"Can I Finance My Closing Costs into My Mortgage?"

"Can I Finance My Closing Costs into My Mortgage?"     In the short video below, I work to answer the simple question that has a complex answer:  "Can I finance my closing costs into my mortgage?"   We, in the real estate industry, tend to take for granted that a good percentage of our clients can easily get confused BEFORE they even get to the closing table.  After all, depending on whether their most recent experience was a purchase or a refinance the answer can vary yet again on the possibility (and financial benefit) of rolling closing costs into a home loan.   And yes, the video does cover the basics, but if I could sum it all up, the answer to, "Can I finance my closing costs?," is best left at, "It depends."   It depends on your loan amount.  It depends on your loan-to-value (LTV).  And it can involve some other important considerations too.    So take a quick look and let me know if you still have questions.         Remember, it is OK to finance closing costs in some cases.  It is never OK to not ask if your situation is one of them.  This question of, "Can I finance my closing costs into my mortgage?," is one of the most confounding ones out there, and I'm here to help you get to the bottom of it.  Simply call me at 877-270-5959, or send an e-mail to rspinosa@rpm-mtg.com.  Online pre-approval is always available at themortgagedictionary.com.     Robert J. Spinosa Home Loan Professional BRE: 01297944 NMLS: 22343 1058 Redwood Highway Mill Valley, CA 94941 877.270.5959 Toll Free 415.367.5959 Cellular 415.366.1590 eFax rspinosa@rpm-mtg.com