? Tweet you at the Top! *Also read: What's All The Fuss About This Twitter Thing? and What's All The Fuss About This Twitter Thing? Part (8 comments)
What's All The Fuss About This Twitter Thing? Part II - Play It Again, Sam! - 05/02/09 11:09 PM
So you've set up your Twitter account and started following people. Now what? What are you going to "Tweet" about? Are you going to update the World about mundane goings on in your life? Are you going to brag about your listings? You only get 140 characters to make your point. Just how do you engage your reader and harness a good following within the context of 140 characters? One very easy way to do it is by re-blogging other members' entries. You simply copy and paste another member's entry, and place that member's Twitter name along with (6 comments)
Via Real Bird (RealBird Inc.): As promised, we are adding new tutorials ongoing about the variety of ways to use the private labeled RealBird Property Search service. For those of you who join this thread now, we suggest to take a look at the introduction post about the RealBird Property Search release and also the Earth Day search module confguration tutorial. The ActiveRain Hit Router is a special advertising and visitor channeling utility on ActiveRain, which allows you to route visitors ( visitors and home buyers who are not logged in to AR) to your property search service. Every post and profile pages (0 comments)
Do You Qualify for a Short Sale? - 05/02/09 08:21 PM
This is timely information. Agents and Clients are frustrated with these short sales, which sometimes take several months to unravel. Mirela Monte, Your Myrtle Beach Real Estate Connection Via Frank & Sharon Alters, ePRO, GRI Fleming Island FL Real Estate (Watson Realty ): The original concept of a short sale is when a home sells for less than the mortgage(s) on it and the homeowner does not sign a promissory note or bring money to closing due to various hardships. Many homeowners in Orange Park and Fleming Island have not one, but two or three mortgages, including a home equity line of (2 comments)
What's All The Fuss About This Twitter Thing? - 05/02/09 08:02 PM
Sure, you're computer literate: you use e-mail, you have a website, you blog and you even have a Facebook account. You keep hearing about this silly Twitter thing and you have no idea what all the fuss is about. You may have created a Twitter account, yet you just can't understand what to do with it. First things first: before you can experience the power of Twitter, you have to start "following" people; otherwise all you'll be looking at is a pretty and blank Twitter profile page. How do you find people to follow? You can use the (21 comments)
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