Content Marketer For Hire
Information about content marketing, Search Engine Optimization, and online lead generation. I have written thousands of articles for other people who have published my words in their name.
ARCHIVED BLOG POSTS
2009
Even if you have been working with your favorite real estate agent for the last 9 months, even if you have already looked at 20 homes with your favorite agent, even if you have already had the home builder install your favorite colors and appliances, I will not do your loan until you call Tommy T...
10/31/2009
"I'm not paying any points!" Well, okay then. I guess you're paying cash because everybody who borrows money from a broker, lender or bank (regardless of their misleading advertisement) pays points. Simply defined the word points means a percentage. What they are a percentage of is the next quest...
10/29/2009
I watched in amazement for the last 48 hours as 30 year mortgage bonds reached their lower resistance point. I suppose we always have the greastest hopes that the reversal from down to up will result in an incredible jump sending mortgage rates into the basement. When lower resistance on mortgage...
10/28/2009
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Comments
It's easy to complain about how long it takes a loan to close - even loan officers do it. The truth is if everything is in order and the property is acceptable the loan should close within 21 to 30 days of the receipt of all documents by the lender. This is not 21 days from application date nor i...
10/27/2009
Every loan officer who has done their job for more than a week or so has heard the question. Some loan officers avoid it altogether by simply not sending the Truth In Lending (TIL) until they absolutely are required by law to do so. Why? Because in the top left corner in prominent font is a numbe...
10/27/2009
This one kind of goes along with "When Can We Close?" from a couple of years ago and another "How Long Does It Take To Close Today?" from a few weeks ago. It is further inspired by feedback from many agents and clients over the last many years. First it is important to understand the difference b...
10/25/2009
Ancient Mortgage Proverb: No deal is ever 100% certain until the loan is completely paid off. There exists a chasm in communication, familiarity and point of view between agents and loan officers. Sometimes we try to act like it does not exist and we really wish it was not so. I know this chasm e...
10/24/2009
"If you don't have anything nice to say don't say anything at all." This could also be titled "The Therapeutic Effects of Active Rain." I'm sure you have heard it - so have I. A few of you (notice I did not say us) can actually even practice it. My sister, Dr. Carla Northcutt - she can do it and ...
10/20/2009
Here are the facts about FHA and foreclosures on credit: If there is a foreclosure on the borrower's credit (any of the borrowers) it must be at least 36 months previous in most cases. There are a very limited number of instances which would allow a foreclosure to have been within less than 36 mo...
10/18/2009
Looking for a great place to live with some of the best values in America? Look no farther because I am sitting in it right now keyboarding this post to you! On October 6th NBC's Today Show with Al Roker highlighted Marietta, Georgia as the number 4 place in America to buy a home and get the most...
10/17/2009
