PROMISE ME THAT YOU ARE GOING TO CHECK THIS OUT RIGHT NOW

I'm proud of all of you who have had just one mate.  But maybe you could help others, your pseudo-Gabor friends, by just telling them about this.

There are also those whose mates have died and they have never gotten around to changing the beneficiary designations on their own policies from the deceased mate to someone else...maybe their kids or their church or both.  This needs to happen.

 Tom,

Perhaps you know that there is a Common Law that says that unless a beneficiary or the person making the payments on the policy on someone else's life had a BENEFICIAL INTEREST in that person's life, the policy will be considered invalid and the premiums will be refunded to the payer.

So I've always wondered why this business with an ex-spouse as a beneficiary doesn't fall into that catagory, and the proceeds of the policy just be paid the estate of the insured so they can be distributed in accordance with the will.

But then in some jurisdictions, a will that was signed prior to a divorce is not considered valid, so it must be rewritten.  Anyway, it's a can of worms, and it's one can of worms that everyone who loses a spouse for whatever the reason, needs to immediately address.

Kim, one-half of America is on your side!  In my case, I have an ex, but after Patty is well taken care of, I wouldn't mind leaving something for her, too.   In fact I actually had that arranged until she remarried.  I figured the new guy would and could take care of that, so I had the beneficiary designation changed.

Eric -- I don't think so.  In my case I took all of the debts and gave her a big wad of cash.  But I've never regretted it.  She was and is a fabulous person.  It was just time to move on.

Miss Kim -- Then just let him suffer and waller in his debts.  It goes in the catagory of adding insult to injury.