WHY DO I LOVE TO HEAR A BUYER SAY, "Yes, I have VA benefits".
This post inspired by a post by Frank Fountain and Heidi Mackenbach in a post about "closing costs".
Frank and Heidi have provided a good outline of closing costs, buyer and seller, for their area in California. Their listing of closing costs and pre-paids to the buyer and seller are different in my market but it's always a sign of a real estate pro when they have a grasp on closing fees.
Taking this matter one step further, one reason I love to hear that a prospective home buyer has full VA benefits is because ALL OF THE CLOSING COSTS listed in Frank and Heidi's "Buyer closing costs" below can be paid by the SELLER for the BUYER . . . . . including and not limited to: "loan fees, inspection fees, prepaid interest, appraisal, title insurance, mortgage insurance, hazard insurance, and documentary stamps".
All the above with NO DOWN PAYMENT.
WAIT! THERE'S MORE. . . the seller can also contribute money to pay down the buyers debt which can often bring the ratios down.
I've said it before and I'll say it again. "The VA loan is the best loan in the country."
If you're working with a VA loan eligible home buyer, make sure you're referring them to a loan officer who understands the versatility of this special benefit for these VERY SPECIAL HOME BUYERS.
Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.
Homefinders.com offers experienced real estate services for BRAC relocating home buyers.
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NEVER A FEE TO HOME BUYERS. Sellers (including builders) pay us 3% to sell
their listing. Homefinders.com REBATES 1/3 or 1% to you (buyer) at closing.
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CONTACT US. We are Loudoun County residents (Lovettsville) and belong to the Loudoun County Association of Realtors (DAAR). We know the Loudoun County real estate market and understand property values, new and resales.
Lenn Harley, Broker, Homefinders.com, 800-711-7988, Email.
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Experience counts and Lenn has been working with home buyers to help them find their home of choice for over 30 years.
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Homefinders.com works with experienced loan officers who are dedicated to helping our Military Home Buyers.
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