Finally A Company Has Answers To Resident Owned Mfg Housing Issues.

Finally A Company Has Answers To

Resident Owned Mfg Housing Issues.

A few years ago my lovely wife, Janis, took it upon herself to find answers for the many issues pertaining to Manuractured Housing inRESIDENT OWNED COMMUNITIESor ones sited on PRIVATE LOTS or PARCELS.

If you own a manufactured home are purchasing or selling one or if you're a Lender, Title, Escrow, Real Estate Professional, Appraiser, Home Inspector, Contractor or Attorney you need to know about this service.

We will be posting frequently on this subject as we recieve countless calls and inquiries about MANUFACTURED HOME issues daily.

Welcome To MH-Processing

Foundation Issues:   MH-Processing is a network of manufactured home professionals and consultants who can streamline the process of providing STATEWIDE CALIFORNIA permanent foundation repairs (retrofits) and engineering certifications of foundations for HUD-compliant loans.

Finally A Company Has Answers To Resident Owned Mfg Housing Issues. a borrower has a manufactured home and owns the land upon which the home sits, a lender will generally require proof that a permanent foundation has been installed.

Additionally if the loan is FHA-insured (sometimes VA), an engineer's certification of the foundation specifying that the home meets HUD guidelines will be required. 

If you are a borrower, we can work directly with your lender to meet the loan guidelines. If you are a Real Estate Professional or Lender, we can move quickly and efficiently to service your transactional needs.

Title Issues:   Unfortunately there have been critical past missteps in the lending, escrow and title arenas, often resulting in different names on home and title or non-existent lenders still showing as the legal owners of the property.

This creates burdens on investor portfolios, possible HUD/ FHA insurance denials, and improperly securitized instruments to protect the lender or investor at the time of default.

On real property transactions, we provide a specialized service, tackling troublesome title conversion issues which can usually only be resolved by working with building departments and/or the State Department of Housing and Community Development (HCD).

To that end, MH-Processing connects contractor competence with documentary compliance so that errors can be avoided or past mistakes can be corrected. With our working knowledge of titling, relationship with HCD, understanding of HUD insignias, legal procedure and filing requirements, we are happy to work with your escrow, title company, legal or underwriting team to get a 433A recorded in a timely manner.

With MH Processing at the helm, you can usually count on us to fast-track troublesome manufactured home files. Our 28 years of field experience, coupled with our 18 year track record with lenders gives us the know-how to overcome bureaucratic obstacles.

We are able to anticipate varying building permit fees and requirements and  inconsistent interpretations of the state code among city and county building departments, ultimately acquiring the paperwork for the documentary evidence that is the heart of title perfection.